San Francisco, CA · standard
ZIP Code 94116
San Francisco County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 43,698
- 6,523/sq mi High-density area
- $158,921
- Median income Above-median income area
- $1,502,700
- Median home value Above-median home value
- 57.1%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
San Francisco pairs a top-decile household income with top-decile home values, in a suburban-density, homeowner-dominated area.
- Top 3%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 6,523
- people per sq mi
- 73%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 94116 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 94116 (San Francisco, CA) rose +11.1% from 2023 to 2024. The all-transactions index moved from 266.1 in 2023 to 295.6 in 2024 (2000 = 100).
ZIP code 94116 is a densely settled ZIP (a standard USPS delivery area) in San Francisco, San Francisco County, California, with 43,698 residents across 6.7 square miles, a density of 6,523 people per square mile, in the Los Angeles time zone.
ZIP 94116 skews affluent, with a median household income of $158,921 (56% above the average California ZIP), while per-capita income is $76,447. The poverty rate is 7.2%, with unemployment at 5.2%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $1,502,700 (94% above the average California ZIP), while 73.1% of occupied homes are owner-occupied and median rent is $2,999.
This is a highly-educated ZIP: 57.1% of adults hold a bachelor's degree or higher, the median age is 45.6, and the average commute is 34 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in San Francisco County, so 94116 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 94116
Top 5 sectors by establishment count in San Francisco, CA
Which industries have the most business establishments in ZIP 94116.
- Construction
Construction
126 establishments
- Health care and social assistance
Health care and social assistance
117 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
94 establishments
- Accommodation and food services
Accommodation and food services
94 establishments
- Other services (except public administration)
Other services (except public administration)
52 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 94116, San Francisco, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
43,698
Population
6.7
Area (sq mi)
6,523
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 94116?
45.6
Median Age
48.9%
Male
51.1%
Female
38.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$158,921
Median Household Income
+56% vs state ZIP avg
$76,447
Per Capita Income
7.2%
Poverty Rate
5.2%
Unemployment Rate
33.6 min
Mean Commute Time
How ZIP 94116 ranks nationally
San Francisco, CA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$158,921 Top 3% higher than 97% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
16,546housing units
16,546
Total Housing Units
15,476
Occupied Units
1,070
Vacant Units
2.81
Avg Household Size
Occupancy Type
$1,502,700
Median Home Value
+94% vs state ZIP avg
$2,999
Median Rent
1945
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.1%
YoY Change (2024)
296
HPI Index (2000 = 100)
+196%
Total Change Since 2000
Home values in ZIP 94116 have increased 11.1% over the past year (2024). Since 2000, this ZIP has seen +196% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -9.9% | 239 |
| 2021 | -2.0% | 234 |
| 2022 | +10.0% | 258 |
| 2023 | +3.2% | 266 |
| 2024 | +11.1% | 296 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 706 business establishments in ZIP 94116, employing approximately 5,596 people with a combined annual payroll of $495,989,000.
706
Businesses
5,596
Employees
$496.0M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 126 | 17.9% |
| Health care and social assistance | 117 | 16.6% |
| Professional, scientific, and technical services | 94 | 13.3% |
| Accommodation and food services | 94 | 13.3% |
| Other services (except public administration) | 52 | 7.4% |
| Real estate and rental and leasing | 49 | 6.9% |
| Retail trade | 42 | 6.0% |
| Finance and insurance | 27 | 3.8% |
| Administrative and support and waste management and remediation services | 21 | 3.0% |
| Educational services | 21 | 3.0% |
| Wholesale trade | 18 | 2.5% |
| Information | 17 | 2.4% |
| Manufacturing | 11 | 1.6% |
| Transportation and warehousing | 8 | 1.1% |
| Arts, entertainment, and recreation | 8 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 94116 vs 94122 →
ZIP 94116 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94112
San Francisco (94112)
79,407 residents
- 94015
Daly City (94015)
60,927 residents
- 94122
San Francisco (94122)
56,023 residents
- 94116
San Francisco (94116)
43,698 residents
- 94121
San Francisco (94121)
41,203 residents
- 94117
San Francisco (94117)
39,169 residents
- 94118
San Francisco (94118)
38,319 residents
- 94114 31,124
San Francisco (94114)
31,124 residents
- 94132 28,129
San Francisco (94132)
28,129 residents
What this shows Among its immediate neighbors, ZIP 94116 ranks #4 by population - useful context the national average alone can't give.
ZIP 94116 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94127
San Francisco (94127)
$214,167 median income
- 94114
San Francisco (94114)
$204,134 median income
- 94131
San Francisco (94131)
$199,211 median income
- 94117
San Francisco (94117)
$167,066 median income
- 94118
San Francisco (94118)
$163,995 median income
- 94116
San Francisco (94116)
$158,921 median income
- 94122
San Francisco (94122)
$146,250 median income
- 94112
San Francisco (94112)
$135,119 median income
- 94121
San Francisco (94121)
$133,358 median income
What this shows By household income, ZIP 94116 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 94122 | San Francisco, CA | 56,023 | 1.0 mi |
| 94132 | San Francisco, CA | 28,129 | 1.6 mi |
| 94127 | San Francisco, CA | 19,289 | 1.6 mi |
| 94121 | San Francisco, CA | 41,203 | 2.3 mi |
| 94131 | San Francisco, CA | 26,881 | 2.4 mi |
| 94118 | San Francisco, CA | 38,319 | 2.8 mi |
| 94117 | San Francisco, CA | 39,169 | 2.7 mi |
| 94114 | San Francisco, CA | 31,124 | 2.9 mi |
| 94112 | San Francisco, CA | 79,407 | 2.9 mi |
| 94015 | Daly City, CA | 60,927 | 4.4 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 94116, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (43,698 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in San Francisco County
Related Areas
Frequently Asked Questions
What county is ZIP code 94116 in?
ZIP code 94116 (San Francisco) is located in San Francisco County, California. San Francisco County contains multiple ZIP codes, see the full list at /counties/san-francisco-ca.
What is the population of ZIP code 94116?
ZIP code 94116 in San Francisco, CA has a population of 43,698 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 94116?
The median household income in ZIP 94116 is $158,921, which is 108% above the national average of $76,288.
What is the average home value in ZIP 94116?
The median home value in ZIP 94116 is $1,502,700, which is 440% above the national average of $278,155.
What is the demographic makeup of ZIP 94116?
The largest racial group in ZIP 94116 is Asian at 54.7%. Hispanic or Latino residents make up 8.4% of the population.
How many businesses are in ZIP code 94116?
ZIP code 94116 has 706 business establishments employing approximately 5,596 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 94116?
The top industries by establishment count in ZIP 94116 are: Construction (126), Health care and social assistance (117), Professional, scientific, and technical services (94). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 94116?
According to the FHFA House Price Index, home values in ZIP 94116 increased by 11.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 196%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 94116?
In ZIP code 94116, 71.7% of residents aged 25+ have a high school diploma or higher, and 57.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 94116?
The mean commute time for workers in ZIP code 94116 is 33.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 94116?
In ZIP code 94116, approximately 73.1% of occupied housing units are owner-occupied and 26.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 94116?
The poverty rate in ZIP code 94116 is 7.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 94116's numbers, next.
- See how ZIP 94116 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where San Francisco, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.