El Cajon, CA

Census ZIP code profile for El Cajon, CA — 3 ZIPs, total population 165,433. Median income, home value, education, commute, and demographics from the U.S. Census Bureau American Community Survey 2023 5-Year Estimates.

2026 data Public-data reference. official source

Source:

El Cajon, CA is covered by 3 USPS ZIP codes serving a combined population of 165,433 according to Census ACS 5-Year Estimates. U.S. cities rarely map cleanly to a single ZIP — El Cajon splits its residents across 3 delivery areas, each with its own demographic and housing profile. The table below lists every ZIP by population, so you can see which neighborhoods carry the weight of the city total and which are smaller pockets of the same municipal boundary.

Aggregated across every ZIP in El Cajon, the median household income averages $84,006 and per-capita income averages $38,478. Poverty rate runs at 15.9% and unemployment at 8.7%. On housing, the average median home value is $742,133 with median rent of $1,998 per month, and 54.9% of occupied units are owner-occupied. These are arithmetic averages across the 3 ZIPs — not population-weighted — so small ZIPs influence the headline numbers the same as large ones.

Use this city view to compare ZIPs inside El Cajon against each other rather than hunting for a single "city average." The Affordability Dashboard linked below combines these Census inputs with HUD Fair Market Rents, FBI crime data, and Department of Labor childcare costs into a graded scorecard for El Cajon as a whole, while individual ZIP pages show fine-grained household income, housing profile, education attainment, commute time, and nearby-ZIP benchmarks. Every field on this page is sourced directly from U.S. Census Bureau ACS 2023 5-Year Estimates — no estimates, no proprietary scoring, no editorial adjustment.

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Income, housing, safety, childcare — all in one view
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3

ZIP Codes

165,433

Population

$84,006

Median Income

$742,133

Median Home Value

38.1

Median Age

How much do residents of El Cajon earn?

Median Household Income
$84,006
Per Capita Income
$38,478
Unemployment Rate
8.7%
Poverty Rate
15.9%

What does housing look like in El Cajon?

Median Home Value
$742,133
Median Rent
$1,998/mo
Owner Occupied
54.9%
Housing Units
59,837

Who lives in El Cajon?

Bachelor's Degree+
27.7%
High School+
54.2%
Avg Commute
26 min
Foreign Born
24.4%

ZIP Codes in El Cajon, CA

Side-by-side: Compare 92021 vs 92020 →

ZIP Code Population Density Timezone
92021 65,068 845 America/Los_Angeles
92020 57,767 2,002 America/Los_Angeles
92019 42,598 593 America/Los_Angeles

Frequently Asked Questions

How many ZIP codes are in El Cajon, CA?
El Cajon, CA has 3 ZIP codes with a combined population of 165,433, based on Census ACS 2023 data.
What is the median household income in El Cajon?
The average median household income across El Cajon, CA ZIP codes is $84,006. The poverty rate is 15.9%.
What is the cost of living in El Cajon?
The average median home value in El Cajon, CA is $742,133. Median rent is $1,998/month. 54.9% of homes are owner-occupied.

Source: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2023). Verify with Census Bureau →

Source: HUD USPS Crosswalk (ZIP-to-county mapping) and Source: simplemaps.com (ZIP coordinates & timezones). Verify with HUD →

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau American Community Survey (ACS). Consult a qualified professional before making decisions based on this data.