San Diego, CA · standard

ZIP Code 92123

San Diego County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

26,823
1,265/sq mi
$132,534
Median income
$865,600
Median home value
48.6%
Bachelor's or higher

The verdict

San Diego pairs a top-decile household income with top-decile home values, in a low-density, mixed-tenure area.

Top 6%
household income, US ZIPs
Top 4%
home value, US ZIPs
1,265
people per sq mi
44%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92123 against every reporting US ZIP.

ZIP code 92123 is classified by USPS as a standard delivery area and covers roughly 21.2 square miles in San Diego, San Diego County, California. The area is home to 26,823 residents, producing a population density of 1,265 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 92123 against California and the nation.

On the economic side, the median household income for ZIP 92123 sits at $132,534 (30% above the California average), while per-capita income is $55,735. The poverty rate stands at 7.0% and the unemployment rate at 7.3%. On housing, the median home value is $865,600 (12% above the state average) with median rent at $2,866 per month, and 44.4% of occupied units are owner-occupied, a direct signal of whether 92123 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 48.6% of adults hold a bachelor's degree or higher, the median age is 35.3, and the average commute is 20 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Diego County, so you can benchmark 92123 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 92123

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 92123.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 92123, San Diego, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

26,823

Population

21.2

Area (sq mi)

1,265

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 92123?

35.3

Median Age

53.4%

Male

46.6%

Female

18.3%

Foreign-Born

White 47.6%
African American 6.4%
Asian 20.5%
American Indian or Alaska Native 0.9%
Native Hawaiian or Pacific Islander 2.0%
Two or More Ethnicities 17.0%
Hispanic or Latino 22.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$132,534

Median Household Income

+30% vs state

$55,735

Per Capita Income

7.0%

Poverty Rate

7.3%

Unemployment Rate

20.3 min

Mean Commute Time

How ZIP 92123 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$132,534 Top 6% higher than 94% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.1%
Bachelor's Degree or Higher 48.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,363

Total Housing Units

12,487

Occupied Units

876

Vacant Units

2.57

Avg Household Size

Occupancy Type

Owner 44.4%
Renter 55.6%

$865,600

Median Home Value

+12% vs state

$2,866

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.2%

YoY Change (2024)

410

HPI Index (2000 = 100)

+310%

Total Change Since 2000

Home values in ZIP 92123 have increased 11.2% over the past year (2024). Since 2000, this ZIP has seen +310% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.5% 261
2021 +14.9% 300
2022 +17.7% 353
2023 +4.5% 369
2024 +11.2% 410

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,919 business establishments in ZIP 92123, employing approximately 71,211 people with a combined annual payroll of $6,282,623,000.

1,919

Businesses

71,211

Employees

$6.3B

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 362 18.9%
Professional, scientific, and technical services 355 18.5%
Construction 129 6.7%
Accommodation and food services 122 6.4%
Administrative and support and waste management and remediation services 119 6.2%
Finance and insurance 117 6.1%
Real estate and rental and leasing 113 5.9%
Other services (except public administration) 112 5.8%
Wholesale trade 108 5.6%
Retail trade 94 4.9%
Information 79 4.1%
Manufacturing 55 2.9%
Transportation and warehousing 46 2.4%
Educational services 37 1.9%
Management of companies and enterprises 36 1.9%
Arts, entertainment, and recreation 20 1.0%
Utilities 14 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 92123 vs 92111 →

ZIP 92123 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 92123 ranks #8 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 92123 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 92123 ranks the highest of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
92111 San Diego, CA 45,096 2.0 mi
92108 San Diego, CA 18,858 2.3 mi
92116 San Diego, CA 31,680 3.0 mi
92124 San Diego, CA 30,443 3.2 mi
92104 San Diego, CA 44,414 4.5 mi
92120 San Diego, CA 26,317 3.8 mi
92117 San Diego, CA 51,332 3.9 mi
92122 San Diego, CA 43,728 4.2 mi
92103 San Diego, CA 31,066 4.5 mi
92134 San Diego, CA 198 5.7 mi

More ZIP Codes in San Diego County

Frequently Asked Questions

What county is ZIP code 92123 in?
ZIP code 92123 (San Diego) is located in San Diego County, California. San Diego County contains multiple ZIP codes, see the full list at /counties/san-diego-ca.
What is the population of ZIP code 92123?
ZIP code 92123 in San Diego, CA has a population of 26,823 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92123?
The median household income in ZIP 92123 is $132,534, which is 74% above the national average of $76,288.
What is the average home value in ZIP 92123?
The median home value in ZIP 92123 is $865,600, which is 211% above the national average of $278,155.
What is the demographic makeup of ZIP 92123?
The largest racial group in ZIP 92123 is White at 47.6%. Hispanic or Latino residents make up 22.8% of the population.
How many businesses are in ZIP code 92123?
ZIP code 92123 has 1,919 business establishments employing approximately 71,211 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92123?
The top industries by establishment count in ZIP 92123 are: Health care and social assistance (362), Professional, scientific, and technical services (355), Construction (129). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 92123?
According to the FHFA House Price Index, home values in ZIP 92123 increased by 11.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 310%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92123?
In ZIP code 92123, 64.1% of residents aged 25+ have a high school diploma or higher, and 48.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 92123?
The mean commute time for workers in ZIP code 92123 is 20.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 92123?
In ZIP code 92123, approximately 44.4% of occupied housing units are owner-occupied and 55.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92123?
The poverty rate in ZIP code 92123 is 7.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Official Data Resources for San Diego, CA

Verify and explore additional data for this area using these official government sources.