PlainZIP

San Francisco, CA · standard

ZIP Code 94123

San Francisco County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

23,088
8,724/sq mi
$218,603
Median income
$2,000,000+
Median home value
83.9%
Bachelor's or higher

The verdict

San Francisco pairs a top-decile household income with top-decile home values, in a densely urban, renter-heavy area.

Top 1%
household income, US ZIPs
Top 1%
home value, US ZIPs
8,724
people per sq mi
30%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 94123 against every reporting US ZIP.

ZIP code 94123 is a densely settled ZIP (a standard USPS delivery area) in San Francisco, San Francisco County, California, with 23,088 residents across 2.6 square miles, a density of 8,724 people per square mile, in the Los Angeles time zone.

ZIP 94123 skews affluent, with a median household income of $218,603 (115% above the California average), while per-capita income is $170,097. The poverty rate stands at 4.9% and the unemployment rate at 3.3%. Median home value sits at $2,000,000+ (159% above the state average), median rent at $3,289 a month, and owner-occupancy at 30.4%.

This is a highly-educated ZIP: 83.9% of adults hold a bachelor's degree or higher, the median age is 32.9, and the average commute is 32 minutes. To put 94123 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in San Francisco County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 94123

Top 5 sectors by establishment count in San Francisco, CA

Which industries have the most business establishments in ZIP 94123.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 94123, San Francisco, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

23,088

Population

2.6

Area (sq mi)

8,724

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 94123?

32.9

Median Age

48.3%

Male

51.7%

Female

18.4%

Foreign-Born

White 76.0%
African American 0.4%
Asian 10.8%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.4%
Two or More Ethnicities 10.5%
Hispanic or Latino 8.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$218,603

Median Household Income

+115% vs state

$170,097

Per Capita Income

4.9%

Poverty Rate

3.3%

Unemployment Rate

32.0 min

Mean Commute Time

How ZIP 94123 ranks nationally

San Francisco, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$218,603 Top 1% higher than 99% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). Below this entry. $180,000–$200,000: 186 US ZIPs (1%). Below this entry. $200,000–$220,000: 324 US ZIPs (1%). This entry sits in this band. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 87.7%
Bachelor's Degree or Higher 83.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

15,129

Total Housing Units

12,605

Occupied Units

2,524

Vacant Units

1.90

Avg Household Size

Occupancy Type

Owner 30.4%
Renter 69.6%

$2,000,000+

Median Home Value

+159% vs state

$3,289

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 1,125 business establishments in ZIP 94123, employing approximately 9,873 people with a combined annual payroll of $583,069,000.

1,125

Businesses

9,873

Employees

$583.1M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 203 18.0%
Professional, scientific, and technical services 193 17.2%
Health care and social assistance 134 11.9%
Retail trade 124 11.0%
Other services (except public administration) 115 10.2%
Real estate and rental and leasing 111 9.9%
Finance and insurance 56 5.0%
Information 43 3.8%
Arts, entertainment, and recreation 38 3.4%
Administrative and support and waste management and remediation services 37 3.3%
Construction 21 1.9%
Wholesale trade 19 1.7%
Educational services 16 1.4%
Manufacturing 6 0.5%
Management of companies and enterprises 4 0.4%
Transportation and warehousing 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 94123 vs 94115 →

ZIP 94123 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 94123 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 94123 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 94123 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
94115 San Francisco, CA 33,021 1.0 mi
94109 San Francisco, CA 55,984 0.9 mi
94133 San Francisco, CA 26,237 1.5 mi
94129 San Francisco, CA 3,183 1.6 mi
94108 San Francisco, CA 13,768 1.7 mi
94102 San Francisco, CA 31,176 1.8 mi
94117 San Francisco, CA 39,169 2.2 mi
94111 San Francisco, CA 3,713 2.2 mi
94118 San Francisco, CA 38,319 1.9 mi
94104 San Francisco, CA 406 2.1 mi

More ZIP Codes in San Francisco County

94112 standard
San Francisco, CA
Pop: 79,407
94110 standard
San Francisco, CA
Pop: 69,333
94122 standard
San Francisco, CA
Pop: 56,023
94109 standard
San Francisco, CA
Pop: 55,984
94116 standard
San Francisco, CA
Pop: 43,698
94121 standard
San Francisco, CA
Pop: 41,203

Related Areas

San Francisco County San Francisco, CA California

Frequently Asked Questions

What county is ZIP code 94123 in? ▼
ZIP code 94123 (San Francisco) is located in San Francisco County, California. San Francisco County contains multiple ZIP codes, see the full list at /counties/san-francisco-ca.
What is the population of ZIP code 94123? ▼
ZIP code 94123 in San Francisco, CA has a population of 23,088 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 94123? ▼
The median household income in ZIP 94123 is $218,603, which is 187% above the national average of $76,288.
What is the average home value in ZIP 94123? ▼
The median home value in ZIP 94123 is $2,000,000+, which is 619% above the national average of $278,155.
What is the demographic makeup of ZIP 94123? ▼
The largest racial group in ZIP 94123 is White at 76.0%. Hispanic or Latino residents make up 8.1% of the population.
How many businesses are in ZIP code 94123? ▼
ZIP code 94123 has 1,125 business establishments employing approximately 9,873 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 94123? ▼
The top industries by establishment count in ZIP 94123 are: Accommodation and food services (203), Professional, scientific, and technical services (193), Health care and social assistance (134). There are 16 industry sectors represented in total.
What is the education level in ZIP code 94123? ▼
In ZIP code 94123, 87.7% of residents aged 25+ have a high school diploma or higher, and 83.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 94123? ▼
The mean commute time for workers in ZIP code 94123 is 32.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 94123? ▼
In ZIP code 94123, approximately 30.4% of occupied housing units are owner-occupied and 69.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 94123? ▼
The poverty rate in ZIP code 94123 is 4.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.