PlainZIP

San Diego, CA · standard

ZIP Code 92105

San Diego County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

69,813
4,840/sq mi
$68,563
Median income
$635,600
Median home value
22.6%
Bachelor's or higher

The verdict

San Diego pairs a below-median household income with top-decile home values, in a suburban-density, renter-heavy and unusually populous area.

44th pct
household income, US ZIPs
Top 8%
home value, US ZIPs
4,840
people per sq mi
33%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92105 against every reporting US ZIP.

ZIP code 92105 is a densely settled ZIP (a standard USPS delivery area) in San Diego, San Diego County, California, with 69,813 residents across 14.4 square miles, a density of 4,840 people per square mile, in the Los Angeles time zone.

ZIP 92105 reports a modest median household income of $68,563 (33% below the California average), while per-capita income is $29,443. The poverty rate stands at 20.3% and the unemployment rate at 6.5%. On housing, the median home value is $635,600 (18% below the state average) with median rent at $1,759 per month, and 32.6% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 22.6% of adults hold a bachelor's degree or higher, the median age is 33.6, and the average commute is 25 minutes. To put 92105 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in San Diego County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 92105

Top 5 sectors by establishment count in San Diego, CA

Which industries have the most business establishments in ZIP 92105.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 92105, San Diego, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

69,813

Population

14.4

Area (sq mi)

4,840

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 92105?

33.6

Median Age

49.6%

Male

50.4%

Female

35.6%

Foreign-Born

White 19.5%
African American 14.0%
Asian 18.2%
American Indian or Alaska Native 1.1%
Native Hawaiian or Pacific Islander 0.5%
Two or More Ethnicities 29.2%
Hispanic or Latino 49.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$68,563

Median Household Income

-33% vs state

$29,443

Per Capita Income

20.3%

Poverty Rate

6.5%

Unemployment Rate

24.5 min

Mean Commute Time

How ZIP 92105 ranks nationally

San Diego, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$68,563 44th percentile higher than 44% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 47.1%
Bachelor's Degree or Higher 22.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

23,944

Total Housing Units

22,910

Occupied Units

1,034

Vacant Units

3.08

Avg Household Size

Occupancy Type

Owner 32.6%
Renter 67.4%

$635,600

Median Home Value

-18% vs state

$1,759

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.1%

YoY Change (2024)

468

HPI Index (2000 = 100)

+368%

Total Change Since 2000

Home values in ZIP 92105 have increased 1.1% over the past year (2024). Since 2000, this ZIP has seen +368% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.3% 323
2021 +14.0% 368
2022 +14.6% 422
2023 +9.6% 463
2024 +1.1% 468

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 676 business establishments in ZIP 92105, employing approximately 7,460 people with a combined annual payroll of $331,766,000.

676

Businesses

7,460

Employees

$331.8M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 114 16.9%
Other services (except public administration) 107 15.8%
Retail trade 86 12.7%
Accommodation and food services 75 11.1%
Professional, scientific, and technical services 53 7.8%
Administrative and support and waste management and remediation services 51 7.5%
Construction 50 7.4%
Real estate and rental and leasing 31 4.6%
Finance and insurance 25 3.7%
Transportation and warehousing 21 3.1%
Information 19 2.8%
Wholesale trade 12 1.8%
Arts, entertainment, and recreation 11 1.6%
Manufacturing 10 1.5%
Educational services 8 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 92105 vs 92104 →

ZIP 92105 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 92105 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 92105 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 92105 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
92104 San Diego, CA 44,414 2.1 mi
92115 San Diego, CA 58,560 2.0 mi
92102 San Diego, CA 43,267 2.1 mi
92116 San Diego, CA 31,680 2.6 mi
91945 Lemon Grove, CA 25,460 3.4 mi
92113 San Diego, CA 56,066 3.2 mi
92134 San Diego, CA 198 3.3 mi
92114 San Diego, CA 65,433 3.0 mi
91950 National City, CA 60,322 4.7 mi
92120 San Diego, CA 26,317 4.1 mi

More ZIP Codes in San Diego County

91911 standard
Chula Vista, CA
Pop: 82,999
92154 standard
San Diego, CA
Pop: 79,708
91910 standard
Chula Vista, CA
Pop: 75,802
92126 standard
San Diego, CA
Pop: 73,343
92114 standard
San Diego, CA
Pop: 65,433
92021 standard
El Cajon, CA
Pop: 65,068

Related Areas

San Diego County San Diego, CA California

Frequently Asked Questions

What county is ZIP code 92105 in? ▼
ZIP code 92105 (San Diego) is located in San Diego County, California. San Diego County contains multiple ZIP codes, see the full list at /counties/san-diego-ca.
What is the population of ZIP code 92105? ▼
ZIP code 92105 in San Diego, CA has a population of 69,813 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92105? ▼
The median household income in ZIP 92105 is $68,563, which is 10% below the national average of $76,288.
What is the average home value in ZIP 92105? ▼
The median home value in ZIP 92105 is $635,600, which is 129% above the national average of $278,155.
What is the demographic makeup of ZIP 92105? ▼
The largest racial group in ZIP 92105 is Two or More Ethnicities at 29.2%. Hispanic or Latino residents make up 49.0% of the population.
How many businesses are in ZIP code 92105? ▼
ZIP code 92105 has 676 business establishments employing approximately 7,460 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92105? ▼
The top industries by establishment count in ZIP 92105 are: Health care and social assistance (114), Other services (except public administration) (107), Retail trade (86). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 92105? ▼
According to the FHFA House Price Index, home values in ZIP 92105 increased by 1.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 368%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92105? ▼
In ZIP code 92105, 47.1% of residents aged 25+ have a high school diploma or higher, and 22.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 92105? ▼
The mean commute time for workers in ZIP code 92105 is 24.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 92105? ▼
In ZIP code 92105, approximately 32.6% of occupied housing units are owner-occupied and 67.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92105? ▼
The poverty rate in ZIP code 92105 is 20.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.