Ramona, CA · standard
ZIP Code 92065
San Diego County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 35,414
- 83/sq mi Moderate-density area
- $125,285
- Median income Above-median income area
- $800,100
- Median home value Above-median home value
- 29.3%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Ramona pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 8%
- household income, US ZIPs
- Top 5%
- home value, US ZIPs
- 83
- people per sq mi
- 78%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92065 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 92065 (Ramona, CA) rose +9.5% from 2023 to 2024. The all-transactions index moved from 285.3 in 2023 to 312.4 in 2024 (2000 = 100).
ZIP code 92065 is a densely settled ZIP (a standard USPS delivery area) in Ramona, San Diego County, California, with 35,414 residents across 427.7 square miles, a density of 83 people per square mile, in the Los Angeles time zone.
ZIP 92065 skews affluent, with a median household income of $125,285 (23% above the average California ZIP), while per-capita income is $50,476. The poverty rate is 5.1%, with unemployment at 4.0%; those measures add context to the income figure. Median home value is $800,100 (4% above the average California ZIP) and median rent is $1,883; 78.4% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 29.3% of adults hold a bachelor's degree or higher, the median age is 41.4, and the average commute is 36 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in San Diego County, so 92065 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 92065
Top 5 sectors by establishment count in Ramona, CA
Which industries have the most business establishments in ZIP 92065.
- Construction
Construction
192 establishments
- Other services (except public administration)
Other services (except public administration)
96 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
85 establishments
- Retail trade
Retail trade
84 establishments
- Health care and social assistance 64
Health care and social assistance
64 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 92065, Ramona, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
35,414
Population
427.7
Area (sq mi)
83
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 92065?
41.4
Median Age
50.7%
Male
49.3%
Female
12.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$125,285
Median Household Income
+23% vs state ZIP avg
$50,476
Per Capita Income
5.1%
Poverty Rate
4.0%
Unemployment Rate
36.3 min
Mean Commute Time
How ZIP 92065 ranks nationally
Ramona, CA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$125,285 Top 8% higher than 92% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
12,650housing units
12,650
Total Housing Units
12,296
Occupied Units
354
Vacant Units
2.97
Avg Household Size
Occupancy Type
$800,100
Median Home Value
+4% vs state ZIP avg
$1,883
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.5%
YoY Change (2024)
312
HPI Index (2000 = 100)
+212%
Total Change Since 2000
Home values in ZIP 92065 have increased 9.5% over the past year (2024). Since 2000, this ZIP has seen +212% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.4% | 207 |
| 2021 | +15.3% | 239 |
| 2022 | +17.2% | 280 |
| 2023 | +1.9% | 285 |
| 2024 | +9.5% | 312 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 835 business establishments in ZIP 92065, employing approximately 4,949 people with a combined annual payroll of $239,072,000.
835
Businesses
4,949
Employees
$239.1M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 192 | 23.0% |
| Other services (except public administration) | 96 | 11.5% |
| Professional, scientific, and technical services | 85 | 10.2% |
| Retail trade | 84 | 10.1% |
| Health care and social assistance | 64 | 7.7% |
| Administrative and support and waste management and remediation services | 55 | 6.6% |
| Accommodation and food services | 55 | 6.6% |
| Real estate and rental and leasing | 45 | 5.4% |
| Finance and insurance | 40 | 4.8% |
| Manufacturing | 39 | 4.7% |
| Transportation and warehousing | 26 | 3.1% |
| Arts, entertainment, and recreation | 17 | 2.0% |
| Wholesale trade | 13 | 1.6% |
| Information | 10 | 1.2% |
| Educational services | 10 | 1.2% |
| Agriculture, forestry, fishing and hunting | 3 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 92065 vs 92040 →
ZIP 92065 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92027
Escondido (92027)
53,881 residents
- 92040
Lakeside (92040)
41,281 residents
- 92065
Ramona (92065)
35,414 residents
- 92070 1,245
Santa Ysabel (92070)
1,245 residents
What this shows Among its immediate neighbors, ZIP 92065 ranks #3 by population - useful context the national average alone can't give.
ZIP 92065 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92065
Ramona (92065)
$125,285 median income
- 92040
Lakeside (92040)
$107,937 median income
- 92027
Escondido (92027)
$93,338 median income
- 92070
Santa Ysabel (92070)
$67,017 median income
What this shows By household income, ZIP 92065 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 92065, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (35,414 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in San Diego County
Related Areas
Frequently Asked Questions
What county is ZIP code 92065 in?
ZIP code 92065 (Ramona) is located in San Diego County, California. San Diego County contains multiple ZIP codes, see the full list at /counties/san-diego-ca.
What is the population of ZIP code 92065?
ZIP code 92065 in Ramona, CA has a population of 35,414 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92065?
The median household income in ZIP 92065 is $125,285, which is 64% above the national average of $76,288.
What is the average home value in ZIP 92065?
The median home value in ZIP 92065 is $800,100, which is 188% above the national average of $278,155.
What is the demographic makeup of ZIP 92065?
The largest racial group in ZIP 92065 is White at 65.8%. Hispanic or Latino residents make up 32.0% of the population.
How many businesses are in ZIP code 92065?
ZIP code 92065 has 835 business establishments employing approximately 4,949 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92065?
The top industries by establishment count in ZIP 92065 are: Construction (192), Other services (except public administration) (96), Professional, scientific, and technical services (85). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 92065?
According to the FHFA House Price Index, home values in ZIP 92065 increased by 9.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 212%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92065?
In ZIP code 92065, 53.2% of residents aged 25+ have a high school diploma or higher, and 29.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 92065?
The mean commute time for workers in ZIP code 92065 is 36.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 92065?
In ZIP code 92065, approximately 78.4% of occupied housing units are owner-occupied and 21.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92065?
The poverty rate in ZIP code 92065 is 5.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 92065's numbers, next.
- See how ZIP 92065 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Ramona, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.