San Francisco, CA

Multi-ZIP Census mosaic for San Francisco, CA: 28 delivery areas, combined population 805,301. Sort the ZIP table by population before trusting any single city average (ACS 2023 5-Year Estimates).

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet SAN-FRANCISCO-CA · San Francisco, CA 28 ZIPs · 805,301 pop · #889/25278 · San Francisco County and San Mateo County

INC-TOP · RANK-TOP · PHOTO-FINISH · BOOK-WIDE · OWN-RENT · POP-MAJOR · SPREAD-SPLIT · HOME-TOP

  • INC-TOP $148,841
  • RANK-TOP #889/25278
  • PHOTO-FINISH ≈ Palo Alto
  • BOOK-WIDE 28 ZIPs
  • OWN-RENT 36% owners
  • POP-MAJOR 805,301
  • SPREAD-SPLIT 94102→94105
  • HOME-TOP $1,435,138

Nearest income peer: Palo Alto, CA (+ $2,768 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around San Francisco

Lowest/highest poles plus county-sharing cities nearest San Francisco on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, San Francisco, CA sits among US cities with a top-decile household income, on a major-metro population base, across a multi-ZIP patchwork.

Top 4%
household income vs 25,278 US cities
805,301
city population (Census)
28
USPS ZIP codes covered
$148,841
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

Wealth and geography both spread: average ZIP median income is $148,841 with per-capita $96,991 , poverty at 11.5% , owner-occupancy at 35.8%. With 28 delivery areas, the richest and poorest ZIPs inside San Francisco can diverge sharply, treat the city average as a map legend, then open the densest ZIP (94112) for the street-level read.

San Francisco sits in the lower half of San Francisco County and San Mateo County on income: San Mateo, Redwood City and Burlingame report more, Daly City, South San Francisco and San Bruno report less. San Carlos marks the far end of that range at $240,074, 61% above San Francisco.

Within-city ZIP comparison

Where the ZIP codes inside San Francisco differ

San Francisco's city average masks two linked splits. Median household income runs from $60,431 in ZIP 94102 to $225,000 in ZIP 94105, while home values span $935,900 in 94102 to $2,000,000+ in 94123. Compare the endpoint ZIPs before treating the city-level number as a neighborhood-level answer.

Income high-to-low ratio
3.7×

94102 to 94105

Home-value high-to-low ratio
2.1×

94102 to 94123

Poverty-rate spread
32.2 points

94129 to 94130

Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.

Population concentration

San Francisco residents fan out across many ZIPs

Population is spread across 28 codes in San Francisco. The densest, 94112, still represents only about 10% of the 805,301 residents, so no single ZIP stands in for the city.

Census ZBP business roll-up

Dense employer mosaic across San Francisco

Citywide ZBP: 33,482 establishments, 740,489 employees , annual payroll $111,522,713k (~42 establishments per 1,000 residents) across 28 of 28 ZIPs. Peak business ZIP 94103 (2,584 units) ; leading NAICS Professional, scientific, and technical services (7,223) · also Accommodation and food services · Health care and social assistance .

View your shortlist →

ZIP Codes in San Francisco, CA

These ZIP codes straddle San Francisco County and San Mateo County, so county-level figures split San Francisco between several administrative records. See the San Francisco County roll-up →

San Francisco sits in the lower half of San Francisco County and San Mateo County on income: San Mateo, Redwood City and Burlingame report more, Daly City, South San Francisco and San Bruno report less. San Carlos marks the far end of that range at $240,074, 61% above San Francisco.

Side-by-side: Compare 94112 vs 94110 →

ZIP Code Population Median income Establishments Density
94112 79,407 $135,119 977 9,106
94110 69,333 $158,351 2,118 11,517
94122 56,023 $146,250 1,188 9,147
94109 55,984 $106,018 1,678 18,190
94116 43,698 $158,921 706 6,523
94121 41,203 $133,358 826 5,163
94134 40,798 $119,567 452 6,569
94117 39,169 $167,066 1,033 8,957
94118 38,319 $163,995 1,239 7,591
94124 33,996 $80,509 1,315 2,664
94115 33,021 $151,524 1,371 11,427
94102 31,176 $60,431 1,661 17,996
94114 31,124 $204,134 1,453 8,429
94132 28,129 $112,292 450 3,492
94103 27,170 $116,438 2,584 7,723
94131 26,881 $199,211 484 4,997
94107 26,599 $182,897 2,071 5,730
94133 26,237 $87,191 1,339 13,416
94123 23,088 $218,603 1,125 8,724
94127 19,289 $214,167 529 4,206
94108 13,768 $65,388 1,539 19,721
94105 5,846 $225,000 2,067 6,206
94158 4,792 $196,506 269 2,812
94111 3,713 $152,697 2,323 4,167
94129 3,183 $220,972 285 533
94130 2,880 $93,269 56 1,262
94104 406 n/a 2,153 2,021
94128 69 n/a 191 8

San Francisco roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving San Francisco, .