San Francisco, CA · standard

ZIP Code 94112

San Francisco County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

79,407
9,106/sq mi
$135,119
Median income
$1,174,100
Median home value
36.6%
Bachelor's or higher

The verdict

San Francisco pairs a top-decile household income with top-decile home values, in a densely urban, homeowner-dominated and unusually populous area.

Top 6%
household income, US ZIPs
Top 2%
home value, US ZIPs
9,106
people per sq mi
66%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 94112 against every reporting US ZIP.

ZIP code 94112 is classified by USPS as a standard delivery area and covers roughly 8.7 square miles in San Francisco, San Francisco County, California. The area is home to 79,407 residents, producing a population density of 9,106 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 94112 against California and the nation.

On the economic side, the median household income for ZIP 94112 sits at $135,119 (33% above the California average), while per-capita income is $54,924. The poverty rate stands at 9.3% and the unemployment rate at 7.8%. On housing, the median home value is $1,174,100 (52% above the state average) with median rent at $2,263 per month, and 65.6% of occupied units are owner-occupied, a direct signal of whether 94112 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 36.6% of adults hold a bachelor's degree or higher, the median age is 42.8, and the average commute is 31 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Francisco County, so you can benchmark 94112 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 94112

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 94112.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 94112, San Francisco, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

79,407

Population

8.7

Area (sq mi)

9,106

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 94112?

42.8

Median Age

51.0%

Male

49.0%

Female

44.7%

Foreign-Born

White 18.3%
African American 3.4%
Asian 51.9%
American Indian or Alaska Native 1.0%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 10.7%
Hispanic or Latino 26.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$135,119

Median Household Income

+33% vs state

$54,924

Per Capita Income

9.3%

Poverty Rate

7.8%

Unemployment Rate

31.0 min

Mean Commute Time

How ZIP 94112 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$135,119 Top 6% higher than 94% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.6%
Bachelor's Degree or Higher 36.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

24,559

Total Housing Units

23,225

Occupied Units

1,334

Vacant Units

3.37

Avg Household Size

Occupancy Type

Owner 65.6%
Renter 34.4%

$1,174,100

Median Home Value

+52% vs state

$2,263

Median Rent

1941

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.9%

YoY Change (2024)

309

HPI Index (2000 = 100)

+209%

Total Change Since 2000

Home values in ZIP 94112 have increased 2.9% over the past year (2024). Since 2000, this ZIP has seen +209% cumulative appreciation.

Year Annual Change HPI Index
2020 -3.2% 283
2021 +1.3% 286
2022 +7.9% 309
2023 -2.6% 301
2024 +2.9% 309

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 977 business establishments in ZIP 94112, employing approximately 6,382 people with a combined annual payroll of $391,367,000.

977

Businesses

6,382

Employees

$391.4M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 175 17.9%
Health care and social assistance 153 15.7%
Accommodation and food services 129 13.2%
Professional, scientific, and technical services 114 11.7%
Other services (except public administration) 91 9.3%
Retail trade 83 8.5%
Administrative and support and waste management and remediation services 60 6.1%
Real estate and rental and leasing 37 3.8%
Finance and insurance 35 3.6%
Transportation and warehousing 33 3.4%
Educational services 24 2.5%
Information 13 1.3%
Wholesale trade 11 1.1%
Manufacturing 9 0.9%
Arts, entertainment, and recreation 9 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 94112 vs 94131 →

ZIP 94112 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 94112 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 94112 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 94112 ranks #8 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
94131 San Francisco, CA 26,881 1.7 mi
94127 San Francisco, CA 19,289 1.4 mi
94134 San Francisco, CA 40,798 1.7 mi
94014 Daly City, CA 47,014 2.0 mi
94132 San Francisco, CA 28,129 2.3 mi
94114 San Francisco, CA 31,124 2.6 mi
94117 San Francisco, CA 39,169 3.4 mi
94110 San Francisco, CA 69,333 2.5 mi
94005 Brisbane, CA 4,282 2.9 mi
94116 San Francisco, CA 43,698 2.9 mi

More ZIP Codes in San Francisco County

Frequently Asked Questions

What county is ZIP code 94112 in?
ZIP code 94112 (San Francisco) is located in San Francisco County, California. San Francisco County contains multiple ZIP codes, see the full list at /counties/san-francisco-ca.
What is the population of ZIP code 94112?
ZIP code 94112 in San Francisco, CA has a population of 79,407 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 94112?
The median household income in ZIP 94112 is $135,119, which is 77% above the national average of $76,288.
What is the average home value in ZIP 94112?
The median home value in ZIP 94112 is $1,174,100, which is 322% above the national average of $278,155.
What is the demographic makeup of ZIP 94112?
The largest racial group in ZIP 94112 is Asian at 51.9%. Hispanic or Latino residents make up 26.1% of the population.
How many businesses are in ZIP code 94112?
ZIP code 94112 has 977 business establishments employing approximately 6,382 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 94112?
The top industries by establishment count in ZIP 94112 are: Construction (175), Health care and social assistance (153), Accommodation and food services (129). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 94112?
According to the FHFA House Price Index, home values in ZIP 94112 increased by 2.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 209%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 94112?
In ZIP code 94112, 55.6% of residents aged 25+ have a high school diploma or higher, and 36.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 94112?
The mean commute time for workers in ZIP code 94112 is 31.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 94112?
In ZIP code 94112, approximately 65.6% of occupied housing units are owner-occupied and 34.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 94112?
The poverty rate in ZIP code 94112 is 9.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for San Francisco, CA

Verify and explore additional data for this area using these official government sources.