San Jose, CA · standard
ZIP Code 95130
Santa Clara County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 13,911
- 3,468/sq mi High-density area
- $159,556
- Median income Above-median income area
- $1,839,600
- Median home value Above-median home value
- 58.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
San Jose pairs a top-decile household income with top-decile home values, in a suburban-density, homeowner-dominated area.
- Top 3%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 3,468
- people per sq mi
- 64%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95130 against every reporting US ZIP.
ZIP code 95130 is a mid-sized community (a standard USPS delivery area) in San Jose, Santa Clara County, California, home to 13,911 residents across 4.0 square miles, a density of 3,468 people per square mile, in the Los Angeles time zone.
ZIP 95130 skews affluent, with a median household income of $159,556 (57% above the average California ZIP), while per-capita income is $82,390. Both reported hardship measures are comparatively low in absolute terms: poverty is 5.7% and unemployment is 2.4%. Housing is both higher-cost and owner-heavy: median home value is $1,839,600 (138% above the average California ZIP), while 64.1% of occupied homes are owner-occupied and median rent is $2,370.
This is a highly-educated ZIP: 58.9% of adults hold a bachelor's degree or higher, the median age is 38.4, and the average commute is 26 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Santa Clara County, so 95130 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95130
Top 5 sectors by establishment count in San Jose, CA
Which industries have the most business establishments in ZIP 95130.
- Professional, scientific, and technical services
Professional, scientific, and technical services
28 establishments
- Construction
Construction
17 establishments
- Health care and social assistance
Health care and social assistance
17 establishments
- Retail trade
Retail trade
15 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
15 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95130, San Jose, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
13,911
Population
4.0
Area (sq mi)
3,468
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95130?
38.4
Median Age
49.2%
Male
50.8%
Female
39.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$159,556
Median Household Income
+57% vs state ZIP avg
$82,390
Per Capita Income
5.7%
Poverty Rate
2.4%
Unemployment Rate
26.2 min
Mean Commute Time
How ZIP 95130 ranks among California ZIPs
San Jose, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$159,556 Top 10% higher than 90% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
5,128housing units
5,128
Total Housing Units
4,750
Occupied Units
378
Vacant Units
2.84
Avg Household Size
Occupancy Type
$1,839,600
Median Home Value
+138% vs state ZIP avg
$2,370
Median Rent
1964
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.0%
YoY Change (2022)
239
HPI Index (2000 = 100)
+139%
Total Change Since 2000
Home values in ZIP 95130 have increased 4.0% over the past year (2022). Since 2000, this ZIP has seen +139% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2018 | -0.2% | 262 |
| 2019 | +4.0% | 273 |
| 2020 | -10.1% | 245 |
| 2021 | -6.3% | 230 |
| 2022 | +4.0% | 239 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 156 business establishments in ZIP 95130, employing approximately 1,039 people with a combined annual payroll of $50,685,000.
156
Businesses
1,039
Employees
$50.7M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 28 | 17.9% |
| Construction | 17 | 10.9% |
| Health care and social assistance | 17 | 10.9% |
| Retail trade | 15 | 9.6% |
| Real estate and rental and leasing | 15 | 9.6% |
| Administrative and support and waste management and remediation services | 15 | 9.6% |
| Accommodation and food services | 13 | 8.3% |
| Other services (except public administration) | 13 | 8.3% |
| Finance and insurance | 7 | 4.5% |
| Educational services | 6 | 3.9% |
| Wholesale trade | 4 | 2.6% |
| Information | 3 | 1.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95130 vs 95008 →
ZIP 95130 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95051
Santa Clara (95051)
54,327 residents
- 95125
San Jose (95125)
51,939 residents
- 95124
San Jose (95124)
47,082 residents
- 95008
Campbell (95008)
45,260 residents
- 95129
San Jose (95129)
38,720 residents
- 95050
Santa Clara (95050)
35,923 residents
- 95128
San Jose (95128)
34,836 residents
- 95070
Saratoga (95070)
30,617 residents
- 95117
San Jose (95117)
30,067 residents
What this shows Among its immediate neighbors, ZIP 95130 ranks #0 by population - useful context the national average alone can't give.
ZIP 95130 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95030
Los Gatos (95030)
$250,000 median income
- 95070
Saratoga (95070)
$250,000 median income
- 95051
Santa Clara (95051)
$196,690 median income
- 95129
San Jose (95129)
$195,708 median income
- 95124
San Jose (95124)
$185,926 median income
- 95125
San Jose (95125)
$160,738 median income
- 95130
San Jose (95130)
$159,556 median income
- 95008
Campbell (95008)
$141,131 median income
- 95050
Santa Clara (95050)
$138,466 median income
What this shows By household income, ZIP 95130 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95008 | Campbell, CA | 45,260 | 1.6 mi |
| 95129 | San Jose, CA | 38,720 | 1.6 mi |
| 95117 | San Jose, CA | 30,067 | 1.9 mi |
| 95051 | Santa Clara, CA | 54,327 | 4.2 mi |
| 95030 | Los Gatos, CA | 12,791 | 4.5 mi |
| 95128 | San Jose, CA | 34,836 | 3.2 mi |
| 95124 | San Jose, CA | 47,082 | 3.9 mi |
| 95050 | Santa Clara, CA | 35,923 | 4.6 mi |
| 95125 | San Jose, CA | 51,939 | 5.0 mi |
| 95070 | Saratoga, CA | 30,617 | 4.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95130, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (13,911 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Santa Clara County
Related Areas
Frequently Asked Questions
What county is ZIP code 95130 in?
ZIP code 95130 (San Jose) is located in Santa Clara County, California. Santa Clara County contains multiple ZIP codes, see the full list at /counties/santa-clara-ca.
What is the population of ZIP code 95130?
ZIP code 95130 in San Jose, CA has a population of 13,911 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95130?
The median household income in ZIP 95130 is $159,556, which is 109% above the national average of $76,288.
What is the average home value in ZIP 95130?
The median home value in ZIP 95130 is $1,839,600, which is 561% above the national average of $278,155.
What is the demographic makeup of ZIP 95130?
The largest racial group in ZIP 95130 is Asian at 40.1%. Hispanic or Latino residents make up 19.5% of the population.
How many businesses are in ZIP code 95130?
ZIP code 95130 has 156 business establishments employing approximately 1,039 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95130?
The top industries by establishment count in ZIP 95130 are: Professional, scientific, and technical services (28), Construction (17), Health care and social assistance (17). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 95130?
According to the FHFA House Price Index, home values in ZIP 95130 increased by 4.0% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 139%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95130?
In ZIP code 95130, 69.8% of residents aged 25+ have a high school diploma or higher, and 58.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95130?
The mean commute time for workers in ZIP code 95130 is 26.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95130?
In ZIP code 95130, approximately 64.1% of occupied housing units are owner-occupied and 35.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95130?
The poverty rate in ZIP code 95130 is 5.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95130's numbers, next.
- See how ZIP 95130 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where San Jose, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.