El Cajon, CA · standard
ZIP Code 92021
San Diego County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 65,068
- 845/sq mi
- $74,013
- Median income
- $611,900
- Median home value
- 22.4%
- Bachelor's or higher
The verdict
El Cajon pairs an above-median household income with top-decile home values, in a low-density, mixed-tenure and unusually populous area.
- Top 47%
- household income, US ZIPs
- Top 9%
- home value, US ZIPs
- 845
- people per sq mi
- 54%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92021 against every reporting US ZIP.
ZIP code 92021 is classified by USPS as a standard delivery area and covers roughly 77.0 square miles in El Cajon, San Diego County, California. The area is home to 65,068 residents, producing a population density of 845 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 92021 against California and the nation.
On the economic side, the median household income for ZIP 92021 sits at $74,013 (27% below the California average), while per-capita income is $35,192. The poverty rate stands at 18.5% and the unemployment rate at 8.0%. On housing, the median home value is $611,900 (21% below the state average) with median rent at $1,893 per month, and 53.8% of occupied units are owner-occupied, a direct signal of whether 92021 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 22.4% of adults hold a bachelor's degree or higher, the median age is 36.3, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Diego County, so you can benchmark 92021 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 92021
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 92021.
- Construction
Construction
249 establishments
- Retail trade
Retail trade
210 establishments
- Other services (except public administration)
Other services (except public administration)
150 establishments
- Health care and social assistance
Health care and social assistance
131 establishments
- Accommodation and food services
Accommodation and food services
126 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 92021, El Cajon, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
65,068
Population
77.0
Area (sq mi)
845
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 92021?
36.3
Median Age
48.1%
Male
51.9%
Female
22.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$74,013
Median Household Income
-27% vs state
$35,192
Per Capita Income
18.5%
Poverty Rate
8.0%
Unemployment Rate
25.8 min
Mean Commute Time
How ZIP 92021 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$74,013 Top 47% higher than 53% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
23,734
Total Housing Units
22,953
Occupied Units
781
Vacant Units
2.97
Avg Household Size
Occupancy Type
$611,900
Median Home Value
-21% vs state
$1,893
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.9%
YoY Change (2024)
337
HPI Index (2000 = 100)
+237%
Total Change Since 2000
Home values in ZIP 92021 have increased 6.9% over the past year (2024). Since 2000, this ZIP has seen +237% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.1% | 226 |
| 2021 | +15.2% | 260 |
| 2022 | +17.6% | 306 |
| 2023 | +3.0% | 315 |
| 2024 | +6.9% | 337 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,315 business establishments in ZIP 92021, employing approximately 12,986 people with a combined annual payroll of $631,163,000.
1,315
Businesses
12,986
Employees
$631.2M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 249 | 18.9% |
| Retail trade | 210 | 16.0% |
| Other services (except public administration) | 150 | 11.4% |
| Health care and social assistance | 131 | 10.0% |
| Accommodation and food services | 126 | 9.6% |
| Real estate and rental and leasing | 90 | 6.8% |
| Professional, scientific, and technical services | 84 | 6.4% |
| Administrative and support and waste management and remediation services | 72 | 5.5% |
| Transportation and warehousing | 61 | 4.6% |
| Finance and insurance | 46 | 3.5% |
| Manufacturing | 32 | 2.4% |
| Wholesale trade | 29 | 2.2% |
| Educational services | 12 | 0.9% |
| Information | 8 | 0.6% |
| Arts, entertainment, and recreation | 8 | 0.6% |
| Industries not classified | 4 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 92021 vs 92019 →
ZIP 92021 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92021
El Cajon (92021)
65,068 residents
- 91977
Spring Valley (91977)
58,368 residents
- 92020
El Cajon (92020)
57,767 residents
- 92071
Santee (92071)
53,422 residents
- 92064
Poway (92064)
47,904 residents
- 92019
El Cajon (92019)
42,598 residents
- 92040
Lakeside (92040)
41,281 residents
- 91941
La Mesa (91941)
31,779 residents
- 91978 8,896
Spring Valley (91978)
8,896 residents
What this shows Among its immediate neighbors, ZIP 92021 ranks the most populous — useful context the national average alone can't give.
ZIP 92021 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 91935
Jamul (91935)
$151,538 median income
- 92064
Poway (92064)
$148,673 median income
- 91941
La Mesa (91941)
$115,381 median income
- 92071
Santee (92071)
$113,618 median income
- 91978
Spring Valley (91978)
$113,170 median income
- 92040
Lakeside (92040)
$107,937 median income
- 92019
El Cajon (92019)
$101,973 median income
- 91977
Spring Valley (91977)
$99,657 median income
- 92020
El Cajon (92020)
$76,032 median income
What this shows By household income, ZIP 92021 ranks #null of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 92019 | El Cajon, CA | 42,598 | 3.9 mi |
| 92040 | Lakeside, CA | 41,281 | 5.0 mi |
| 92071 | Santee, CA | 53,422 | 7.1 mi |
| 92020 | El Cajon, CA | 57,767 | 6.4 mi |
| 91978 | Spring Valley, CA | 8,896 | 8.7 mi |
| 91941 | La Mesa, CA | 31,779 | 8.8 mi |
| 91935 | Jamul, CA | 8,624 | 9.9 mi |
| 92145 | San Diego, CA | 1,449 | 10.3 mi |
| 91977 | Spring Valley, CA | 58,368 | 10.5 mi |
| 92064 | Poway, CA | 47,904 | 13.4 mi |
More ZIP Codes in San Diego County
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Frequently Asked Questions
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How have home values changed in ZIP code 92021? ▼
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What percentage of residents own vs. rent in ZIP 92021? ▼
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ZIP Code Research Guides
Official Data Resources for El Cajon, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.