San Diego, CA · standard

ZIP Code 92131

San Diego County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

32,787
503/sq mi
$185,256
Median income
$1,189,100
Median home value
72.2%
Bachelor's or higher

The verdict

San Diego pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 1%
household income, US ZIPs
Top 1%
home value, US ZIPs
503
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92131 against every reporting US ZIP.

ZIP code 92131 is classified by USPS as a standard delivery area and covers roughly 65.2 square miles in San Diego, San Diego County, California. The area is home to 32,787 residents, producing a population density of 503 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 92131 against California and the nation.

On the economic side, the median household income for ZIP 92131 sits at $185,256 (82% above the California average), while per-capita income is $83,037. The poverty rate stands at 3.0% and the unemployment rate at 3.4%. On housing, the median home value is $1,189,100 (54% above the state average) with median rent at $3,326 per month, and 80.1% of occupied units are owner-occupied, a direct signal of whether 92131 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 72.2% of adults hold a bachelor's degree or higher, the median age is 43.6, and the average commute is 24 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Diego County, so you can benchmark 92131 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 92131

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 92131.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 92131, San Diego, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

32,787

Population

65.2

Area (sq mi)

503

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 92131?

43.6

Median Age

49.4%

Male

50.6%

Female

27.5%

Foreign-Born

White 52.0%
African American 1.4%
Asian 31.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 13.0%
Hispanic or Latino 10.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$185,256

Median Household Income

+82% vs state

$83,037

Per Capita Income

3.0%

Poverty Rate

3.4%

Unemployment Rate

23.8 min

Mean Commute Time

How ZIP 92131 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$185,256 Top 1% higher than 99% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). Below this entry. $180,000–$200,000: 186 US ZIPs (1%). This entry sits in this band. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 80.3%
Bachelor's Degree or Higher 72.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,512

Total Housing Units

12,982

Occupied Units

530

Vacant Units

2.73

Avg Household Size

Occupancy Type

Owner 80.1%
Renter 19.9%

$1,189,100

Median Home Value

+54% vs state

$3,326

Median Rent

1993

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.3%

YoY Change (2024)

342

HPI Index (2000 = 100)

+242%

Total Change Since 2000

Home values in ZIP 92131 have increased 2.3% over the past year (2024). Since 2000, this ZIP has seen +242% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.6% 226
2021 +9.7% 248
2022 +25.4% 311
2023 +7.4% 334
2024 +2.3% 342

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,148 business establishments in ZIP 92131, employing approximately 21,633 people with a combined annual payroll of $1,799,711,000.

1,148

Businesses

21,633

Employees

$1.8B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 313 27.3%
Health care and social assistance 158 13.8%
Finance and insurance 114 9.9%
Real estate and rental and leasing 107 9.3%
Accommodation and food services 78 6.8%
Construction 62 5.4%
Other services (except public administration) 58 5.0%
Wholesale trade 50 4.4%
Administrative and support and waste management and remediation services 48 4.2%
Retail trade 45 3.9%
Manufacturing 27 2.4%
Educational services 26 2.3%
Information 23 2.0%
Arts, entertainment, and recreation 17 1.5%
Transportation and warehousing 13 1.1%
Management of companies and enterprises 9 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 92131 vs 92124 →

ZIP 92131 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 92131 ranks #6 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 92131 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 92131 ranks the highest of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
92124 San Diego, CA 30,443 4.7 mi
92126 San Diego, CA 73,343 3.7 mi
92145 San Diego, CA 1,449 4.9 mi
92120 San Diego, CA 26,317 6.9 mi
92128 San Diego, CA 47,490 7.3 mi
92129 San Diego, CA 51,536 5.6 mi
92122 San Diego, CA 43,728 5.8 mi
92121 San Diego, CA 4,179 7.1 mi
92119 San Diego, CA 23,057 6.4 mi
92071 Santee, CA 53,422 5.9 mi

More ZIP Codes in San Diego County

Frequently Asked Questions

What county is ZIP code 92131 in?
ZIP code 92131 (San Diego) is located in San Diego County, California. San Diego County contains multiple ZIP codes, see the full list at /counties/san-diego-ca.
What is the population of ZIP code 92131?
ZIP code 92131 in San Diego, CA has a population of 32,787 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92131?
The median household income in ZIP 92131 is $185,256, which is 143% above the national average of $76,288.
What is the average home value in ZIP 92131?
The median home value in ZIP 92131 is $1,189,100, which is 327% above the national average of $278,155.
What is the demographic makeup of ZIP 92131?
The largest racial group in ZIP 92131 is White at 52.0%. Hispanic or Latino residents make up 10.1% of the population.
How many businesses are in ZIP code 92131?
ZIP code 92131 has 1,148 business establishments employing approximately 21,633 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92131?
The top industries by establishment count in ZIP 92131 are: Professional, scientific, and technical services (313), Health care and social assistance (158), Finance and insurance (114). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 92131?
According to the FHFA House Price Index, home values in ZIP 92131 increased by 2.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 242%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92131?
In ZIP code 92131, 80.3% of residents aged 25+ have a high school diploma or higher, and 72.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 92131?
The mean commute time for workers in ZIP code 92131 is 23.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 92131?
In ZIP code 92131, approximately 80.1% of occupied housing units are owner-occupied and 19.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92131?
The poverty rate in ZIP code 92131 is 3.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Official Data Resources for San Diego, CA

Verify and explore additional data for this area using these official government sources.