San Francisco, CA · standard
ZIP Code 94132
San Francisco County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 28,129
- 3,492/sq mi
- $112,292
- Median income
- $1,470,700
- Median home value
- 58.0%
- Bachelor's or higher
The verdict
San Francisco pairs an upper-quartile household income with top-decile home values, in a suburban-density, mixed-tenure area.
- Top 12%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 3,492
- people per sq mi
- 48%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 94132 against every reporting US ZIP.
ZIP code 94132 is classified by USPS as a standard delivery area and covers roughly 8.1 square miles in San Francisco, San Francisco County, California. The area is home to 28,129 residents, producing a population density of 3,492 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 94132 against California and the nation.
On the economic side, the median household income for ZIP 94132 sits at $112,292 (10% above the California average), while per-capita income is $62,832. The poverty rate stands at 14.8% and the unemployment rate at 8.3%. On housing, the median home value is $1,470,700 (90% above the state average) with median rent at $2,465 per month, and 47.9% of occupied units are owner-occupied, a direct signal of whether 94132 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 58.0% of adults hold a bachelor's degree or higher, the median age is 40.6, and the average commute is 28 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Francisco County, so you can benchmark 94132 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 94132
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 94132.
- Accommodation and food services
Accommodation and food services
77 establishments
- Health care and social assistance
Health care and social assistance
75 establishments
- Retail trade
Retail trade
59 establishments
- Other services (except public administration)
Other services (except public administration)
46 establishments
- Construction
Construction
41 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 94132, San Francisco, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
28,129
Population
8.1
Area (sq mi)
3,492
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 94132?
40.6
Median Age
50.7%
Male
49.3%
Female
40.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$112,292
Median Household Income
+10% vs state
$62,832
Per Capita Income
14.8%
Poverty Rate
8.3%
Unemployment Rate
28.3 min
Mean Commute Time
How ZIP 94132 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$112,292 Top 12% higher than 88% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
12,039
Total Housing Units
10,533
Occupied Units
1,506
Vacant Units
2.36
Avg Household Size
Occupancy Type
$1,470,700
Median Home Value
+90% vs state
$2,465
Median Rent
1952
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-2.6%
YoY Change (2024)
309
HPI Index (2000 = 100)
+209%
Total Change Since 2000
Home values in ZIP 94132 have decreased 2.6% over the past year (2024). Since 2000, this ZIP has seen +209% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -3.4% | 269 |
| 2021 | +0.3% | 270 |
| 2022 | +4.0% | 280 |
| 2023 | +13.2% | 317 |
| 2024 | -2.6% | 309 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 450 business establishments in ZIP 94132, employing approximately 5,704 people with a combined annual payroll of $261,268,000.
450
Businesses
5,704
Employees
$261.3M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 77 | 17.1% |
| Health care and social assistance | 75 | 16.7% |
| Retail trade | 59 | 13.1% |
| Other services (except public administration) | 46 | 10.2% |
| Construction | 41 | 9.1% |
| Professional, scientific, and technical services | 39 | 8.7% |
| Real estate and rental and leasing | 26 | 5.8% |
| Finance and insurance | 21 | 4.7% |
| Educational services | 14 | 3.1% |
| Information | 11 | 2.4% |
| Administrative and support and waste management and remediation services | 11 | 2.4% |
| Arts, entertainment, and recreation | 10 | 2.2% |
| Wholesale trade | 8 | 1.8% |
| Transportation and warehousing | 7 | 1.6% |
| Manufacturing | 4 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 94132 vs 94116 →
ZIP 94132 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94112
San Francisco (94112)
79,407 residents
- 94015
Daly City (94015)
60,927 residents
- 94122
San Francisco (94122)
56,023 residents
- 94014
Daly City (94014)
47,014 residents
- 94116
San Francisco (94116)
43,698 residents
- 94121
San Francisco (94121)
41,203 residents
- 94134
San Francisco (94134)
40,798 residents
- 94118
San Francisco (94118)
38,319 residents
- 94132 28,129
San Francisco (94132)
28,129 residents
What this shows Among its immediate neighbors, ZIP 94132 ranks #9 by population — useful context the national average alone can't give.
ZIP 94132 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94127
San Francisco (94127)
$214,167 median income
- 94131
San Francisco (94131)
$199,211 median income
- 94118
San Francisco (94118)
$163,995 median income
- 94116
San Francisco (94116)
$158,921 median income
- 94122
San Francisco (94122)
$146,250 median income
- 94112
San Francisco (94112)
$135,119 median income
- 94121
San Francisco (94121)
$133,358 median income
- 94015
Daly City (94015)
$127,056 median income
- 94014
Daly City (94014)
$122,966 median income
What this shows By household income, ZIP 94132 ranks #null of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 94116 | San Francisco, CA | 43,698 | 1.6 mi |
| 94122 | San Francisco, CA | 56,023 | 2.5 mi |
| 94127 | San Francisco, CA | 19,289 | 1.7 mi |
| 94112 | San Francisco, CA | 79,407 | 2.3 mi |
| 94015 | Daly City, CA | 60,927 | 2.8 mi |
| 94121 | San Francisco, CA | 41,203 | 3.8 mi |
| 94131 | San Francisco, CA | 26,881 | 2.8 mi |
| 94014 | Daly City, CA | 47,014 | 3.0 mi |
| 94134 | San Francisco, CA | 40,798 | 4.0 mi |
| 94118 | San Francisco, CA | 38,319 | 4.2 mi |
More ZIP Codes in San Francisco County
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Frequently Asked Questions
What county is ZIP code 94132 in? ▼
What is the population of ZIP code 94132? ▼
What is the median household income in ZIP 94132? ▼
What is the average home value in ZIP 94132? ▼
What is the demographic makeup of ZIP 94132? ▼
How many businesses are in ZIP code 94132? ▼
What are the main industries in ZIP code 94132? ▼
How have home values changed in ZIP code 94132? ▼
What is the education level in ZIP code 94132? ▼
What is the average commute time in ZIP 94132? ▼
What percentage of residents own vs. rent in ZIP 94132? ▼
What is the poverty rate in ZIP code 94132? ▼
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Official Data Resources for San Francisco, CA
Verify and explore additional data for this area using these official government sources.
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