PlainZIP

San Francisco, CA · standard

ZIP Code 94116

San Francisco County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

43,698
6,523/sq mi
$158,921
Median income
$1,502,700
Median home value
57.1%
Bachelor's or higher

The verdict

San Francisco pairs a top-decile household income with top-decile home values, in a suburban-density, homeowner-dominated area.

Top 3%
household income, US ZIPs
Top 1%
home value, US ZIPs
6,523
people per sq mi
73%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 94116 against every reporting US ZIP.

ZIP code 94116 is a densely settled ZIP (a standard USPS delivery area) in San Francisco, San Francisco County, California, with 43,698 residents across 6.7 square miles, a density of 6,523 people per square mile, in the Los Angeles time zone.

ZIP 94116 skews affluent, with a median household income of $158,921 (56% above the California average), while per-capita income is $76,447. Poverty here runs at 7.2%, with unemployment measured at 5.2%. Housing costs here run $1,502,700 for a typical home value (94% above the state average), with rent averaging $2,999 a month; 73.1% of homes are owner-occupied.

This is a highly-educated ZIP: 57.1% of adults hold a bachelor's degree or higher, the median age is 45.6, and the average commute is 34 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Francisco County, so you can benchmark 94116 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 94116

Top 5 sectors by establishment count in San Francisco, CA

Which industries have the most business establishments in ZIP 94116.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 94116, San Francisco, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

43,698

Population

6.7

Area (sq mi)

6,523

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 94116?

45.6

Median Age

48.9%

Male

51.1%

Female

38.9%

Foreign-Born

White 28.6%
African American 1.1%
Asian 54.7%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 11.3%
Hispanic or Latino 8.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$158,921

Median Household Income

+56% vs state

$76,447

Per Capita Income

7.2%

Poverty Rate

5.2%

Unemployment Rate

33.6 min

Mean Commute Time

How ZIP 94116 ranks nationally

San Francisco, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$158,921 Top 3% higher than 97% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.7%
Bachelor's Degree or Higher 57.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

16,546

Total Housing Units

15,476

Occupied Units

1,070

Vacant Units

2.81

Avg Household Size

Occupancy Type

Owner 73.1%
Renter 26.9%

$1,502,700

Median Home Value

+94% vs state

$2,999

Median Rent

1945

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.1%

YoY Change (2024)

296

HPI Index (2000 = 100)

+196%

Total Change Since 2000

Home values in ZIP 94116 have increased 11.1% over the past year (2024). Since 2000, this ZIP has seen +196% cumulative appreciation.

Year Annual Change HPI Index
2020 -9.9% 239
2021 -2.0% 234
2022 +10.0% 258
2023 +3.2% 266
2024 +11.1% 296

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 706 business establishments in ZIP 94116, employing approximately 5,596 people with a combined annual payroll of $495,989,000.

706

Businesses

5,596

Employees

$496.0M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 126 17.9%
Health care and social assistance 117 16.6%
Professional, scientific, and technical services 94 13.3%
Accommodation and food services 94 13.3%
Other services (except public administration) 52 7.4%
Real estate and rental and leasing 49 6.9%
Retail trade 42 6.0%
Finance and insurance 27 3.8%
Administrative and support and waste management and remediation services 21 3.0%
Educational services 21 3.0%
Wholesale trade 18 2.5%
Information 17 2.4%
Manufacturing 11 1.6%
Transportation and warehousing 8 1.1%
Arts, entertainment, and recreation 8 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 94116 vs 94122 →

ZIP 94116 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 94116 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 94116 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 94116 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
94122 San Francisco, CA 56,023 1.0 mi
94132 San Francisco, CA 28,129 1.6 mi
94127 San Francisco, CA 19,289 1.6 mi
94121 San Francisco, CA 41,203 2.3 mi
94131 San Francisco, CA 26,881 2.4 mi
94118 San Francisco, CA 38,319 2.8 mi
94117 San Francisco, CA 39,169 2.7 mi
94114 San Francisco, CA 31,124 2.9 mi
94112 San Francisco, CA 79,407 2.9 mi
94015 Daly City, CA 60,927 4.4 mi

More ZIP Codes in San Francisco County

94112 standard
San Francisco, CA
Pop: 79,407
94110 standard
San Francisco, CA
Pop: 69,333
94122 standard
San Francisco, CA
Pop: 56,023
94109 standard
San Francisco, CA
Pop: 55,984
94121 standard
San Francisco, CA
Pop: 41,203
94134 standard
San Francisco, CA
Pop: 40,798

Related Areas

San Francisco County San Francisco, CA California

Frequently Asked Questions

What county is ZIP code 94116 in? ▼
ZIP code 94116 (San Francisco) is located in San Francisco County, California. San Francisco County contains multiple ZIP codes, see the full list at /counties/san-francisco-ca.
What is the population of ZIP code 94116? ▼
ZIP code 94116 in San Francisco, CA has a population of 43,698 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 94116? ▼
The median household income in ZIP 94116 is $158,921, which is 108% above the national average of $76,288.
What is the average home value in ZIP 94116? ▼
The median home value in ZIP 94116 is $1,502,700, which is 440% above the national average of $278,155.
What is the demographic makeup of ZIP 94116? ▼
The largest racial group in ZIP 94116 is Asian at 54.7%. Hispanic or Latino residents make up 8.4% of the population.
How many businesses are in ZIP code 94116? ▼
ZIP code 94116 has 706 business establishments employing approximately 5,596 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 94116? ▼
The top industries by establishment count in ZIP 94116 are: Construction (126), Health care and social assistance (117), Professional, scientific, and technical services (94). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 94116? ▼
According to the FHFA House Price Index, home values in ZIP 94116 increased by 11.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 196%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 94116? ▼
In ZIP code 94116, 71.7% of residents aged 25+ have a high school diploma or higher, and 57.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 94116? ▼
The mean commute time for workers in ZIP code 94116 is 33.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 94116? ▼
In ZIP code 94116, approximately 73.1% of occupied housing units are owner-occupied and 26.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 94116? ▼
The poverty rate in ZIP code 94116 is 7.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.