Residential delivery area · California

ZIP Code 92040: Lakeside, CA

ZIP code 92040 uses the postal name Lakeside, California and lies entirely in San Diego County (Census 2020 ZIP-county file). About 46,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $107,937 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Lakeside (8%), Eucalyptus Hills (7%) and Winter Gardens (5%), and 3% in smaller places; 77% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
9national area: California, Alaska, Hawaii, Oregon, Washington and 7 more
920sectional center: San Diego, CA (SCF 920)
40delivery area within it
Town
Lakeside · its only residential ZIP
Census places
Lakeside (8%) census-designated place; Eucalyptus Hills (7%) census-designated place; Winter Gardens (5%) census-designated place
Metro area
San Diego-Chula Vista-Carlsbad, CA
House district
CA-48 119th Congress
Time zone
Pacific
Land area
67.2 sq mi · 688 people per sq mi

Where is ZIP code 92040?

92040 centers on 32.909°, -116.892° and covers 67.2 square miles of land plus 1.5 of water. It borders 5 ZIP codes: 92021, 92071, 92064, 92131, 92065.

92021 · El Cajon92064 · Poway92065 · Ramona92071 · Santee92131 · San Diego92040 · Lakeside (this ZIP)92040920659206492021921319207192021 · El Cajon92064 · Poway92065 · Ramona92071 · Santee92131 · San Diego92040 · Lakeside (this ZIP)92040920659206492021921319207192021 · El Cajon92064 · Poway92065 · Ramona92071 · Santee92131 · San Diego92040 · Lakeside (this ZIP)920409206592064920219213192071
Shaded by median household income, in national fifths (ACS 2020-2024); 92040 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 92040, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 92040 compare with the rest of San Diego County?

Rank of 92040 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure92040In San Diego CountyIn CA
People (ACS 2020-2024)46,21635th of 116283rd of 1,802
Median household income$108k44th of 85471st of 1,189
Median home value$723k65th of 89653rd of 1,317

Its median household income is higher than in 86% of U.S. residential ZIP codes, and it is denser than 75% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 92040?

The 2020 Census counted 43,640 people in 92040; the ACS, which samples households over 2020-2024, estimates 46,216. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
46,216
2020 Census count
43,640
Households
15,426
Median age
39.0

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 92040?

Of the 46,216 people the ACS estimates in 92040, 23.4% are under 18 and 16.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (66.8%), then Hispanic or Latino (22.8%).

  • Under 1823.4%
  • 18 to 6460.7%
  • 65 and older16.0%
Age of the people of 92040 (ACS 2020-2024, B01001)
  • White, not Hispanic66.8%
  • Hispanic or Latino22.8%
  • Other or two or more6.5%
  • Asian, not Hispanic2.5%
  • Black, not Hispanic1.3%
Race and Hispanic origin in 92040 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 92040 earn?

Median household income is $107,937 (ACS 2020-2024), the 44th highest of the 85 ranked ZIP codes in San Diego County.

Median household income
$107,937
Income per person
$43,896
Below the poverty line
8.5%
Unemployed (of the labor force)
6.4%
Adults 25+ with a bachelor's degree
27.0%
Adjusted gross income per tax return, 2022
$82,46520,820 returns; wages 71% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 92040?

FHFA's house price index for 92040, built from repeat sales and appraisals of the same homes, rose 93% from 2015 to 2025 and rose 50% from 2020 to 2025, and moved +0.7% in 2025.

Median home value (owners' estimate)
$723,200
Median gross rent
$1,960
Homes owned by their occupants
67.7%
Housing units
16,106
0 400 800 1200 1600 197619902000201020202025 0 400 800 1200 1600 197619902000201020202025 0 400 800 1200 1600 197619902000201020202025
Index = 100 in 1976, the first year FHFA reports for 92040; 2025: 1589.8. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 92040?

821 business establishments had a location in this ZIP code in 2023, 83 more than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction266
  • Other services (except public administration)89
  • Professional, scientific, and technical services73
  • Retail trade60
  • Administrative and support and waste management and remediation services55
  • Health care and social assistance52

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 92040?

ZIP codes that share a boundary with 92040, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
92021El Cajon70,501$74k5.2 mi
92071Santee59,590$114k7.2 mi
92064Poway48,683$149k8.8 mi
92131San Diego35,503$185k9.0 mi
92065Ramona36,752$125k9.8 mi
92020El Cajon57,842$76k9.0 mi (near)
92019El Cajon45,351$102k9.1 mi (near)
92119San Diego24,456$113k10.3 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.