San Diego, CA · standard
ZIP Code 92105
San Diego County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 69,813
- 4,840/sq mi High-density area
- $68,563
- Median income Near-median income area
- $635,600
- Median home value Above-median home value
- 22.6%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
San Diego pairs a below-median household income with top-decile home values, in a suburban-density, renter-heavy and unusually populous area.
- 44th pct
- household income, US ZIPs
- Top 8%
- home value, US ZIPs
- 4,840
- people per sq mi
- 33%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92105 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 92105 (San Diego, CA) rose +1.1% from 2023 to 2024. The all-transactions index moved from 462.6 in 2023 to 467.6 in 2024 (2000 = 100).
ZIP code 92105 is a densely settled ZIP (a standard USPS delivery area) in San Diego, San Diego County, California, with 69,813 residents across 14.4 square miles, a density of 4,840 people per square mile, in the Los Angeles time zone.
ZIP 92105 reports a modest median household income of $68,563 (33% below the average California ZIP), while per-capita income is $29,443. The poverty rate is 20.3%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $635,600 (18% below the average California ZIP), and median rent is $1,759; owner occupancy is 32.6%.
Educational attainment sits below the national norm: 22.6% of adults hold a bachelor's degree or higher, the median age is 33.6, and the average commute is 25 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in San Diego County, so 92105 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 92105
Top 5 sectors by establishment count in San Diego, CA
Which industries have the most business establishments in ZIP 92105.
- Health care and social assistance
Health care and social assistance
114 establishments
- Other services (except public administration)
Other services (except public administration)
107 establishments
- Retail trade
Retail trade
86 establishments
- Accommodation and food services
Accommodation and food services
75 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
53 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 92105, San Diego, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
69,813
Population
14.4
Area (sq mi)
4,840
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 92105?
33.6
Median Age
49.6%
Male
50.4%
Female
35.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$68,563
Median Household Income
-33% vs state ZIP avg
$29,443
Per Capita Income
20.3%
Poverty Rate
6.5%
Unemployment Rate
24.5 min
Mean Commute Time
How ZIP 92105 ranks nationally
San Diego, CA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$68,563 44th percentile higher than 44% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
23,944housing units
23,944
Total Housing Units
22,910
Occupied Units
1,034
Vacant Units
3.08
Avg Household Size
Occupancy Type
$635,600
Median Home Value
-18% vs state ZIP avg
$1,759
Median Rent
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.1%
YoY Change (2024)
468
HPI Index (2000 = 100)
+368%
Total Change Since 2000
Home values in ZIP 92105 have increased 1.1% over the past year (2024). Since 2000, this ZIP has seen +368% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.3% | 323 |
| 2021 | +14.0% | 368 |
| 2022 | +14.6% | 422 |
| 2023 | +9.6% | 463 |
| 2024 | +1.1% | 468 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 676 business establishments in ZIP 92105, employing approximately 7,460 people with a combined annual payroll of $331,766,000.
676
Businesses
7,460
Employees
$331.8M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 114 | 16.9% |
| Other services (except public administration) | 107 | 15.8% |
| Retail trade | 86 | 12.7% |
| Accommodation and food services | 75 | 11.1% |
| Professional, scientific, and technical services | 53 | 7.8% |
| Administrative and support and waste management and remediation services | 51 | 7.5% |
| Construction | 50 | 7.4% |
| Real estate and rental and leasing | 31 | 4.6% |
| Finance and insurance | 25 | 3.7% |
| Transportation and warehousing | 21 | 3.1% |
| Information | 19 | 2.8% |
| Wholesale trade | 12 | 1.8% |
| Arts, entertainment, and recreation | 11 | 1.6% |
| Manufacturing | 10 | 1.5% |
| Educational services | 8 | 1.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 92105 vs 92104 →
ZIP 92105 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92105
San Diego (92105)
69,813 residents
- 92114
San Diego (92114)
65,433 residents
- 91950
National City (91950)
60,322 residents
- 92115
San Diego (92115)
58,560 residents
- 92113
San Diego (92113)
56,066 residents
- 92104
San Diego (92104)
44,414 residents
- 92102
San Diego (92102)
43,267 residents
- 92116
San Diego (92116)
31,680 residents
- 92120 26,317
San Diego (92120)
26,317 residents
What this shows Among its immediate neighbors, ZIP 92105 ranks the most populous - useful context the national average alone can't give.
ZIP 92105 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92120
San Diego (92120)
$120,661 median income
- 92116
San Diego (92116)
$98,154 median income
- 92114
San Diego (92114)
$97,794 median income
- 92104
San Diego (92104)
$94,014 median income
- 91945
Lemon Grove (91945)
$88,016 median income
- 92115
San Diego (92115)
$79,199 median income
- 92102
San Diego (92102)
$77,248 median income
- 92105
San Diego (92105)
$68,563 median income
- 91950
National City (91950)
$66,426 median income
What this shows By household income, ZIP 92105 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 92104 | San Diego, CA | 44,414 | 2.1 mi |
| 92115 | San Diego, CA | 58,560 | 2.0 mi |
| 92102 | San Diego, CA | 43,267 | 2.1 mi |
| 92116 | San Diego, CA | 31,680 | 2.6 mi |
| 91945 | Lemon Grove, CA | 25,460 | 3.4 mi |
| 92113 | San Diego, CA | 56,066 | 3.2 mi |
| 92134 | San Diego, CA | 198 | 3.3 mi |
| 92114 | San Diego, CA | 65,433 | 3.0 mi |
| 91950 | National City, CA | 60,322 | 4.7 mi |
| 92120 | San Diego, CA | 26,317 | 4.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 92105, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (69,813 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in San Diego County
Related Areas
Frequently Asked Questions
What county is ZIP code 92105 in?
ZIP code 92105 (San Diego) is located in San Diego County, California. San Diego County contains multiple ZIP codes, see the full list at /counties/san-diego-ca.
What is the population of ZIP code 92105?
ZIP code 92105 in San Diego, CA has a population of 69,813 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92105?
The median household income in ZIP 92105 is $68,563, which is 10% below the national average of $76,288.
What is the average home value in ZIP 92105?
The median home value in ZIP 92105 is $635,600, which is 129% above the national average of $278,155.
What is the demographic makeup of ZIP 92105?
The largest racial group in ZIP 92105 is Two or More Ethnicities at 29.2%. Hispanic or Latino residents make up 49.0% of the population.
How many businesses are in ZIP code 92105?
ZIP code 92105 has 676 business establishments employing approximately 7,460 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92105?
The top industries by establishment count in ZIP 92105 are: Health care and social assistance (114), Other services (except public administration) (107), Retail trade (86). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 92105?
According to the FHFA House Price Index, home values in ZIP 92105 increased by 1.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 368%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92105?
In ZIP code 92105, 47.1% of residents aged 25+ have a high school diploma or higher, and 22.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 92105?
The mean commute time for workers in ZIP code 92105 is 24.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 92105?
In ZIP code 92105, approximately 32.6% of occupied housing units are owner-occupied and 67.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92105?
The poverty rate in ZIP code 92105 is 20.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 92105's numbers, next.
- See how ZIP 92105 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where San Diego, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.