ZIP 92075 vs ZIP 92007

This side-by-side compares ZIP 92075 (Solana Beach, CA) and ZIP 92007 (Cardiff By The Sea, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 92075 has a population of 12,056 at 1,314 people per square mile, while ZIP 92007 has 10,429 at 1,648 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 92075 reports a median household income of $149,327 against $182,629 in ZIP 92007, with per-capita income of $98,583 vs $86,925. The share of adults holding a bachelor's degree or higher is 72.1% in 92075 and 72.2% in 92007. Poverty rate reads 5.9% vs 14.7%, and unemployment 2.7% vs 3.2% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $2,000,001 in 92075 versus $2,000,001 in 92007, with median rent of $3,177 and $3,247 per month respectively. Homeownership rate is 66.7% vs 62.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.