San Diego, CA · standard
ZIP Code 92128
San Diego County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 47,490
- 1,639/sq mi High-density area
- $131,077
- Median income Above-median income area
- $927,100
- Median home value Above-median home value
- 64.0%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
San Diego pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 7%
- household income, US ZIPs
- Top 3%
- home value, US ZIPs
- 1,639
- people per sq mi
- 66%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92128 against every reporting US ZIP.
ZIP code 92128 is a densely settled ZIP (a standard USPS delivery area) in San Diego, San Diego County, California, with 47,490 residents across 29.0 square miles, a density of 1,639 people per square mile, in the Los Angeles time zone.
ZIP 92128 skews affluent, with a median household income of $131,077 (29% above the average California ZIP), while per-capita income is $68,723. The poverty rate is 4.3%, with unemployment at 5.1%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $927,100 (20% above the average California ZIP), while 65.5% of occupied homes are owner-occupied and median rent is $2,902.
This is a highly-educated ZIP: 64.0% of adults hold a bachelor's degree or higher, the median age is 44.4, and the average commute is 24 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in San Diego County, so 92128 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 92128
Top 5 sectors by establishment count in San Diego, CA
Which industries have the most business establishments in ZIP 92128.
- Professional, scientific, and technical services
Professional, scientific, and technical services
256 establishments
- Health care and social assistance
Health care and social assistance
234 establishments
- Finance and insurance
Finance and insurance
144 establishments
- Accommodation and food services
Accommodation and food services
136 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
107 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 92128, San Diego, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
47,490
Population
29.0
Area (sq mi)
1,639
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 92128?
44.4
Median Age
49.3%
Male
50.7%
Female
27.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$131,077
Median Household Income
+29% vs state ZIP avg
$68,723
Per Capita Income
4.3%
Poverty Rate
5.1%
Unemployment Rate
23.7 min
Mean Commute Time
How ZIP 92128 ranks nationally
San Diego, CA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$131,077 Top 7% higher than 93% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
21,284housing units
21,284
Total Housing Units
20,281
Occupied Units
1,003
Vacant Units
2.39
Avg Household Size
Occupancy Type
$927,100
Median Home Value
+20% vs state ZIP avg
$2,902
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+22.3%
YoY Change (2024)
424
HPI Index (2000 = 100)
+324%
Total Change Since 2000
Home values in ZIP 92128 have increased 22.3% over the past year (2024). Since 2000, this ZIP has seen +324% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +3.0% | 238 |
| 2020 | +0.7% | 239 |
| 2021 | +9.8% | 263 |
| 2022 | +22.3% | 322 |
| 2024 | – | 424 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,378 business establishments in ZIP 92128, employing approximately 21,804 people with a combined annual payroll of $1,632,331,000.
1,378
Businesses
21,804
Employees
$1.6B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 256 | 18.6% |
| Health care and social assistance | 234 | 17.0% |
| Finance and insurance | 144 | 10.4% |
| Accommodation and food services | 136 | 9.9% |
| Real estate and rental and leasing | 107 | 7.8% |
| Other services (except public administration) | 105 | 7.6% |
| Retail trade | 92 | 6.7% |
| Construction | 64 | 4.6% |
| Administrative and support and waste management and remediation services | 53 | 3.9% |
| Educational services | 40 | 2.9% |
| Arts, entertainment, and recreation | 35 | 2.5% |
| Wholesale trade | 34 | 2.5% |
| Information | 29 | 2.1% |
| Manufacturing | 20 | 1.4% |
| Transportation and warehousing | 15 | 1.1% |
| Management of companies and enterprises | 13 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 92128 vs 92064 →
ZIP 92128 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92126
San Diego (92126)
73,343 residents
- 92129
San Diego (92129)
51,536 residents
- 92025
Escondido (92025)
49,978 residents
- 92064
Poway (92064)
47,904 residents
- 92128
San Diego (92128)
47,490 residents
- 92127
San Diego (92127)
39,337 residents
- 92131
San Diego (92131)
32,787 residents
- 92029 19,021
Escondido (92029)
19,021 residents
- 92067 9,535
Rancho Santa Fe (92067)
9,535 residents
What this shows Among its immediate neighbors, ZIP 92128 ranks #5 by population - useful context the national average alone can't give.
ZIP 92128 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92127
San Diego (92127)
$195,520 median income
- 92067
Rancho Santa Fe (92067)
$187,054 median income
- 92131
San Diego (92131)
$185,256 median income
- 92129
San Diego (92129)
$156,321 median income
- 92064
Poway (92064)
$148,673 median income
- 92128
San Diego (92128)
$131,077 median income
- 92126
San Diego (92126)
$126,913 median income
- 92029
Escondido (92029)
$124,726 median income
- 92091
Rancho Santa Fe (92091)
$103,452 median income
What this shows By household income, ZIP 92128 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 92064 | Poway, CA | 47,904 | 3.2 mi |
| 92127 | San Diego, CA | 39,337 | 3.3 mi |
| 92129 | San Diego, CA | 51,536 | 3.9 mi |
| 92131 | San Diego, CA | 32,787 | 7.3 mi |
| 92025 | Escondido, CA | 49,978 | 6.4 mi |
| 92145 | San Diego, CA | 1,449 | 6.0 mi |
| 92029 | Escondido, CA | 19,021 | 6.8 mi |
| 92067 | Rancho Santa Fe, CA | 9,535 | 7.2 mi |
| 92091 | Rancho Santa Fe, CA | 1,048 | 8.1 mi |
| 92126 | San Diego, CA | 73,343 | 7.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 92128, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (47,490 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in San Diego County
Related Areas
Frequently Asked Questions
What county is ZIP code 92128 in?
ZIP code 92128 (San Diego) is located in San Diego County, California. San Diego County contains multiple ZIP codes, see the full list at /counties/san-diego-ca.
What is the population of ZIP code 92128?
ZIP code 92128 in San Diego, CA has a population of 47,490 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92128?
The median household income in ZIP 92128 is $131,077, which is 72% above the national average of $76,288.
What is the average home value in ZIP 92128?
The median home value in ZIP 92128 is $927,100, which is 233% above the national average of $278,155.
What is the demographic makeup of ZIP 92128?
The largest racial group in ZIP 92128 is White at 56.3%. Hispanic or Latino residents make up 10.0% of the population.
How many businesses are in ZIP code 92128?
ZIP code 92128 has 1,378 business establishments employing approximately 21,804 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92128?
The top industries by establishment count in ZIP 92128 are: Professional, scientific, and technical services (256), Health care and social assistance (234), Finance and insurance (144). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 92128?
According to the FHFA House Price Index, home values in ZIP 92128 increased by 22.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 324%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92128?
In ZIP code 92128, 72.3% of residents aged 25+ have a high school diploma or higher, and 64.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 92128?
The mean commute time for workers in ZIP code 92128 is 23.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 92128?
In ZIP code 92128, approximately 65.5% of occupied housing units are owner-occupied and 34.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92128?
The poverty rate in ZIP code 92128 is 4.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 92128's numbers, next.
- See how ZIP 92128 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.