San Diego, CA · standard

ZIP Code 92127

San Diego County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

39,337
688/sq mi
$195,520
Median income
$1,232,300
Median home value
73.1%
Bachelor's or higher

The verdict

San Diego pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 1%
household income, US ZIPs
Top 1%
home value, US ZIPs
688
people per sq mi
73%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92127 against every reporting US ZIP.

ZIP code 92127 is classified by USPS as a standard delivery area and covers roughly 57.2 square miles in San Diego, San Diego County, California. The area is home to 39,337 residents, producing a population density of 688 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 92127 against California and the nation.

On the economic side, the median household income for ZIP 92127 sits at $195,520 (92% above the California average), while per-capita income is $81,105. The poverty rate stands at 4.2% and the unemployment rate at 3.5%. On housing, the median home value is $1,232,300 (59% above the state average) with median rent at $2,771 per month, and 73.4% of occupied units are owner-occupied, a direct signal of whether 92127 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 73.1% of adults hold a bachelor's degree or higher, the median age is 39, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Diego County, so you can benchmark 92127 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 92127

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 92127.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 92127, San Diego, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

39,337

Population

57.2

Area (sq mi)

688

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 92127?

39.0

Median Age

48.6%

Male

51.4%

Female

30.2%

Foreign-Born

White 47.7%
African American 2.5%
Asian 33.8%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 13.2%
Hispanic or Latino 8.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$195,520

Median Household Income

+92% vs state

$81,105

Per Capita Income

4.2%

Poverty Rate

3.5%

Unemployment Rate

25.4 min

Mean Commute Time

How ZIP 92127 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$195,520 Top 1% higher than 99% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). Below this entry. $180,000–$200,000: 186 US ZIPs (1%). This entry sits in this band. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 79.8%
Bachelor's Degree or Higher 73.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

16,996

Total Housing Units

16,438

Occupied Units

558

Vacant Units

3.05

Avg Household Size

Occupancy Type

Owner 73.4%
Renter 26.6%

$1,232,300

Median Home Value

+59% vs state

$2,771

Median Rent

2003

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+26.9%

YoY Change (2022)

341

HPI Index (2000 = 100)

+241%

Total Change Since 2000

Home values in ZIP 92127 have increased 26.9% over the past year (2022). Since 2000, this ZIP has seen +241% cumulative appreciation.

Year Annual Change HPI Index
2018 +12.1% 245
2019 -1.3% 242
2020 +2.5% 248
2021 +8.5% 269
2022 +26.9% 341

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,440 business establishments in ZIP 92127, employing approximately 25,038 people with a combined annual payroll of $2,721,092,000.

1,440

Businesses

25,038

Employees

$2.7B

Annual Payroll

18

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 433 30.1%
Health care and social assistance 188 13.1%
Real estate and rental and leasing 127 8.8%
Finance and insurance 106 7.4%
Other services (except public administration) 73 5.1%
Administrative and support and waste management and remediation services 72 5.0%
Accommodation and food services 72 5.0%
Wholesale trade 59 4.1%
Retail trade 58 4.0%
Construction 55 3.8%
Information 44 3.1%
Educational services 40 2.8%
Manufacturing 33 2.3%
Arts, entertainment, and recreation 32 2.2%
Transportation and warehousing 28 1.9%
Management of companies and enterprises 10 0.7%
Utilities 5 0.3%
Industries not classified 3 0.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 92127 vs 92129 →

ZIP 92127 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 92127 ranks #6 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 92127 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 92127 ranks #2 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
92129 San Diego, CA 51,536 3.8 mi
92029 Escondido, CA 19,021 4.5 mi
92067 Rancho Santa Fe, CA 9,535 4.1 mi
92128 San Diego, CA 47,490 3.3 mi
92091 Rancho Santa Fe, CA 1,048 5.1 mi
92126 San Diego, CA 73,343 7.8 mi
92064 Poway, CA 47,904 6.5 mi
92007 Cardiff By The Sea, CA 10,429 8.7 mi
92130 San Diego, CA 48,940 7.0 mi
92075 Solana Beach, CA 12,056 8.0 mi

More ZIP Codes in San Diego County

Frequently Asked Questions

What county is ZIP code 92127 in?
ZIP code 92127 (San Diego) is located in San Diego County, California. San Diego County contains multiple ZIP codes, see the full list at /counties/san-diego-ca.
What is the population of ZIP code 92127?
ZIP code 92127 in San Diego, CA has a population of 39,337 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92127?
The median household income in ZIP 92127 is $195,520, which is 156% above the national average of $76,288.
What is the average home value in ZIP 92127?
The median home value in ZIP 92127 is $1,232,300, which is 343% above the national average of $278,155.
What is the demographic makeup of ZIP 92127?
The largest racial group in ZIP 92127 is White at 47.7%. Hispanic or Latino residents make up 8.3% of the population.
How many businesses are in ZIP code 92127?
ZIP code 92127 has 1,440 business establishments employing approximately 25,038 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92127?
The top industries by establishment count in ZIP 92127 are: Professional, scientific, and technical services (433), Health care and social assistance (188), Real estate and rental and leasing (127). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 92127?
According to the FHFA House Price Index, home values in ZIP 92127 increased by 26.9% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 241%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92127?
In ZIP code 92127, 79.8% of residents aged 25+ have a high school diploma or higher, and 73.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 92127?
The mean commute time for workers in ZIP code 92127 is 25.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 92127?
In ZIP code 92127, approximately 73.4% of occupied housing units are owner-occupied and 26.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92127?
The poverty rate in ZIP code 92127 is 4.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Official Data Resources for San Diego, CA

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