San Francisco, CA · standard
ZIP Code 94123
San Francisco County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 23,088
- 8,724/sq mi High-density area
- $218,603
- Median income Above-median income area
- $2,000,000+
- Median home value Above-median home value
- 83.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
San Francisco pairs a top-decile household income with top-decile home values, in a densely urban, renter-heavy area.
- Top 1%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 8,724
- people per sq mi
- 30%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 94123 against every reporting US ZIP.
ZIP code 94123 is a densely settled ZIP (a standard USPS delivery area) in San Francisco, San Francisco County, California, with 23,088 residents across 2.6 square miles, a density of 8,724 people per square mile, in the Los Angeles time zone.
ZIP 94123 skews affluent, with a median household income of $218,603 (115% above the average California ZIP), while per-capita income is $170,097. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.9% and unemployment is 3.3%. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $2,000,000+ (159% above the average California ZIP), with only 30.4% owner-occupied homes and median rent of $3,289.
This is a highly-educated ZIP: 83.9% of adults hold a bachelor's degree or higher, the median age is 32.9, and the average commute is 32 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in San Francisco County, so 94123 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 94123
Top 5 sectors by establishment count in San Francisco, CA
Which industries have the most business establishments in ZIP 94123.
- Accommodation and food services
Accommodation and food services
203 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
193 establishments
- Health care and social assistance
Health care and social assistance
134 establishments
- Retail trade
Retail trade
124 establishments
- Other services (except public administration)
Other services (except public administration)
115 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 94123, San Francisco, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
23,088
Population
2.6
Area (sq mi)
8,724
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 94123?
32.9
Median Age
48.3%
Male
51.7%
Female
18.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$218,603
Median Household Income
+115% vs state ZIP avg
$170,097
Per Capita Income
4.9%
Poverty Rate
3.3%
Unemployment Rate
32.0 min
Mean Commute Time
How ZIP 94123 ranks among California ZIPs
San Francisco, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$218,603 Top 2% higher than 98% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
15,129housing units
15,129
Total Housing Units
12,605
Occupied Units
2,524
Vacant Units
1.90
Avg Household Size
Occupancy Type
$2,000,000+
Median Home Value
+159% vs state ZIP avg
$3,289
Median Rent
1938
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 1,125 business establishments in ZIP 94123, employing approximately 9,873 people with a combined annual payroll of $583,069,000.
1,125
Businesses
9,873
Employees
$583.1M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 203 | 18.0% |
| Professional, scientific, and technical services | 193 | 17.2% |
| Health care and social assistance | 134 | 11.9% |
| Retail trade | 124 | 11.0% |
| Other services (except public administration) | 115 | 10.2% |
| Real estate and rental and leasing | 111 | 9.9% |
| Finance and insurance | 56 | 5.0% |
| Information | 43 | 3.8% |
| Arts, entertainment, and recreation | 38 | 3.4% |
| Administrative and support and waste management and remediation services | 37 | 3.3% |
| Construction | 21 | 1.9% |
| Wholesale trade | 19 | 1.7% |
| Educational services | 16 | 1.4% |
| Manufacturing | 6 | 0.5% |
| Management of companies and enterprises | 4 | 0.4% |
| Transportation and warehousing | 3 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 94123 vs 94115 →
ZIP 94123 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94109
San Francisco (94109)
55,984 residents
- 94117
San Francisco (94117)
39,169 residents
- 94118
San Francisco (94118)
38,319 residents
- 94115
San Francisco (94115)
33,021 residents
- 94102
San Francisco (94102)
31,176 residents
- 94133
San Francisco (94133)
26,237 residents
- 94123
San Francisco (94123)
23,088 residents
- 94108 13,768
San Francisco (94108)
13,768 residents
- 94111 3,713
San Francisco (94111)
3,713 residents
What this shows Among its immediate neighbors, ZIP 94123 ranks #7 by population - useful context the national average alone can't give.
ZIP 94123 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94129
San Francisco (94129)
$220,972 median income
- 94123
San Francisco (94123)
$218,603 median income
- 94117
San Francisco (94117)
$167,066 median income
- 94118
San Francisco (94118)
$163,995 median income
- 94111
San Francisco (94111)
$152,697 median income
- 94115
San Francisco (94115)
$151,524 median income
- 94109
San Francisco (94109)
$106,018 median income
- 94133 $87,191
San Francisco (94133)
$87,191 median income
- 94108 $65,388
San Francisco (94108)
$65,388 median income
What this shows By household income, ZIP 94123 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 94115 | San Francisco, CA | 33,021 | 1.0 mi |
| 94109 | San Francisco, CA | 55,984 | 0.9 mi |
| 94133 | San Francisco, CA | 26,237 | 1.5 mi |
| 94129 | San Francisco, CA | 3,183 | 1.6 mi |
| 94108 | San Francisco, CA | 13,768 | 1.7 mi |
| 94102 | San Francisco, CA | 31,176 | 1.8 mi |
| 94117 | San Francisco, CA | 39,169 | 2.2 mi |
| 94111 | San Francisco, CA | 3,713 | 2.2 mi |
| 94118 | San Francisco, CA | 38,319 | 1.9 mi |
| 94104 | San Francisco, CA | 406 | 2.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 94123, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (23,088 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in San Francisco County
Related Areas
Frequently Asked Questions
What county is ZIP code 94123 in?
ZIP code 94123 (San Francisco) is located in San Francisco County, California. San Francisco County contains multiple ZIP codes, see the full list at /counties/san-francisco-ca.
What is the population of ZIP code 94123?
ZIP code 94123 in San Francisco, CA has a population of 23,088 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 94123?
The median household income in ZIP 94123 is $218,603, which is 187% above the national average of $76,288.
What is the average home value in ZIP 94123?
The median home value in ZIP 94123 is $2,000,000+, which is 619% above the national average of $278,155.
What is the demographic makeup of ZIP 94123?
The largest racial group in ZIP 94123 is White at 76.0%. Hispanic or Latino residents make up 8.1% of the population.
How many businesses are in ZIP code 94123?
ZIP code 94123 has 1,125 business establishments employing approximately 9,873 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 94123?
The top industries by establishment count in ZIP 94123 are: Accommodation and food services (203), Professional, scientific, and technical services (193), Health care and social assistance (134). There are 16 industry sectors represented in total.
What is the education level in ZIP code 94123?
In ZIP code 94123, 87.7% of residents aged 25+ have a high school diploma or higher, and 83.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 94123?
The mean commute time for workers in ZIP code 94123 is 32.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 94123?
In ZIP code 94123, approximately 30.4% of occupied housing units are owner-occupied and 69.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 94123?
The poverty rate in ZIP code 94123 is 4.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 94123's numbers, next.
- See how ZIP 94123 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where San Francisco, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.