Residential delivery area · California

ZIP Code 92128: San Diego, CA

ZIP code 92128 is in San Diego, California, entirely in San Diego County (Census 2020 ZIP-county file). About 49,000 people live there (Census Bureau, ACS 2020-2024), the 11th most populous of San Diego's 41 residential ZIP codes. Median household income is $131,077 (Census Bureau, ACS 2020-2024).

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
9national area: California, Alaska, Hawaii, Oregon, Washington and 7 more
921sectional center: San Diego, CA (SCF 920)
28delivery area within it
Town
San Diego · 41 residential ZIPs
Census places
San Diego
Neighborhoods
Carmel Mountain Ranch, Rancho Bernardo, Sabre Springs GeoNames
Metro area
San Diego-Chula Vista-Carlsbad, CA
House districts
CA-50 (56%), CA-51 (44%) 119th Congress, by share of land
Time zone
Pacific
Land area
11.7 sq mi · 4,185 people per sq mi
PO Box ZIPs
35 more ZIP codes use the name San Diego for PO boxes or single organizations

Where is ZIP code 92128?

92128 centers on 32.997°, -117.073° and covers 11.7 square miles of land plus 0.0 of water. It borders 5 ZIP codes: 92127, 92064, 92129, 92025, 92131.

92025 · Escondido92064 · Poway92127 · San Diego92129 · San Diego92131 · San Diego92128 · San Diego (this ZIP)92128920649202592131921279212992025 · Escondido92064 · Poway92127 · San Diego92129 · San Diego92131 · San Diego92128 · San Diego (this ZIP)92128920649202592131921279212992025 · Escondido92064 · Poway92127 · San Diego92129 · San Diego92131 · San Diego92128 · San Diego (this ZIP)921289206492025921319212792129
Shaded by median household income, in national fifths (ACS 2020-2024); 92128 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 92128, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.

How does 92128 compare with the rest of San Diego?

Rank of 92128 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure92128In San DiegoIn San Diego CountyIn CA
People (ACS 2020-2024)48,99211th of 4130th of 116236th of 1,802
Median household income$131k8th of 3020th of 85269th of 1,189
Median home value$927k14th of 3032nd of 89404th of 1,317

Its median household income is higher than in 93% of U.S. residential ZIP codes, and it is denser than 92% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 92128?

The 2020 Census counted 49,083 people in 92128; the ACS, which samples households over 2020-2024, estimates 48,992. Between the 2010 and 2020 censuses its population grew 3.4% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
48,992
2020 Census count
49,083+3.4% since 2010 (47,490)
Households
20,281
Median age
44.4

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 92128?

Of the 48,992 people the ACS estimates in 92128, 18.6% are under 18 and 23.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (53.9%), then Asian (not Hispanic) (27.2%).

  • Under 1818.6%
  • 18 to 6457.6%
  • 65 and older23.9%
Age of the people of 92128 (ACS 2020-2024, B01001)
  • White, not Hispanic53.9%
  • Asian, not Hispanic27.2%
  • Hispanic or Latino10.0%
  • Other or two or more6.4%
  • Black, not Hispanic2.5%
Race and Hispanic origin in 92128 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 92128 earn?

Median household income is $131,077 (ACS 2020-2024), the 20th highest of the 85 ranked ZIP codes in San Diego County. It is not measurably different from 2015-2019 ($126,672 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$131,077
Income per person
$68,723
Below the poverty line
4.3%
Unemployed (of the labor force)
5.2%
Adults 25+ with a bachelor's degree
64.0%
Adjusted gross income per tax return, 2022
$133,09324,500 returns; wages 70% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 92128?

FHFA's house price index for 92128, built from repeat sales and appraisals of the same homes, rose 79% from 2015 to 2025 and rose 44% from 2020 to 2025, and moved −18.7% in 2025.

Median home value (owners' estimate)
$927,100
Median gross rent
$2,902
Homes owned by their occupants
65.5%
Housing units
21,284
0 400 800 1200 1600 197719902000201020202025 0 400 800 1200 1600 197719902000201020202025 0 400 800 1200 1600 197719902000201020202025
Index = 100 in 1977, the first year FHFA reports for 92128; 2025: 1294.7. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 92128?

1,378 business establishments had a location in this ZIP code in 2023, 95 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).

  • Professional, scientific, and technical services256
  • Health care and social assistance234
  • Finance and insurance144
  • Accommodation and food services136
  • Real estate and rental and leasing107
  • Other services (except public administration)105

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 92128?

ZIP codes that share a boundary with 92128, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
92127San Diego50,555$196k3.3 mi
92064Poway48,683$149k3.6 mi
92129San Diego52,965$156k3.9 mi
92025Escondido49,989$81k6.0 mi
92131San Diego35,503$185k6.9 mi
92029Escondido20,726$125k6.8 mi (near)
92067Rancho Santa Fe7,938$187k7.0 mi (near)
92126San Diego76,059$127k7.2 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.