Ramona, CA · standard
ZIP Code 92065
San Diego County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 35,414
- 83/sq mi
- $125,285
- Median income
- $800,100
- Median home value
- 29.3%
- Bachelor's or higher
The verdict
Ramona pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 8%
- household income, US ZIPs
- Top 5%
- home value, US ZIPs
- 83
- people per sq mi
- 78%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92065 against every reporting US ZIP.
ZIP code 92065 is classified by USPS as a standard delivery area and covers roughly 427.7 square miles in Ramona, San Diego County, California. The area is home to 35,414 residents, producing a population density of 83 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 92065 against California and the nation.
On the economic side, the median household income for ZIP 92065 sits at $125,285 (23% above the California average), while per-capita income is $50,476. The poverty rate stands at 5.1% and the unemployment rate at 4.0%. On housing, the median home value is $800,100 (4% above the state average) with median rent at $1,883 per month, and 78.4% of occupied units are owner-occupied, a direct signal of whether 92065 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 29.3% of adults hold a bachelor's degree or higher, the median age is 41.4, and the average commute is 36 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Diego County, so you can benchmark 92065 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 92065
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 92065.
- Construction
Construction
192 establishments
- Other services (except public administration)
Other services (except public administration)
96 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
85 establishments
- Retail trade
Retail trade
84 establishments
- Health care and social assistance 64
Health care and social assistance
64 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 92065, Ramona, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
35,414
Population
427.7
Area (sq mi)
83
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 92065?
41.4
Median Age
50.7%
Male
49.3%
Female
12.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$125,285
Median Household Income
+23% vs state
$50,476
Per Capita Income
5.1%
Poverty Rate
4.0%
Unemployment Rate
36.3 min
Mean Commute Time
How ZIP 92065 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$125,285 Top 8% higher than 92% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
12,650
Total Housing Units
12,296
Occupied Units
354
Vacant Units
2.97
Avg Household Size
Occupancy Type
$800,100
Median Home Value
+4% vs state
$1,883
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.5%
YoY Change (2024)
312
HPI Index (2000 = 100)
+212%
Total Change Since 2000
Home values in ZIP 92065 have increased 9.5% over the past year (2024). Since 2000, this ZIP has seen +212% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.4% | 207 |
| 2021 | +15.3% | 239 |
| 2022 | +17.2% | 280 |
| 2023 | +1.9% | 285 |
| 2024 | +9.5% | 312 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 835 business establishments in ZIP 92065, employing approximately 4,949 people with a combined annual payroll of $239,072,000.
835
Businesses
4,949
Employees
$239.1M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 192 | 23.0% |
| Other services (except public administration) | 96 | 11.5% |
| Professional, scientific, and technical services | 85 | 10.2% |
| Retail trade | 84 | 10.1% |
| Health care and social assistance | 64 | 7.7% |
| Administrative and support and waste management and remediation services | 55 | 6.6% |
| Accommodation and food services | 55 | 6.6% |
| Real estate and rental and leasing | 45 | 5.4% |
| Finance and insurance | 40 | 4.8% |
| Manufacturing | 39 | 4.7% |
| Transportation and warehousing | 26 | 3.1% |
| Arts, entertainment, and recreation | 17 | 2.0% |
| Wholesale trade | 13 | 1.6% |
| Information | 10 | 1.2% |
| Educational services | 10 | 1.2% |
| Agriculture, forestry, fishing and hunting | 3 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 92065 vs 92040 →
ZIP 92065 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92027
Escondido (92027)
53,881 residents
- 92040
Lakeside (92040)
41,281 residents
- 92065
Ramona (92065)
35,414 residents
- 92070 1,245
Santa Ysabel (92070)
1,245 residents
What this shows Among its immediate neighbors, ZIP 92065 ranks #3 by population — useful context the national average alone can't give.
ZIP 92065 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92065
Ramona (92065)
$125,285 median income
- 92040
Lakeside (92040)
$107,937 median income
- 92027
Escondido (92027)
$93,338 median income
- 92070
Santa Ysabel (92070)
$67,017 median income
What this shows By household income, ZIP 92065 ranks the highest of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in San Diego County
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Frequently Asked Questions
What county is ZIP code 92065 in? ▼
What is the population of ZIP code 92065? ▼
What is the median household income in ZIP 92065? ▼
What is the average home value in ZIP 92065? ▼
What is the demographic makeup of ZIP 92065? ▼
How many businesses are in ZIP code 92065? ▼
What are the main industries in ZIP code 92065? ▼
How have home values changed in ZIP code 92065? ▼
What is the education level in ZIP code 92065? ▼
What is the average commute time in ZIP 92065? ▼
What percentage of residents own vs. rent in ZIP 92065? ▼
What is the poverty rate in ZIP code 92065? ▼
ZIP Code Research Guides
Official Data Resources for Ramona, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.