San Jose, CA · standard

ZIP Code 95130

Santa Clara County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

Reviewed by PlainZIP Editorial Team, ZIP Code Data Editors · June 15, 2026

13,911
3,468/sq mi: $159,556
Median income: $1,839,600
Median home value: 58.9%
Bachelor's or higher

The verdict

San Jose pairs a top-decile household income with top-decile home values, in a suburban-density, homeowner-dominated area.

Top 3%
household income, US ZIPs: Top 1%
home value, US ZIPs: 3,468
people per sq mi: 64%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95130 against every reporting US ZIP.

ZIP code 95130 is classified by USPS as a standard delivery area and covers roughly 4.0 square miles in San Jose, Santa Clara County, California. The area is home to 13,911 residents, producing a population density of 3,468 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95130 against California and the nation.

On the economic side, the median household income for ZIP 95130 sits at $159,556 (57% above the California average), while per-capita income is $82,390. The poverty rate stands at 5.7% and the unemployment rate at 2.4%. On housing, the median home value is $1,839,600 (138% above the state average) with median rent at $2,370 per month, and 64.1% of occupied units are owner-occupied, a direct signal of whether 95130 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 58.9% of adults hold a bachelor's degree or higher, the median age is 38.4, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Santa Clara County, so you can benchmark 95130 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 95130

Professional, scientific, and technical services

28
Construction

17
Health care and social assistance

17
Retail trade

15
Real estate and rental and leasing

15

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95130, San Jose, CA · 2023 Accessed 2026-06-15 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

13,911

Population

4.0

Area (sq mi)

3,468

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard

Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.

View Scorecard →

Who lives in ZIP 95130?

38.4

Median Age

49.2%

Male

50.8%

Female

39.3%

Foreign-Born

White 35.1%

African American 2.4%

Asian 40.1%

American Indian or Alaska Native 0.6%

Native Hawaiian or Pacific Islander 0.7%

Two or More Ethnicities 12.5%

Hispanic or Latino 19.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$159,556

Median Household Income

+57% vs state

$82,390

Per Capita Income

5.7%

Poverty Rate

2.4%

Unemployment Rate

26.2 min

Mean Commute Time

How ZIP 95130 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$159,556 Top 3% higher than 97% of 30,318 US ZIPs

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.8%

Bachelor's Degree or Higher 58.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,128

Total Housing Units

4,750

Occupied Units

378

Vacant Units

2.84

Avg Household Size

Occupancy Type

Owner 64.1%

Renter 35.9%

$1,839,600

Median Home Value

+138% vs state

$2,370

Median Rent

1964

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.0%

YoY Change (2022)

239

HPI Index (2000 = 100)

+139%

Total Change Since 2000

Home values in ZIP 95130 have increased 4.0% over the past year (2022). Since 2000, this ZIP has seen +139% cumulative appreciation.

Year	Annual Change	HPI Index
2018	-0.2%	262
2019	+4.0%	273
2020	-10.1%	245
2021	-6.3%	230
2022	+4.0%	239

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 156 business establishments in ZIP 95130, employing approximately 1,039 people with a combined annual payroll of $50,685,000.

156

Businesses

1,039

Employees

$50.7M

Annual Payroll

Industry Sectors

Industry	Establishments	% of Total
Professional, scientific, and technical services	28	17.9%
Construction	17	10.9%
Health care and social assistance	17	10.9%
Retail trade	15	9.6%
Real estate and rental and leasing	15	9.6%
Administrative and support and waste management and remediation services	15	9.6%
Accommodation and food services	13	8.3%
Other services (except public administration)	13	8.3%
Finance and insurance	7	4.5%
Educational services	6	3.9%
Wholesale trade	4	2.6%
Information	3	1.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95130 vs 95008 →

95051

54,327
95125

51,939
95124

47,082
95008

45,260
95129

38,720
95050

35,923
95128

34,836
95070

30,617
95117

30,067

What this shows Among its immediate neighbors, ZIP 95130 ranks #0 by population — useful context the national average alone can't give.

95030

$250,001
95070

$250,001
95051

$196,690
95129

$195,708
95124

$185,926
95125

$160,738
95130

$159,556
95008

$141,131
95050

$138,466

What this shows By household income, ZIP 95130 ranks #7 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

ZIP Code	City	Population	Distance
95008	Campbell, CA	45,260	1.6 mi
95129	San Jose, CA	38,720	1.6 mi
95117	San Jose, CA	30,067	1.9 mi
95051	Santa Clara, CA	54,327	4.2 mi
95030	Los Gatos, CA	12,791	4.5 mi
95128	San Jose, CA	34,836	3.2 mi
95124	San Jose, CA	47,082	3.9 mi
95050	Santa Clara, CA	35,923	4.6 mi
95125	San Jose, CA	51,939	5.0 mi
95070	Saratoga, CA	30,617	4.3 mi

More ZIP Codes in Santa Clara County

Santa Clara County San Jose, CA California

Frequently Asked Questions

What county is ZIP code 95130 in? ▼

ZIP code 95130 (San Jose) is located in Santa Clara County, California. Santa Clara County contains multiple ZIP codes, see the full list at /counties/santa-clara-ca.

What is the population of ZIP code 95130? ▼

ZIP code 95130 in San Jose, CA has a population of 13,911 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 95130? ▼

The median household income in ZIP 95130 is $159,556, which is 109% above the national average of $76,288.

What is the average home value in ZIP 95130? ▼

The median home value in ZIP 95130 is $1,839,600, which is 561% above the national average of $278,155.

What is the demographic makeup of ZIP 95130? ▼

The largest racial group in ZIP 95130 is Asian at 40.1%. Hispanic or Latino residents make up 19.5% of the population.

How many businesses are in ZIP code 95130? ▼

ZIP code 95130 has 156 business establishments employing approximately 1,039 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 95130? ▼

The top industries by establishment count in ZIP 95130 are: Professional, scientific, and technical services (28), Construction (17), Health care and social assistance (17). There are 12 industry sectors represented in total.

How have home values changed in ZIP code 95130? ▼

According to the FHFA House Price Index, home values in ZIP 95130 increased by 4.0% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 139%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 95130? ▼

In ZIP code 95130, 69.8% of residents aged 25+ have a high school diploma or higher, and 58.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 95130? ▼

The mean commute time for workers in ZIP code 95130 is 26.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 95130? ▼

In ZIP code 95130, approximately 64.1% of occupied housing units are owner-occupied and 35.9% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 95130? ▼

The poverty rate in ZIP code 95130 is 5.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.