PlainZIP

San Francisco, CA · standard

ZIP Code 94131

San Francisco County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

26,881
4,997/sq mi
$199,211
Median income
$1,713,300
Median home value
76.6%
Bachelor's or higher

The verdict

San Francisco pairs a top-decile household income with top-decile home values, in a suburban-density, mixed-tenure area.

Top 1%
household income, US ZIPs
Top 1%
home value, US ZIPs
4,997
people per sq mi
54%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 94131 against every reporting US ZIP.

ZIP code 94131 is a densely settled ZIP (a standard USPS delivery area) in San Francisco, San Francisco County, California, with 26,881 residents across 5.4 square miles, a density of 4,997 people per square mile, in the Los Angeles time zone.

ZIP 94131 skews affluent, with a median household income of $199,211 (96% above the California average), while per-capita income is $119,085. Poverty here runs at 6.0%, with unemployment measured at 3.1%. Housing costs here run $1,713,300 for a typical home value (122% above the state average), with rent averaging $3,064 a month; 54.0% of homes are owner-occupied.

This is a highly-educated ZIP: 76.6% of adults hold a bachelor's degree or higher, the median age is 39.9, and the average commute is 31 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing San Francisco County, letting you compare 94131 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 94131

Top 5 sectors by establishment count in San Francisco, CA

Which industries have the most business establishments in ZIP 94131.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 94131, San Francisco, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

26,881

Population

5.4

Area (sq mi)

4,997

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 94131?

39.9

Median Age

51.2%

Male

48.8%

Female

25.8%

Foreign-Born

White 54.5%
African American 3.6%
Asian 23.0%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 13.5%
Hispanic or Latino 13.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$199,211

Median Household Income

+96% vs state

$119,085

Per Capita Income

6.0%

Poverty Rate

3.1%

Unemployment Rate

31.3 min

Mean Commute Time

How ZIP 94131 ranks nationally

San Francisco, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$199,211 Top 1% higher than 99% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). Below this entry. $180,000–$200,000: 186 US ZIPs (1%). This entry sits in this band. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 82.7%
Bachelor's Degree or Higher 76.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,920

Total Housing Units

12,522

Occupied Units

1,398

Vacant Units

2.24

Avg Household Size

Occupancy Type

Owner 54.0%
Renter 46.0%

$1,713,300

Median Home Value

+122% vs state

$3,064

Median Rent

1962

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-15.9%

YoY Change (2024)

253

HPI Index (2000 = 100)

+153%

Total Change Since 2000

Home values in ZIP 94131 have decreased 15.9% over the past year (2024). Since 2000, this ZIP has seen +153% cumulative appreciation.

Year Annual Change HPI Index
2020 -18.8% 216
2021 +3.2% 223
2022 +1.7% 226
2023 +32.9% 301
2024 -15.9% 253

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 484 business establishments in ZIP 94131, employing approximately 2,519 people with a combined annual payroll of $202,590,000.

484

Businesses

2,519

Employees

$202.6M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 156 32.2%
Health care and social assistance 62 12.8%
Construction 41 8.5%
Other services (except public administration) 39 8.1%
Accommodation and food services 36 7.4%
Information 26 5.4%
Real estate and rental and leasing 24 5.0%
Retail trade 23 4.8%
Administrative and support and waste management and remediation services 19 3.9%
Arts, entertainment, and recreation 17 3.5%
Finance and insurance 13 2.7%
Educational services 13 2.7%
Wholesale trade 6 1.2%
Transportation and warehousing 5 1.0%
Manufacturing 4 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 94131 vs 94114 →

ZIP 94131 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 94131 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 94131 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 94131 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
94114 San Francisco, CA 31,124 1.0 mi
94112 San Francisco, CA 79,407 1.7 mi
94127 San Francisco, CA 19,289 1.1 mi
94117 San Francisco, CA 39,169 1.7 mi
94110 San Francisco, CA 69,333 1.5 mi
94116 San Francisco, CA 43,698 2.4 mi
94115 San Francisco, CA 33,021 2.8 mi
94118 San Francisco, CA 38,319 2.6 mi
94122 San Francisco, CA 56,023 2.5 mi
94134 San Francisco, CA 40,798 2.5 mi

More ZIP Codes in San Francisco County

94112 standard
San Francisco, CA
Pop: 79,407
94110 standard
San Francisco, CA
Pop: 69,333
94122 standard
San Francisco, CA
Pop: 56,023
94109 standard
San Francisco, CA
Pop: 55,984
94116 standard
San Francisco, CA
Pop: 43,698
94121 standard
San Francisco, CA
Pop: 41,203

Related Areas

San Francisco County San Francisco, CA California

Frequently Asked Questions

What county is ZIP code 94131 in? ▼
ZIP code 94131 (San Francisco) is located in San Francisco County, California. San Francisco County contains multiple ZIP codes, see the full list at /counties/san-francisco-ca.
What is the population of ZIP code 94131? ▼
ZIP code 94131 in San Francisco, CA has a population of 26,881 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 94131? ▼
The median household income in ZIP 94131 is $199,211, which is 161% above the national average of $76,288.
What is the average home value in ZIP 94131? ▼
The median home value in ZIP 94131 is $1,713,300, which is 516% above the national average of $278,155.
What is the demographic makeup of ZIP 94131? ▼
The largest racial group in ZIP 94131 is White at 54.5%. Hispanic or Latino residents make up 13.8% of the population.
How many businesses are in ZIP code 94131? ▼
ZIP code 94131 has 484 business establishments employing approximately 2,519 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 94131? ▼
The top industries by establishment count in ZIP 94131 are: Professional, scientific, and technical services (156), Health care and social assistance (62), Construction (41). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 94131? ▼
According to the FHFA House Price Index, home values in ZIP 94131 decreased by 15.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 153%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 94131? ▼
In ZIP code 94131, 82.7% of residents aged 25+ have a high school diploma or higher, and 76.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 94131? ▼
The mean commute time for workers in ZIP code 94131 is 31.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 94131? ▼
In ZIP code 94131, approximately 54.0% of occupied housing units are owner-occupied and 46.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 94131? ▼
The poverty rate in ZIP code 94131 is 6.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.