Residential delivery area · California

ZIP Code 92131: San Diego, CA

ZIP code 92131 is in San Diego, California, entirely in San Diego County (Census 2020 ZIP-county file). About 36,000 people live there (Census Bureau, ACS 2020-2024), the 18th most populous of San Diego's 41 residential ZIP codes. Median household income is $185,256 (Census Bureau, ACS 2020-2024).

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
9national area: California, Alaska, Hawaii, Oregon, Washington and 7 more
921sectional center: San Diego, CA (SCF 920)
31delivery area within it
Town
San Diego · 41 residential ZIPs
Census places
San Diego
Neighborhoods
Military Facilities, Miramar Ranch North, Rancho Encantada, Scripps Miramar Ranch, Scripps Ranch GeoNames
Metro area
San Diego-Chula Vista-Carlsbad, CA
House district
CA-51 119th Congress
Time zone
Pacific
Land area
38.6 sq mi · 919 people per sq mi
PO Box ZIPs
35 more ZIP codes use the name San Diego for PO boxes or single organizations

Where is ZIP code 92131?

92131 centers on 32.900°, -117.047° and covers 38.6 square miles of land plus 0.2 of water. It borders 9 ZIP codes: 92071, 92124, 92126, 92145, 92064, 92129, 92128, 92123, 92040.

92040 · Lakeside92064 · Poway92071 · Santee92123 · San Diego92124 · San Diego92126 · San Diego92128 · San Diego92129 · San Diego92145 · San Diego92131 · San Diego (this ZIP)9213192040920649207192128921299212492126921239214592040 · Lakeside92064 · Poway92071 · Santee92123 · San Diego92124 · San Diego92126 · San Diego92128 · San Diego92129 · San Diego92145 · San Diego92131 · San Diego (this ZIP)9213192040920649207192128921299212492126921239214592040 · Lakeside92064 · Poway92071 · Santee92123 · San Diego92124 · San Diego92126 · San Diego92128 · San Diego92129 · San Diego92145 · San Diego92131 · San Diego (this ZIP)92131920409206492071921289212992124921269212392145
Shaded by median household income, in national fifths (ACS 2020-2024); 92131 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 92131, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.

How does 92131 compare with the rest of San Diego?

Rank of 92131 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure92131In San DiegoIn San Diego CountyIn CA
People (ACS 2020-2024)35,50318th of 4148th of 116476th of 1,802
Median household income$185k3rd of 305th of 8575th of 1,189
Median home value$1.19M6th of 3017th of 89239th of 1,317

Its median household income is higher than in 99% of U.S. residential ZIP codes, and it is denser than 78% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 92131?

The 2020 Census counted 36,394 people in 92131; the ACS, which samples households over 2020-2024, estimates 35,503. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
35,503
2020 Census count
36,394
Households
12,982
Median age
43.6

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 92131?

Of the 35,503 people the ACS estimates in 92131, 25.1% are under 18 and 17.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (50.0%), then Asian (not Hispanic) (30.8%).

  • Under 1825.1%
  • 18 to 6457.1%
  • 65 and older17.8%
Age of the people of 92131 (ACS 2020-2024, B01001)
  • White, not Hispanic50.0%
  • Asian, not Hispanic30.8%
  • Hispanic or Latino10.1%
  • Other or two or more7.8%
  • Black, not Hispanic1.3%
Race and Hispanic origin in 92131 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 92131 earn?

Median household income is $185,256 (ACS 2020-2024), the 5th highest of the 85 ranked ZIP codes in San Diego County.

Median household income
$185,256
Income per person
$83,037
Below the poverty line
3.0%
Unemployed (of the labor force)
3.5%
Adults 25+ with a bachelor's degree
72.2%
Adjusted gross income per tax return, 2022
$190,82517,530 returns; wages 68% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 92131?

FHFA's house price index for 92131, built from repeat sales and appraisals of the same homes, rose 72% from 2015 to 2025 and rose 40% from 2020 to 2025, and moved −7.3% in 2025.

Median home value (owners' estimate)
$1,189,100
Median gross rent
$3,326
Homes owned by their occupants
80.1%
Housing units
13,512
0 400 800 1200 1600 197719902000201020202025 0 400 800 1200 1600 197719902000201020202025 0 400 800 1200 1600 197719902000201020202025
Index = 100 in 1977, the first year FHFA reports for 92131; 2025: 1468.7. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 92131?

1,148 business establishments had a location in this ZIP code in 2023, 122 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).

  • Professional, scientific, and technical services313
  • Health care and social assistance158
  • Finance and insurance114
  • Real estate and rental and leasing107
  • Accommodation and food services78
  • Construction62

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 92131?

ZIP codes that share a boundary with 92131, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
92071Santee59,590$114k4.5 mi
92124San Diego30,474$120k5.4 mi
92126San Diego76,059$127k5.6 mi
92145San Diego2,349–6.0 mi
92064Poway48,683$149k6.2 mi
92129San Diego52,965$156k6.4 mi
92128San Diego48,992$131k6.9 mi
92123San Diego33,041$133k8.0 mi
92040Lakeside46,216$108k9.0 mi
92119San Diego24,456$113k5.7 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.