PlainZIP

El Cajon, CA · standard

ZIP Code 92020

San Diego County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

57,767
2,002/sq mi
$76,032
Median income
$813,100
Median home value
27.0%
Bachelor's or higher

The verdict

El Cajon pairs an above-median household income with top-decile home values, in a suburban-density, mixed-tenure and unusually populous area.

Top 44%
household income, US ZIPs
Top 4%
home value, US ZIPs
2,002
people per sq mi
44%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92020 against every reporting US ZIP.

ZIP code 92020 is a densely settled ZIP (a standard USPS delivery area) in El Cajon, San Diego County, California, with 57,767 residents across 28.8 square miles, a density of 2,002 people per square mile, in the Los Angeles time zone.

ZIP 92020 lands in the middle-income range, with a median household income of $76,032 (25% below the California average), while per-capita income is $36,450. Poverty here runs at 15.8%, with unemployment measured at 8.8%. The typical home here is valued at $813,100 (5% above the state average); renters pay a median of $1,865 monthly, and 44.4% of units are owner-occupied.

Educational attainment sits below the national norm: 27.0% of adults hold a bachelor's degree or higher, the median age is 37, and the average commute is 25 minutes. To put 92020 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in San Diego County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 92020

Top 5 sectors by establishment count in El Cajon, CA

Which industries have the most business establishments in ZIP 92020.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 92020, El Cajon, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

57,767

Population

28.8

Area (sq mi)

2,002

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 92020?

37.0

Median Age

49.6%

Male

50.4%

Female

26.1%

Foreign-Born

White 59.5%
African American 7.1%
Asian 4.4%
American Indian or Alaska Native 0.9%
Native Hawaiian or Pacific Islander 1.2%
Two or More Ethnicities 16.1%
Hispanic or Latino 27.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$76,032

Median Household Income

-25% vs state

$36,450

Per Capita Income

15.8%

Poverty Rate

8.8%

Unemployment Rate

24.7 min

Mean Commute Time

How ZIP 92020 ranks nationally

El Cajon, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$76,032 Top 44% higher than 56% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.8%
Bachelor's Degree or Higher 27.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

20,414

Total Housing Units

19,586

Occupied Units

828

Vacant Units

2.88

Avg Household Size

Occupancy Type

Owner 44.4%
Renter 55.6%

$813,100

Median Home Value

+5% vs state

$1,865

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.8%

YoY Change (2024)

351

HPI Index (2000 = 100)

+251%

Total Change Since 2000

Home values in ZIP 92020 have increased 6.8% over the past year (2024). Since 2000, this ZIP has seen +251% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.0% 231
2021 +14.1% 263
2022 +17.5% 309
2023 +6.4% 329
2024 +6.8% 351

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,964 business establishments in ZIP 92020, employing approximately 30,445 people with a combined annual payroll of $1,769,390,000.

1,964

Businesses

30,445

Employees

$1.8B

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Retail trade 285 14.5%
Construction 265 13.5%
Health care and social assistance 207 10.5%
Other services (except public administration) 197 10.0%
Professional, scientific, and technical services 170 8.7%
Manufacturing 144 7.3%
Wholesale trade 126 6.4%
Accommodation and food services 126 6.4%
Administrative and support and waste management and remediation services 107 5.5%
Real estate and rental and leasing 105 5.3%
Transportation and warehousing 89 4.5%
Finance and insurance 58 3.0%
Arts, entertainment, and recreation 28 1.4%
Educational services 27 1.4%
Information 19 1.0%
Utilities 6 0.3%
Management of companies and enterprises 3 0.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 92020 vs 91941 →

ZIP 92020 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 92020 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 92020 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 92020 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
91941 La Mesa, CA 31,779 2.8 mi
91942 La Mesa, CA 38,069 3.3 mi
92071 Santee, CA 53,422 4.1 mi
92119 San Diego, CA 23,057 3.8 mi
91977 Spring Valley, CA 58,368 5.1 mi
91978 Spring Valley, CA 8,896 5.2 mi
92120 San Diego, CA 26,317 5.9 mi
92019 El Cajon, CA 42,598 5.4 mi
91945 Lemon Grove, CA 25,460 5.7 mi
92115 San Diego, CA 58,560 6.4 mi

More ZIP Codes in San Diego County

91911 standard
Chula Vista, CA
Pop: 82,999
92154 standard
San Diego, CA
Pop: 79,708
91910 standard
Chula Vista, CA
Pop: 75,802
92126 standard
San Diego, CA
Pop: 73,343
92105 standard
San Diego, CA
Pop: 69,813
92114 standard
San Diego, CA
Pop: 65,433

Related Areas

San Diego County El Cajon, CA California

Frequently Asked Questions

What county is ZIP code 92020 in? ▼
ZIP code 92020 (El Cajon) is located in San Diego County, California. San Diego County contains multiple ZIP codes, see the full list at /counties/san-diego-ca.
What is the population of ZIP code 92020? ▼
ZIP code 92020 in El Cajon, CA has a population of 57,767 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92020? ▼
The median household income in ZIP 92020 is $76,032, which is 0% below the national average of $76,288.
What is the average home value in ZIP 92020? ▼
The median home value in ZIP 92020 is $813,100, which is 192% above the national average of $278,155.
What is the demographic makeup of ZIP 92020? ▼
The largest racial group in ZIP 92020 is White at 59.5%. Hispanic or Latino residents make up 27.9% of the population.
How many businesses are in ZIP code 92020? ▼
ZIP code 92020 has 1,964 business establishments employing approximately 30,445 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92020? ▼
The top industries by establishment count in ZIP 92020 are: Retail trade (285), Construction (265), Health care and social assistance (207). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 92020? ▼
According to the FHFA House Price Index, home values in ZIP 92020 increased by 6.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 251%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92020? ▼
In ZIP code 92020, 53.8% of residents aged 25+ have a high school diploma or higher, and 27.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 92020? ▼
The mean commute time for workers in ZIP code 92020 is 24.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 92020? ▼
In ZIP code 92020, approximately 44.4% of occupied housing units are owner-occupied and 55.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92020? ▼
The poverty rate in ZIP code 92020 is 15.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.