PlainZIP

Ramona, CA · standard

ZIP Code 92065

San Diego County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

35,414
83/sq mi
$125,285
Median income
$800,100
Median home value
29.3%
Bachelor's or higher

The verdict

Ramona pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 8%
household income, US ZIPs
Top 5%
home value, US ZIPs
83
people per sq mi
78%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92065 against every reporting US ZIP.

ZIP code 92065 is a densely settled ZIP (a standard USPS delivery area) in Ramona, San Diego County, California, with 35,414 residents across 427.7 square miles, a density of 83 people per square mile, in the Los Angeles time zone.

ZIP 92065 skews affluent, with a median household income of $125,285 (23% above the California average), while per-capita income is $50,476. Local economic indicators show a 5.1% poverty rate alongside 4.0% unemployment. The typical home here is valued at $800,100 (4% above the state average); renters pay a median of $1,883 monthly, and 78.4% of units are owner-occupied.

Educational attainment sits below the national norm: 29.3% of adults hold a bachelor's degree or higher, the median age is 41.4, and the average commute is 36 minutes. To put 92065 in local context, 3 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in San Diego County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 92065

Top 5 sectors by establishment count in Ramona, CA

Which industries have the most business establishments in ZIP 92065.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 92065, Ramona, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

35,414

Population

427.7

Area (sq mi)

83

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 92065?

41.4

Median Age

50.7%

Male

49.3%

Female

12.2%

Foreign-Born

White 65.8%
African American 0.7%
Asian 1.9%
American Indian or Alaska Native 1.3%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 22.6%
Hispanic or Latino 32.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$125,285

Median Household Income

+23% vs state

$50,476

Per Capita Income

5.1%

Poverty Rate

4.0%

Unemployment Rate

36.3 min

Mean Commute Time

How ZIP 92065 ranks nationally

Ramona, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$125,285 Top 8% higher than 92% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.2%
Bachelor's Degree or Higher 29.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,650

Total Housing Units

12,296

Occupied Units

354

Vacant Units

2.97

Avg Household Size

Occupancy Type

Owner 78.4%
Renter 21.6%

$800,100

Median Home Value

+4% vs state

$1,883

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.5%

YoY Change (2024)

312

HPI Index (2000 = 100)

+212%

Total Change Since 2000

Home values in ZIP 92065 have increased 9.5% over the past year (2024). Since 2000, this ZIP has seen +212% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.4% 207
2021 +15.3% 239
2022 +17.2% 280
2023 +1.9% 285
2024 +9.5% 312

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 835 business establishments in ZIP 92065, employing approximately 4,949 people with a combined annual payroll of $239,072,000.

835

Businesses

4,949

Employees

$239.1M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 192 23.0%
Other services (except public administration) 96 11.5%
Professional, scientific, and technical services 85 10.2%
Retail trade 84 10.1%
Health care and social assistance 64 7.7%
Administrative and support and waste management and remediation services 55 6.6%
Accommodation and food services 55 6.6%
Real estate and rental and leasing 45 5.4%
Finance and insurance 40 4.8%
Manufacturing 39 4.7%
Transportation and warehousing 26 3.1%
Arts, entertainment, and recreation 17 2.0%
Wholesale trade 13 1.6%
Information 10 1.2%
Educational services 10 1.2%
Agriculture, forestry, fishing and hunting 3 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 92065 vs 92040 →

ZIP 92065 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 92065 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 92065 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 92065 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
92040 Lakeside, CA 41,281 10.2 mi
92027 Escondido, CA 53,881 9.9 mi
92070 Santa Ysabel, CA 1,245 10.2 mi

More ZIP Codes in San Diego County

91911 standard
Chula Vista, CA
Pop: 82,999
92154 standard
San Diego, CA
Pop: 79,708
91910 standard
Chula Vista, CA
Pop: 75,802
92126 standard
San Diego, CA
Pop: 73,343
92105 standard
San Diego, CA
Pop: 69,813
92114 standard
San Diego, CA
Pop: 65,433

Related Areas

San Diego County Ramona, CA California

Frequently Asked Questions

What county is ZIP code 92065 in? ▼
ZIP code 92065 (Ramona) is located in San Diego County, California. San Diego County contains multiple ZIP codes, see the full list at /counties/san-diego-ca.
What is the population of ZIP code 92065? ▼
ZIP code 92065 in Ramona, CA has a population of 35,414 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92065? ▼
The median household income in ZIP 92065 is $125,285, which is 64% above the national average of $76,288.
What is the average home value in ZIP 92065? ▼
The median home value in ZIP 92065 is $800,100, which is 188% above the national average of $278,155.
What is the demographic makeup of ZIP 92065? ▼
The largest racial group in ZIP 92065 is White at 65.8%. Hispanic or Latino residents make up 32.0% of the population.
How many businesses are in ZIP code 92065? ▼
ZIP code 92065 has 835 business establishments employing approximately 4,949 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92065? ▼
The top industries by establishment count in ZIP 92065 are: Construction (192), Other services (except public administration) (96), Professional, scientific, and technical services (85). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 92065? ▼
According to the FHFA House Price Index, home values in ZIP 92065 increased by 9.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 212%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92065? ▼
In ZIP code 92065, 53.2% of residents aged 25+ have a high school diploma or higher, and 29.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 92065? ▼
The mean commute time for workers in ZIP code 92065 is 36.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 92065? ▼
In ZIP code 92065, approximately 78.4% of occupied housing units are owner-occupied and 21.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92065? ▼
The poverty rate in ZIP code 92065 is 5.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.