ZIP 94114 vs ZIP 94131

This side-by-side compares ZIP 94114 (San Francisco, CA) and ZIP 94131 (San Francisco, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 94114 has a population of 31,124 at 8,429 people per square mile, while ZIP 94131 has 26,881 at 4,997 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 94114 reports a median household income of $204,134 against $199,211 in ZIP 94131, with per-capita income of $146,284 vs $119,085. The share of adults holding a bachelor's degree or higher is 81.5% in 94114 and 76.6% in 94131. Poverty rate reads 5.8% vs 6.0%, and unemployment 5.1% vs 3.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $1,737,300 in 94114 versus $1,713,300 in 94131, with median rent of $3,071 and $3,064 per month respectively. Homeownership rate is 45.2% vs 54.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.