PlainZIP

San Francisco, CA · standard

ZIP Code 94108

San Francisco County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

13,768
19,721/sq mi
$65,388
Median income
$1,134,100
Median home value
47.4%
Bachelor's or higher

The verdict

San Francisco pairs a below-median household income with top-decile home values, in a densely urban, renter-heavy area.

39th pct
household income, US ZIPs
Top 2%
home value, US ZIPs
19,721
people per sq mi
11%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 94108 against every reporting US ZIP.

ZIP code 94108 is a mid-sized community (a standard USPS delivery area) in San Francisco, San Francisco County, California, home to 13,768 residents across 0.7 square miles, a density of 19,721 people per square mile, in the Los Angeles time zone.

ZIP 94108 reports a modest median household income of $65,388 (36% below the California average), while per-capita income is $66,952. The poverty rate stands at 21.3% and the unemployment rate at 9.3%. On housing, the median home value is $1,134,100 (47% above the state average) with median rent at $1,637 per month, and 10.9% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 47.4% of adults hold a bachelor's degree or higher, the median age is 45.3, and the average commute is 26 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing San Francisco County, letting you compare 94108 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 94108

Top 5 sectors by establishment count in San Francisco, CA

Which industries have the most business establishments in ZIP 94108.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 94108, San Francisco, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

13,768

Population

0.7

Area (sq mi)

19,721

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 94108?

45.3

Median Age

47.8%

Male

52.2%

Female

50.7%

Foreign-Born

White 31.3%
African American 0.9%
Asian 53.6%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.8%
Hispanic or Latino 10.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$65,388

Median Household Income

-36% vs state

$66,952

Per Capita Income

21.3%

Poverty Rate

9.3%

Unemployment Rate

25.9 min

Mean Commute Time

How ZIP 94108 ranks nationally

San Francisco, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$65,388 39th percentile higher than 39% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.3%
Bachelor's Degree or Higher 47.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,950

Total Housing Units

6,471

Occupied Units

1,479

Vacant Units

1.71

Avg Household Size

Occupancy Type

Owner 10.9%
Renter 89.1%

$1,134,100

Median Home Value

+47% vs state

$1,637

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 1,539 business establishments in ZIP 94108, employing approximately 27,567 people with a combined annual payroll of $3,427,254,000.

1,539

Businesses

27,567

Employees

$3.4B

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 311 20.2%
Health care and social assistance 228 14.8%
Retail trade 205 13.3%
Accommodation and food services 189 12.3%
Other services (except public administration) 142 9.2%
Real estate and rental and leasing 101 6.6%
Information 87 5.7%
Finance and insurance 78 5.1%
Administrative and support and waste management and remediation services 52 3.4%
Wholesale trade 29 1.9%
Arts, entertainment, and recreation 26 1.7%
Construction 24 1.6%
Manufacturing 23 1.5%
Educational services 21 1.4%
Transportation and warehousing 9 0.6%
Management of companies and enterprises 8 0.5%
Utilities 5 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 94108 vs 94104 →

ZIP 94108 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 94108 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 94108 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 94108 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
94104 San Francisco, CA 406 0.4 mi
94133 San Francisco, CA 26,237 0.8 mi
94109 San Francisco, CA 55,984 0.8 mi
94105 San Francisco, CA 5,846 0.8 mi
94111 San Francisco, CA 3,713 0.7 mi
94103 San Francisco, CA 27,170 1.3 mi
94102 San Francisco, CA 31,176 1.0 mi
94115 San Francisco, CA 33,021 1.6 mi
94123 San Francisco, CA 23,088 1.7 mi
94107 San Francisco, CA 26,599 1.9 mi

More ZIP Codes in San Francisco County

94112 standard
San Francisco, CA
Pop: 79,407
94110 standard
San Francisco, CA
Pop: 69,333
94122 standard
San Francisco, CA
Pop: 56,023
94109 standard
San Francisco, CA
Pop: 55,984
94116 standard
San Francisco, CA
Pop: 43,698
94121 standard
San Francisco, CA
Pop: 41,203

Related Areas

San Francisco County San Francisco, CA California

Frequently Asked Questions

What county is ZIP code 94108 in? ▼
ZIP code 94108 (San Francisco) is located in San Francisco County, California. San Francisco County contains multiple ZIP codes, see the full list at /counties/san-francisco-ca.
What is the population of ZIP code 94108? ▼
ZIP code 94108 in San Francisco, CA has a population of 13,768 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 94108? ▼
The median household income in ZIP 94108 is $65,388, which is 14% below the national average of $76,288.
What is the average home value in ZIP 94108? ▼
The median home value in ZIP 94108 is $1,134,100, which is 308% above the national average of $278,155.
What is the demographic makeup of ZIP 94108? ▼
The largest racial group in ZIP 94108 is Asian at 53.6%. Hispanic or Latino residents make up 10.0% of the population.
How many businesses are in ZIP code 94108? ▼
ZIP code 94108 has 1,539 business establishments employing approximately 27,567 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 94108? ▼
The top industries by establishment count in ZIP 94108 are: Professional, scientific, and technical services (311), Health care and social assistance (228), Retail trade (205). There are 17 industry sectors represented in total.
What is the education level in ZIP code 94108? ▼
In ZIP code 94108, 62.3% of residents aged 25+ have a high school diploma or higher, and 47.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 94108? ▼
The mean commute time for workers in ZIP code 94108 is 25.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 94108? ▼
In ZIP code 94108, approximately 10.9% of occupied housing units are owner-occupied and 89.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 94108? ▼
The poverty rate in ZIP code 94108 is 21.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.