Residential delivery area · California
ZIP Code 94109: San Francisco, CA
ZIP code 94109 is in San Francisco, California, entirely in San Francisco County (Census 2020 ZIP-county file). About 55,000 people live there (Census Bureau, ACS 2020-2024), the 4th most populous of San Francisco's 29 residential ZIP codes. Median household income is $106,018 (Census Bureau, ACS 2020-2024).
- ACS2020-24
- Census2020
- ZBP2023
- IRS2022
- Town
- San Francisco · 29 residential ZIPs
- County
- San Francisco County
- Census places
- San Francisco
- Neighborhoods
- Laguna Heights, Nob Hill, Russian Hill, Tenderloin GeoNames
- Metro area
- San Francisco-Oakland-Fremont, CA
- House district
- CA-11 119th Congress
- State
- California
- Time zone
- Pacific
- Land area
- 1.1 sq mi · 50,559 people per sq mi
- PO Box ZIPs
- 22 more ZIP codes use the name San Francisco for PO boxes or single organizations
Where is ZIP code 94109?
94109 centers on 37.794°, -122.422° and covers 1.1 square miles of land plus 0.1 of water. It borders 5 ZIP codes: 94108, 94123, 94133, 94115, 94102.
The map draws ZIP code areas only. For the streets inside 94109, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.
How does 94109 compare with the rest of San Francisco?
| Measure | 94109 | In San Francisco | In CA |
|---|---|---|---|
| People (ACS 2020-2024) | 54,553 | 4th of 29 | 172nd of 1,802 |
| Median household income | $106k | 19th of 23 | 494th of 1,189 |
| Median home value | $1.3M | 16th of 24 | 185th of 1,317 |
Its median household income is higher than in 85% of U.S. residential ZIP codes, and it is denser than more than 99% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 94109?
The 2020 Census counted 58,501 people in 94109; the ACS, which samples households over 2020-2024, estimates 54,553. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 54,553
- 2020 Census count
- 58,501
- Households
- 31,491
- Median age
- 39.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 94109?
Of the 54,553 people the ACS estimates in 94109, 6.5% are under 18 and 20.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (46.5%), then Asian (not Hispanic) (27.3%).
- Under 186.5%
- 18 to 6473.3%
- 65 and older20.2%
- White, not Hispanic46.5%
- Asian, not Hispanic27.3%
- Hispanic or Latino14.3%
- Other or two or more7.4%
- Black, not Hispanic4.5%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 94109 earn?
Median household income is $106,018 (ACS 2020-2024), the 19th highest of the 23 ranked ZIP codes in San Francisco.
- Median household income
- $106,018
- Income per person
- $95,004
- Below the poverty line
- 13.8%
- Unemployed (of the labor force)
- 6.9%
- Adults 25+ with a bachelor's degree
- 63.8%
- Adjusted gross income per tax return, 2022
- $173,04728,540 returns; wages 70% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 94109?
- Median home value (owners' estimate)
- $1,300,300
- Median gross rent
- $2,177
- Homes owned by their occupants
- 16.8%
- Housing units
- 39,490
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001).
What businesses are in 94109?
1,678 business establishments had a location in this ZIP code in 2023, 75 fewer than in 2018; the most are in accommodation and food services (ZIP Code Business Patterns).
- Accommodation and food services322
- Professional, scientific, and technical services307
- Health care and social assistance244
- Other services (except public administration)182
- Real estate and rental and leasing172
- Retail trade147
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 94109?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 94108 | San Francisco | 11,305 | $65k | 0.8 mi |
| 94123 | San Francisco | 24,054 | $219k | 0.8 mi |
| 94133 | San Francisco | 23,804 | $87k | 0.8 mi |
| 94115 | San Francisco | 32,629 | $152k | 1.0 mi |
| 94102 | San Francisco | 35,976 | $60k | 1.0 mi |
| 94104 | San Francisco | 498 | – | 1.1 mi (near) |
| 94111 | San Francisco | 4,579 | $153k | 1.3 mi (near) |
| 94105 | San Francisco | 13,861 | $225k | 1.6 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.