ZIP 95008 vs ZIP 95130

This side-by-side compares ZIP 95008 (Campbell, CA) and ZIP 95130 (San Jose, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 95008 has a population of 45,260 at 2,701 people per square mile, while ZIP 95130 has 13,911 at 3,468 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 95008 reports a median household income of $141,131 against $159,556 in ZIP 95130, with per-capita income of $82,829 vs $82,390. The share of adults holding a bachelor's degree or higher is 58.9% in 95008 and 58.9% in 95130. Poverty rate reads 6.4% vs 5.7%, and unemployment 5.0% vs 2.4% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $1,633,600 in 95008 versus $1,839,600 in 95130, with median rent of $2,689 and $2,370 per month respectively. Homeownership rate is 49.6% vs 64.1%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.