San Diego, CA · standard
ZIP Code 92105
San Diego County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 69,813
- 4,840/sq mi
- $68,563
- Median income
- $635,600
- Median home value
- 22.6%
- Bachelor's or higher
The verdict
San Diego pairs a below-median household income with top-decile home values, in a suburban-density, renter-heavy and unusually populous area.
- 44th pct
- household income, US ZIPs
- Top 8%
- home value, US ZIPs
- 4,840
- people per sq mi
- 33%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92105 against every reporting US ZIP.
ZIP code 92105 is classified by USPS as a standard delivery area and covers roughly 14.4 square miles in San Diego, San Diego County, California. The area is home to 69,813 residents, producing a population density of 4,840 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 92105 against California and the nation.
On the economic side, the median household income for ZIP 92105 sits at $68,563 (33% below the California average), while per-capita income is $29,443. The poverty rate stands at 20.3% and the unemployment rate at 6.5%. On housing, the median home value is $635,600 (18% below the state average) with median rent at $1,759 per month, and 32.6% of occupied units are owner-occupied, a direct signal of whether 92105 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 22.6% of adults hold a bachelor's degree or higher, the median age is 33.6, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Diego County, so you can benchmark 92105 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 92105
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 92105.
- Health care and social assistance
Health care and social assistance
114 establishments
- Other services (except public administration)
Other services (except public administration)
107 establishments
- Retail trade
Retail trade
86 establishments
- Accommodation and food services
Accommodation and food services
75 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
53 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 92105, San Diego, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
69,813
Population
14.4
Area (sq mi)
4,840
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 92105?
33.6
Median Age
49.6%
Male
50.4%
Female
35.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$68,563
Median Household Income
-33% vs state
$29,443
Per Capita Income
20.3%
Poverty Rate
6.5%
Unemployment Rate
24.5 min
Mean Commute Time
How ZIP 92105 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$68,563 44th percentile higher than 44% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
23,944
Total Housing Units
22,910
Occupied Units
1,034
Vacant Units
3.08
Avg Household Size
Occupancy Type
$635,600
Median Home Value
-18% vs state
$1,759
Median Rent
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.1%
YoY Change (2024)
468
HPI Index (2000 = 100)
+368%
Total Change Since 2000
Home values in ZIP 92105 have increased 1.1% over the past year (2024). Since 2000, this ZIP has seen +368% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.3% | 323 |
| 2021 | +14.0% | 368 |
| 2022 | +14.6% | 422 |
| 2023 | +9.6% | 463 |
| 2024 | +1.1% | 468 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 676 business establishments in ZIP 92105, employing approximately 7,460 people with a combined annual payroll of $331,766,000.
676
Businesses
7,460
Employees
$331.8M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 114 | 16.9% |
| Other services (except public administration) | 107 | 15.8% |
| Retail trade | 86 | 12.7% |
| Accommodation and food services | 75 | 11.1% |
| Professional, scientific, and technical services | 53 | 7.8% |
| Administrative and support and waste management and remediation services | 51 | 7.5% |
| Construction | 50 | 7.4% |
| Real estate and rental and leasing | 31 | 4.6% |
| Finance and insurance | 25 | 3.7% |
| Transportation and warehousing | 21 | 3.1% |
| Information | 19 | 2.8% |
| Wholesale trade | 12 | 1.8% |
| Arts, entertainment, and recreation | 11 | 1.6% |
| Manufacturing | 10 | 1.5% |
| Educational services | 8 | 1.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 92105 vs 92104 →
ZIP 92105 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92105
San Diego (92105)
69,813 residents
- 92114
San Diego (92114)
65,433 residents
- 91950
National City (91950)
60,322 residents
- 92115
San Diego (92115)
58,560 residents
- 92113
San Diego (92113)
56,066 residents
- 92104
San Diego (92104)
44,414 residents
- 92102
San Diego (92102)
43,267 residents
- 92116
San Diego (92116)
31,680 residents
- 92120 26,317
San Diego (92120)
26,317 residents
What this shows Among its immediate neighbors, ZIP 92105 ranks the most populous — useful context the national average alone can't give.
ZIP 92105 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92120
San Diego (92120)
$120,661 median income
- 92116
San Diego (92116)
$98,154 median income
- 92114
San Diego (92114)
$97,794 median income
- 92104
San Diego (92104)
$94,014 median income
- 91945
Lemon Grove (91945)
$88,016 median income
- 92115
San Diego (92115)
$79,199 median income
- 92102
San Diego (92102)
$77,248 median income
- 92105
San Diego (92105)
$68,563 median income
- 91950
National City (91950)
$66,426 median income
What this shows By household income, ZIP 92105 ranks #8 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 92104 | San Diego, CA | 44,414 | 2.1 mi |
| 92115 | San Diego, CA | 58,560 | 2.0 mi |
| 92102 | San Diego, CA | 43,267 | 2.1 mi |
| 92116 | San Diego, CA | 31,680 | 2.6 mi |
| 91945 | Lemon Grove, CA | 25,460 | 3.4 mi |
| 92113 | San Diego, CA | 56,066 | 3.2 mi |
| 92134 | San Diego, CA | 198 | 3.3 mi |
| 92114 | San Diego, CA | 65,433 | 3.0 mi |
| 91950 | National City, CA | 60,322 | 4.7 mi |
| 92120 | San Diego, CA | 26,317 | 4.1 mi |
More ZIP Codes in San Diego County
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Frequently Asked Questions
What county is ZIP code 92105 in? ▼
What is the population of ZIP code 92105? ▼
What is the median household income in ZIP 92105? ▼
What is the average home value in ZIP 92105? ▼
What is the demographic makeup of ZIP 92105? ▼
How many businesses are in ZIP code 92105? ▼
What are the main industries in ZIP code 92105? ▼
How have home values changed in ZIP code 92105? ▼
What is the education level in ZIP code 92105? ▼
What is the average commute time in ZIP 92105? ▼
What percentage of residents own vs. rent in ZIP 92105? ▼
What is the poverty rate in ZIP code 92105? ▼
ZIP Code Research Guides
Official Data Resources for San Diego, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.