PlainZIP

Encinitas, CA · standard

ZIP Code 92024

San Diego County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

49,121
1,124/sq mi
$158,507
Median income
$1,612,000
Median home value
66.8%
Bachelor's or higher

The verdict

Encinitas pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 3%
household income, US ZIPs
Top 1%
home value, US ZIPs
1,124
people per sq mi
67%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92024 against every reporting US ZIP.

ZIP code 92024 is a densely settled ZIP (a standard USPS delivery area) in Encinitas, San Diego County, California, with 49,121 residents across 43.7 square miles, a density of 1,124 people per square mile, in the Los Angeles time zone.

ZIP 92024 skews affluent, with a median household income of $158,507 (56% above the California average), while per-capita income is $84,032. Poverty here runs at 5.8%, with unemployment measured at 4.8%. Housing costs here run $1,612,000 for a typical home value (109% above the state average), with rent averaging $2,795 a month; 67.4% of homes are owner-occupied.

This is a highly-educated ZIP: 66.8% of adults hold a bachelor's degree or higher, the median age is 43.8, and the average commute is 26 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 92024, plus 6 more within San Diego County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 92024

Top 5 sectors by establishment count in Encinitas, CA

Which industries have the most business establishments in ZIP 92024.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 92024, Encinitas, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

49,121

Population

43.7

Area (sq mi)

1,124

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 92024?

43.8

Median Age

50.2%

Male

49.8%

Female

12.6%

Foreign-Born

White 77.7%
African American 0.5%
Asian 4.6%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 12.5%
Hispanic or Latino 15.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$158,507

Median Household Income

+56% vs state

$84,032

Per Capita Income

5.8%

Poverty Rate

4.8%

Unemployment Rate

25.6 min

Mean Commute Time

How ZIP 92024 ranks nationally

Encinitas, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$158,507 Top 3% higher than 97% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 75.6%
Bachelor's Degree or Higher 66.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

21,511

Total Housing Units

19,716

Occupied Units

1,795

Vacant Units

2.53

Avg Household Size

Occupancy Type

Owner 67.4%
Renter 32.6%

$1,612,000

Median Home Value

+109% vs state

$2,795

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-9.8%

YoY Change (2024)

361

HPI Index (2000 = 100)

+261%

Total Change Since 2000

Home values in ZIP 92024 have decreased 9.8% over the past year (2024). Since 2000, this ZIP has seen +261% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.2% 263
2021 +2.7% 271
2022 +20.5% 326
2023 +22.7% 400
2024 -9.8% 361

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 2,758 business establishments in ZIP 92024, employing approximately 23,621 people with a combined annual payroll of $1,424,586,000.

2,758

Businesses

23,621

Employees

$1.4B

Annual Payroll

19

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 569 20.6%
Health care and social assistance 521 18.9%
Retail trade 245 8.9%
Real estate and rental and leasing 236 8.6%
Other services (except public administration) 202 7.3%
Accommodation and food services 199 7.2%
Construction 150 5.4%
Finance and insurance 148 5.4%
Administrative and support and waste management and remediation services 134 4.9%
Wholesale trade 90 3.3%
Arts, entertainment, and recreation 89 3.2%
Educational services 59 2.1%
Information 50 1.8%
Manufacturing 33 1.2%
Transportation and warehousing 16 0.6%
Agriculture, forestry, fishing and hunting 5 0.2%
Utilities 4 0.1%
Management of companies and enterprises 4 0.1%
Industries not classified 4 0.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 92024 vs 92009 →

ZIP 92024 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 92024 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 92024 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 92024 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
92009 Carlsbad, CA 40,747 2.7 mi
92007 Cardiff By The Sea, CA 10,429 2.5 mi
92075 Solana Beach, CA 12,056 4.1 mi
92011 Carlsbad, CA 22,405 4.1 mi
92091 Rancho Santa Fe, CA 1,048 4.1 mi
92067 Rancho Santa Fe, CA 9,535 4.4 mi
92014 Del Mar, CA 13,154 6.2 mi
92081 Vista, CA 27,404 7.5 mi
92010 Carlsbad, CA 14,382 7.1 mi
92078 San Marcos, CA 42,906 6.0 mi

More ZIP Codes in San Diego County

91911 standard
Chula Vista, CA
Pop: 82,999
92154 standard
San Diego, CA
Pop: 79,708
91910 standard
Chula Vista, CA
Pop: 75,802
92126 standard
San Diego, CA
Pop: 73,343
92105 standard
San Diego, CA
Pop: 69,813
92114 standard
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Pop: 65,433

Related Areas

San Diego County Encinitas, CA California

Frequently Asked Questions

What county is ZIP code 92024 in? ▼
ZIP code 92024 (Encinitas) is located in San Diego County, California. San Diego County contains multiple ZIP codes, see the full list at /counties/san-diego-ca.
What is the population of ZIP code 92024? ▼
ZIP code 92024 in Encinitas, CA has a population of 49,121 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92024? ▼
The median household income in ZIP 92024 is $158,507, which is 108% above the national average of $76,288.
What is the average home value in ZIP 92024? ▼
The median home value in ZIP 92024 is $1,612,000, which is 480% above the national average of $278,155.
What is the demographic makeup of ZIP 92024? ▼
The largest racial group in ZIP 92024 is White at 77.7%. Hispanic or Latino residents make up 15.7% of the population.
How many businesses are in ZIP code 92024? ▼
ZIP code 92024 has 2,758 business establishments employing approximately 23,621 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92024? ▼
The top industries by establishment count in ZIP 92024 are: Professional, scientific, and technical services (569), Health care and social assistance (521), Retail trade (245). There are 19 industry sectors represented in total.
How have home values changed in ZIP code 92024? ▼
According to the FHFA House Price Index, home values in ZIP 92024 decreased by 9.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 261%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92024? ▼
In ZIP code 92024, 75.6% of residents aged 25+ have a high school diploma or higher, and 66.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 92024? ▼
The mean commute time for workers in ZIP code 92024 is 25.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 92024? ▼
In ZIP code 92024, approximately 67.4% of occupied housing units are owner-occupied and 32.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92024? ▼
The poverty rate in ZIP code 92024 is 5.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.