ZIP Code 92104

ZIP code 92104 is classified by USPS as a standard delivery area and covers roughly 9.8 square miles in San Diego, San Diego County, California. The area is home to 44,414 residents, producing a population density of 4,531 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 92104 against California and the nation.

On the economic side, the median household income for ZIP 92104 sits at $94,014 (8% below the California average), while per-capita income is $61,459. The poverty rate stands at 11.0% and the unemployment rate at 5.7%. On housing, the median home value is $914,700 (18% above the state average) with median rent at $1,993 per month, and 28.8% of occupied units are owner-occupied, a direct signal of whether 92104 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 54.8% of adults hold a bachelor's degree or higher, the median age is 35.2, and the average commute is 22 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Diego County, so you can benchmark 92104 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →