San Francisco, CA · standard
ZIP Code 94102
San Francisco County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 31,176
- 17,996/sq mi High-density area
- $60,431
- Median income Below-median income area
- $935,900
- Median home value Above-median home value
- 40.4%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
San Francisco pairs a below-median household income with top-decile home values, in a densely urban, renter-heavy area.
- 30th pct
- household income, US ZIPs
- Top 3%
- home value, US ZIPs
- 17,996
- people per sq mi
- 8%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 94102 against every reporting US ZIP.
ZIP code 94102 is a densely settled ZIP (a standard USPS delivery area) in San Francisco, San Francisco County, California, with 31,176 residents across 1.7 square miles, a density of 17,996 people per square mile, in the Los Angeles time zone.
ZIP 94102 reports a modest median household income of $60,431 (41% below the average California ZIP), while per-capita income is $62,708. The poverty rate is 24.4%, so the area-level income figures should not be treated as typical household experience. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $935,900 (21% above the average California ZIP), with only 8.0% owner-occupied homes and median rent of $1,536.
A solid share of residents have a four-year degree: 40.4% of adults hold a bachelor's degree or higher, the median age is 42.2, and the average commute is 28 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in San Francisco County, so 94102 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 94102
Top 5 sectors by establishment count in San Francisco, CA
Which industries have the most business establishments in ZIP 94102.
- Accommodation and food services
Accommodation and food services
313 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
276 establishments
- Health care and social assistance
Health care and social assistance
257 establishments
- Retail trade
Retail trade
176 establishments
- Other services (except public administration)
Other services (except public administration)
155 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 94102, San Francisco, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
31,176
Population
1.7
Area (sq mi)
17,996
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 94102?
42.2
Median Age
59.9%
Male
40.1%
Female
39.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$60,431
Median Household Income
-41% vs state ZIP avg
$62,708
Per Capita Income
24.4%
Poverty Rate
7.7%
Unemployment Rate
27.7 min
Mean Commute Time
How ZIP 94102 ranks nationally
San Francisco, CA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$60,431 30th percentile higher than 30% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
23,629housing units
23,629
Total Housing Units
19,935
Occupied Units
3,694
Vacant Units
1.64
Avg Household Size
Occupancy Type
$935,900
Median Home Value
+21% vs state ZIP avg
$1,536
Median Rent
1945
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 1,661 business establishments in ZIP 94102, employing approximately 31,203 people with a combined annual payroll of $2,887,926,000.
1,661
Businesses
31,203
Employees
$2.9B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 313 | 18.8% |
| Professional, scientific, and technical services | 276 | 16.6% |
| Health care and social assistance | 257 | 15.5% |
| Retail trade | 176 | 10.6% |
| Other services (except public administration) | 155 | 9.3% |
| Real estate and rental and leasing | 126 | 7.6% |
| Information | 68 | 4.1% |
| Arts, entertainment, and recreation | 64 | 3.9% |
| Administrative and support and waste management and remediation services | 53 | 3.2% |
| Finance and insurance | 44 | 2.6% |
| Educational services | 37 | 2.2% |
| Construction | 25 | 1.5% |
| Wholesale trade | 19 | 1.1% |
| Manufacturing | 16 | 1.0% |
| Management of companies and enterprises | 15 | 0.9% |
| Transportation and warehousing | 12 | 0.7% |
| Utilities | 3 | 0.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 94102 vs 94103 →
ZIP 94102 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94110
San Francisco (94110)
69,333 residents
- 94109
San Francisco (94109)
55,984 residents
- 94115
San Francisco (94115)
33,021 residents
- 94102
San Francisco (94102)
31,176 residents
- 94114
San Francisco (94114)
31,124 residents
- 94103 27,170
San Francisco (94103)
27,170 residents
- 94107 26,599
San Francisco (94107)
26,599 residents
- 94133 26,237
San Francisco (94133)
26,237 residents
- 94108 13,768
San Francisco (94108)
13,768 residents
What this shows Among its immediate neighbors, ZIP 94102 ranks #4 by population - useful context the national average alone can't give.
ZIP 94102 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94105
San Francisco (94105)
$225,000 median income
- 94114
San Francisco (94114)
$204,134 median income
- 94107
San Francisco (94107)
$182,897 median income
- 94110
San Francisco (94110)
$158,351 median income
- 94115
San Francisco (94115)
$151,524 median income
- 94103
San Francisco (94103)
$116,438 median income
- 94109
San Francisco (94109)
$106,018 median income
- 94133 $87,191
San Francisco (94133)
$87,191 median income
- 94108 $65,388
San Francisco (94108)
$65,388 median income
What this shows By household income, ZIP 94102 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 94103 | San Francisco, CA | 27,170 | 0.6 mi |
| 94109 | San Francisco, CA | 55,984 | 1.1 mi |
| 94108 | San Francisco, CA | 13,768 | 1.0 mi |
| 94115 | San Francisco, CA | 33,021 | 1.1 mi |
| 94104 | San Francisco, CA | 406 | 1.2 mi |
| 94133 | San Francisco, CA | 26,237 | 1.7 mi |
| 94110 | San Francisco, CA | 69,333 | 2.1 mi |
| 94105 | San Francisco, CA | 5,846 | 1.6 mi |
| 94114 | San Francisco, CA | 31,124 | 1.7 mi |
| 94107 | San Francisco, CA | 26,599 | 1.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 94102, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (31,176 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in San Francisco County
Related Areas
Frequently Asked Questions
What county is ZIP code 94102 in?
ZIP code 94102 (San Francisco) is located in San Francisco County, California. San Francisco County contains multiple ZIP codes, see the full list at /counties/san-francisco-ca.
What is the population of ZIP code 94102?
ZIP code 94102 in San Francisco, CA has a population of 31,176 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 94102?
The median household income in ZIP 94102 is $60,431, which is 21% below the national average of $76,288.
What is the average home value in ZIP 94102?
The median home value in ZIP 94102 is $935,900, which is 236% above the national average of $278,155.
What is the demographic makeup of ZIP 94102?
The largest racial group in ZIP 94102 is White at 30.6%. Hispanic or Latino residents make up 22.9% of the population.
How many businesses are in ZIP code 94102?
ZIP code 94102 has 1,661 business establishments employing approximately 31,203 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 94102?
The top industries by establishment count in ZIP 94102 are: Accommodation and food services (313), Professional, scientific, and technical services (276), Health care and social assistance (257). There are 17 industry sectors represented in total.
What is the education level in ZIP code 94102?
In ZIP code 94102, 57.8% of residents aged 25+ have a high school diploma or higher, and 40.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 94102?
The mean commute time for workers in ZIP code 94102 is 27.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 94102?
In ZIP code 94102, approximately 8.0% of occupied housing units are owner-occupied and 92.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 94102?
The poverty rate in ZIP code 94102 is 24.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 94102's numbers, next.
- See how ZIP 94102 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where San Francisco, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.