ZIP 94131 vs ZIP 94114

This side-by-side compares ZIP 94131 (San Francisco, CA) and ZIP 94114 (San Francisco, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 94131 has a population of 26,881 at 4,997 people per square mile, while ZIP 94114 has 31,124 at 8,429 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 94131 reports a median household income of $199,211 against $204,134 in ZIP 94114, with per-capita income of $119,085 vs $146,284. The share of adults holding a bachelor's degree or higher is 76.6% in 94131 and 81.5% in 94114. Poverty rate reads 6.0% vs 5.8%, and unemployment 3.1% vs 5.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $1,713,300 in 94131 versus $1,737,300 in 94114, with median rent of $3,064 and $3,071 per month respectively. Homeownership rate is 54.0% vs 45.2%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.