Residential delivery area · California

ZIP Code 94132: San Francisco, CA

ZIP code 94132 is in San Francisco, California, entirely in San Francisco County (Census 2020 ZIP-county file). About 27,000 people live there (Census Bureau, ACS 2020-2024), the 17th most populous of San Francisco's 29 residential ZIP codes. Median household income is $112,292 (Census Bureau, ACS 2020-2024).

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
9national area: California, Alaska, Hawaii, Oregon, Washington and 7 more
941sectional center: San Francisco, CA (SCF 940)
32delivery area within it
Town
San Francisco · 29 residential ZIPs
Census places
San Francisco
Neighborhoods
Ingleside Heights, Lakeside, Merced Heights, Merced Manor, Park Merced, Stonestown GeoNames
Metro area
San Francisco-Oakland-Fremont, CA
House districts
CA-11 (92%), CA-15 (8%) 119th Congress, by share of land
Time zone
Pacific
Land area
3.1 sq mi · 8,576 people per sq mi
PO Box ZIPs
22 more ZIP codes use the name San Francisco for PO boxes or single organizations

Where is ZIP code 94132?

94132 centers on 37.722°, -122.484° and covers 3.1 square miles of land plus 0.5 of water. It borders 4 ZIP codes: 94116, 94127, 94112, 94015.

94015 · Daly City94112 · San Francisco94116 · San Francisco94127 · San Francisco94132 · San Francisco (this ZIP)9413294112941169412794015 · Daly City94112 · San Francisco94116 · San Francisco94127 · San Francisco94132 · San Francisco (this ZIP)9413294112941169412794015 · Daly City94112 · San Francisco94116 · San Francisco94127 · San Francisco94132 · San Francisco (this ZIP)94132941129411694127
Shaded by median household income, in national fifths (ACS 2020-2024); 94132 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 94132, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.

How does 94132 compare with the rest of San Francisco?

Rank of 94132 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure94132In San FranciscoIn CA
People (ACS 2020-2024)26,85917th of 29681st of 1,802
Median household income$112k18th of 23430th of 1,189
Median home value$1.47M12th of 24152nd of 1,317

Its median household income is higher than in 88% of U.S. residential ZIP codes, and it is denser than 97% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 94132?

The 2020 Census counted 27,723 people in 94132; the ACS, which samples households over 2020-2024, estimates 26,859. Between the 2010 and 2020 censuses its population fell 1.4% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
26,859
2020 Census count
27,723−1.4% since 2010 (28,129)
Households
10,533
Median age
40.6

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 94132?

Of the 26,859 people the ACS estimates in 94132, 14.4% are under 18 and 20.6% are 65 or older. The largest group by race and Hispanic origin is Asian (not Hispanic) (46.2%), then White (not Hispanic) (23.4%).

  • Under 1814.4%
  • 18 to 6465.0%
  • 65 and older20.6%
Age of the people of 94132 (ACS 2020-2024, B01001)
  • Asian, not Hispanic46.2%
  • White, not Hispanic23.4%
  • Hispanic or Latino17.2%
  • Other or two or more6.8%
  • Black, not Hispanic6.3%
Race and Hispanic origin in 94132 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 94132 earn?

Median household income is $112,292 (ACS 2020-2024), the 18th highest of the 23 ranked ZIP codes in San Francisco. It is not measurably different from 2015-2019 ($103,495 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$112,292±$20,125
Income per person
$62,832
Below the poverty line
14.8%
Unemployed (of the labor force)
8.3%
Adults 25+ with a bachelor's degree
58.0%
Adjusted gross income per tax return, 2022
$117,43812,160 returns; wages 72% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 94132?

FHFA's house price index for 94132, built from repeat sales and appraisals of the same homes, rose 49% from 2015 to 2025 and rose 24% from 2020 to 2025, and moved +7.6% in 2025.

Median home value (owners' estimate)
$1,470,700
Median gross rent
$2,465
Homes owned by their occupants
47.9%
Housing units
12,039
0 400 800 1200 1600 2000 2400 2800 197619902000201020202025 0 400 800 1200 1600 2000 2400 2800 197619902000201020202025 0 400 800 1200 1600 2000 2400 2800 197619902000201020202025
Index = 100 in 1976, the first year FHFA reports for 94132; 2025: 2692.6. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 94132?

450 business establishments had a location in this ZIP code in 2023, 27 fewer than in 2018; the most are in accommodation and food services (ZIP Code Business Patterns).

  • Accommodation and food services77
  • Health care and social assistance75
  • Retail trade59
  • Other services (except public administration)46
  • Construction41
  • Professional, scientific, and technical services39

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 94132?

ZIP codes that share a boundary with 94132, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
94116San Francisco43,791$159k1.6 mi
94127San Francisco20,288$214k1.8 mi
94112San Francisco79,277$135k2.2 mi
94015Daly City64,091$127k2.8 mi
94122San Francisco55,819$146k2.6 mi (near)
94131San Francisco28,504$199k2.8 mi (near)
94014Daly City45,315$123k2.9 mi (near)
94114San Francisco33,020$204k3.6 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.