San Francisco, CA · standard
ZIP Code 94123
San Francisco County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 23,088
- 8,724/sq mi
- $218,603
- Median income
- $2,000,001
- Median home value
- 83.9%
- Bachelor's or higher
The verdict
San Francisco pairs a top-decile household income with top-decile home values, in a densely urban, renter-heavy area.
- Top 1%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 8,724
- people per sq mi
- 30%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 94123 against every reporting US ZIP.
ZIP code 94123 is classified by USPS as a standard delivery area and covers roughly 2.6 square miles in San Francisco, San Francisco County, California. The area is home to 23,088 residents, producing a population density of 8,724 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 94123 against California and the nation.
On the economic side, the median household income for ZIP 94123 sits at $218,603 (115% above the California average), while per-capita income is $170,097. The poverty rate stands at 4.9% and the unemployment rate at 3.3%. On housing, the median home value is $2,000,001 (159% above the state average) with median rent at $3,289 per month, and 30.4% of occupied units are owner-occupied, a direct signal of whether 94123 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 83.9% of adults hold a bachelor's degree or higher, the median age is 32.9, and the average commute is 32 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Francisco County, so you can benchmark 94123 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 94123
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 94123.
- Accommodation and food services
Accommodation and food services
203 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
193 establishments
- Health care and social assistance
Health care and social assistance
134 establishments
- Retail trade
Retail trade
124 establishments
- Other services (except public administration)
Other services (except public administration)
115 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 94123, San Francisco, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
23,088
Population
2.6
Area (sq mi)
8,724
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 94123?
32.9
Median Age
48.3%
Male
51.7%
Female
18.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$218,603
Median Household Income
+115% vs state
$170,097
Per Capita Income
4.9%
Poverty Rate
3.3%
Unemployment Rate
32.0 min
Mean Commute Time
How ZIP 94123 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$218,603 Top 1% higher than 99% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
15,129
Total Housing Units
12,605
Occupied Units
2,524
Vacant Units
1.90
Avg Household Size
Occupancy Type
$2,000,001
Median Home Value
+159% vs state
$3,289
Median Rent
1938
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 1,125 business establishments in ZIP 94123, employing approximately 9,873 people with a combined annual payroll of $583,069,000.
1,125
Businesses
9,873
Employees
$583.1M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 203 | 18.0% |
| Professional, scientific, and technical services | 193 | 17.2% |
| Health care and social assistance | 134 | 11.9% |
| Retail trade | 124 | 11.0% |
| Other services (except public administration) | 115 | 10.2% |
| Real estate and rental and leasing | 111 | 9.9% |
| Finance and insurance | 56 | 5.0% |
| Information | 43 | 3.8% |
| Arts, entertainment, and recreation | 38 | 3.4% |
| Administrative and support and waste management and remediation services | 37 | 3.3% |
| Construction | 21 | 1.9% |
| Wholesale trade | 19 | 1.7% |
| Educational services | 16 | 1.4% |
| Manufacturing | 6 | 0.5% |
| Management of companies and enterprises | 4 | 0.4% |
| Transportation and warehousing | 3 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 94123 vs 94115 →
ZIP 94123 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94109
San Francisco (94109)
55,984 residents
- 94117
San Francisco (94117)
39,169 residents
- 94118
San Francisco (94118)
38,319 residents
- 94115
San Francisco (94115)
33,021 residents
- 94102
San Francisco (94102)
31,176 residents
- 94133
San Francisco (94133)
26,237 residents
- 94123
San Francisco (94123)
23,088 residents
- 94108 13,768
San Francisco (94108)
13,768 residents
- 94111 3,713
San Francisco (94111)
3,713 residents
What this shows Among its immediate neighbors, ZIP 94123 ranks #7 by population — useful context the national average alone can't give.
ZIP 94123 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94129
San Francisco (94129)
$220,972 median income
- 94123
San Francisco (94123)
$218,603 median income
- 94117
San Francisco (94117)
$167,066 median income
- 94118
San Francisco (94118)
$163,995 median income
- 94111
San Francisco (94111)
$152,697 median income
- 94115
San Francisco (94115)
$151,524 median income
- 94109
San Francisco (94109)
$106,018 median income
- 94133 $87,191
San Francisco (94133)
$87,191 median income
- 94108 $65,388
San Francisco (94108)
$65,388 median income
What this shows By household income, ZIP 94123 ranks #2 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 94115 | San Francisco, CA | 33,021 | 1.0 mi |
| 94109 | San Francisco, CA | 55,984 | 0.9 mi |
| 94133 | San Francisco, CA | 26,237 | 1.5 mi |
| 94129 | San Francisco, CA | 3,183 | 1.6 mi |
| 94108 | San Francisco, CA | 13,768 | 1.7 mi |
| 94102 | San Francisco, CA | 31,176 | 1.8 mi |
| 94117 | San Francisco, CA | 39,169 | 2.2 mi |
| 94111 | San Francisco, CA | 3,713 | 2.2 mi |
| 94118 | San Francisco, CA | 38,319 | 1.9 mi |
| 94104 | San Francisco, CA | 406 | 2.1 mi |
More ZIP Codes in San Francisco County
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Frequently Asked Questions
What county is ZIP code 94123 in? ▼
What is the population of ZIP code 94123? ▼
What is the median household income in ZIP 94123? ▼
What is the average home value in ZIP 94123? ▼
What is the demographic makeup of ZIP 94123? ▼
How many businesses are in ZIP code 94123? ▼
What are the main industries in ZIP code 94123? ▼
What is the education level in ZIP code 94123? ▼
What is the average commute time in ZIP 94123? ▼
What percentage of residents own vs. rent in ZIP 94123? ▼
What is the poverty rate in ZIP code 94123? ▼
ZIP Code Research Guides
Official Data Resources for San Francisco, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.