ZIP 92128 vs ZIP 92064

This side-by-side compares ZIP 92128 (San Diego, CA) and ZIP 92064 (Poway, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 92128 has a population of 47,490 at 1,639 people per square mile, while ZIP 92064 has 47,904 at 452 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 92128 reports a median household income of $131,077 against $148,673 in ZIP 92064, with per-capita income of $68,723 vs $64,041. The share of adults holding a bachelor's degree or higher is 64.0% in 92128 and 54.2% in 92064. Poverty rate reads 4.3% vs 5.5%, and unemployment 5.1% vs 5.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $927,100 in 92128 versus $1,033,100 in 92064, with median rent of $2,902 and $2,301 per month respectively. Homeownership rate is 65.5% vs 75.2%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.