PlainZIP

San Diego, CA · standard

ZIP Code 92116

San Diego County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

31,680
3,562/sq mi
$98,154
Median income
$940,700
Median home value
59.2%
Bachelor's or higher

The verdict

San Diego pairs an upper-quartile household income with top-decile home values, in a suburban-density, renter-heavy area.

Top 20%
household income, US ZIPs
Top 3%
home value, US ZIPs
3,562
people per sq mi
32%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92116 against every reporting US ZIP.

ZIP code 92116 is a densely settled ZIP (a standard USPS delivery area) in San Diego, San Diego County, California, with 31,680 residents across 8.9 square miles, a density of 3,562 people per square mile, in the Los Angeles time zone.

ZIP 92116 lands in the middle-income range, with a median household income of $98,154 (3% below the California average), while per-capita income is $70,006. Local economic indicators show a 11.2% poverty rate alongside 5.1% unemployment. The typical home here is valued at $940,700 (22% above the state average); renters pay a median of $1,942 monthly, and 32.4% of units are owner-occupied.

This is a highly-educated ZIP: 59.2% of adults hold a bachelor's degree or higher, the median age is 35.7, and the average commute is 22 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 92116, plus 6 more within San Diego County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 92116

Top 5 sectors by establishment count in San Diego, CA

Which industries have the most business establishments in ZIP 92116.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 92116, San Diego, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

31,680

Population

8.9

Area (sq mi)

3,562

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 92116?

35.7

Median Age

50.8%

Male

49.2%

Female

14.4%

Foreign-Born

White 59.8%
African American 4.3%
Asian 6.3%
American Indian or Alaska Native 1.3%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 19.9%
Hispanic or Latino 28.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$98,154

Median Household Income

-3% vs state

$70,006

Per Capita Income

11.2%

Poverty Rate

5.1%

Unemployment Rate

21.9 min

Mean Commute Time

How ZIP 92116 ranks nationally

San Diego, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$98,154 Top 20% higher than 80% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.1%
Bachelor's Degree or Higher 59.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

18,081

Total Housing Units

17,022

Occupied Units

1,059

Vacant Units

1.87

Avg Household Size

Occupancy Type

Owner 32.4%
Renter 67.6%

$940,700

Median Home Value

+22% vs state

$1,942

Median Rent

1968

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.9%

YoY Change (2024)

428

HPI Index (2000 = 100)

+328%

Total Change Since 2000

Home values in ZIP 92116 have increased 8.9% over the past year (2024). Since 2000, this ZIP has seen +328% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.5% 278
2021 +11.0% 309
2022 +23.7% 382
2023 +2.9% 393
2024 +8.9% 428

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 691 business establishments in ZIP 92116, employing approximately 4,036 people with a combined annual payroll of $181,521,000.

691

Businesses

4,036

Employees

$181.5M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 145 21.0%
Accommodation and food services 89 12.9%
Health care and social assistance 87 12.6%
Other services (except public administration) 83 12.0%
Real estate and rental and leasing 64 9.3%
Retail trade 53 7.7%
Construction 52 7.5%
Administrative and support and waste management and remediation services 37 5.3%
Finance and insurance 22 3.2%
Educational services 20 2.9%
Information 14 2.0%
Arts, entertainment, and recreation 13 1.9%
Wholesale trade 6 0.9%
Manufacturing 4 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 92116 vs 92108 →

ZIP 92116 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 92116 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 92116 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 92116 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
92108 San Diego, CA 18,858 1.3 mi
92104 San Diego, CA 44,414 1.6 mi
92123 San Diego, CA 26,823 3.0 mi
92102 San Diego, CA 43,267 3.4 mi
92115 San Diego, CA 58,560 3.0 mi
92105 San Diego, CA 69,813 2.6 mi
92103 San Diego, CA 31,066 2.8 mi
92134 San Diego, CA 198 3.1 mi
92113 San Diego, CA 56,066 4.8 mi
92110 San Diego, CA 25,341 4.5 mi

More ZIP Codes in San Diego County

91911 standard
Chula Vista, CA
Pop: 82,999
92154 standard
San Diego, CA
Pop: 79,708
91910 standard
Chula Vista, CA
Pop: 75,802
92126 standard
San Diego, CA
Pop: 73,343
92105 standard
San Diego, CA
Pop: 69,813
92114 standard
San Diego, CA
Pop: 65,433

Related Areas

San Diego County San Diego, CA California

Frequently Asked Questions

What county is ZIP code 92116 in? ▼
ZIP code 92116 (San Diego) is located in San Diego County, California. San Diego County contains multiple ZIP codes, see the full list at /counties/san-diego-ca.
What is the population of ZIP code 92116? ▼
ZIP code 92116 in San Diego, CA has a population of 31,680 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92116? ▼
The median household income in ZIP 92116 is $98,154, which is 29% above the national average of $76,288.
What is the average home value in ZIP 92116? ▼
The median home value in ZIP 92116 is $940,700, which is 238% above the national average of $278,155.
What is the demographic makeup of ZIP 92116? ▼
The largest racial group in ZIP 92116 is White at 59.8%. Hispanic or Latino residents make up 28.2% of the population.
How many businesses are in ZIP code 92116? ▼
ZIP code 92116 has 691 business establishments employing approximately 4,036 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92116? ▼
The top industries by establishment count in ZIP 92116 are: Professional, scientific, and technical services (145), Accommodation and food services (89), Health care and social assistance (87). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 92116? ▼
According to the FHFA House Price Index, home values in ZIP 92116 increased by 8.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 328%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92116? ▼
In ZIP code 92116, 69.1% of residents aged 25+ have a high school diploma or higher, and 59.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 92116? ▼
The mean commute time for workers in ZIP code 92116 is 21.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 92116? ▼
In ZIP code 92116, approximately 32.4% of occupied housing units are owner-occupied and 67.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92116? ▼
The poverty rate in ZIP code 92116 is 11.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.