San Jose, CA · standard

ZIP Code 95122

Santa Clara County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

56,545
4,591/sq mi
$103,549
Median income
$872,900
Median home value
19.0%
Bachelor's or higher

The verdict

San Jose pairs an upper-quartile household income with top-decile home values, in a suburban-density, mixed-tenure and unusually populous area.

Top 17%
household income, US ZIPs
Top 4%
home value, US ZIPs
4,591
people per sq mi
53%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95122 against every reporting US ZIP.

ZIP code 95122 is classified by USPS as a standard delivery area and covers roughly 12.3 square miles in San Jose, Santa Clara County, California. The area is home to 56,545 residents, producing a population density of 4,591 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95122 against California and the nation.

On the economic side, the median household income for ZIP 95122 sits at $103,549 (2% above the California average), while per-capita income is $32,377. The poverty rate stands at 10.1% and the unemployment rate at 6.7%. On housing, the median home value is $872,900 (13% above the state average) with median rent at $2,493 per month, and 53.4% of occupied units are owner-occupied, a direct signal of whether 95122 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 19.0% of adults hold a bachelor's degree or higher, the median age is 37, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Santa Clara County, so you can benchmark 95122 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 95122

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 95122.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95122, San Jose, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

56,545

Population

12.3

Area (sq mi)

4,591

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95122?

37.0

Median Age

49.6%

Male

50.4%

Female

52.1%

Foreign-Born

White 5.1%
African American 2.0%
Asian 35.1%
American Indian or Alaska Native 1.7%
Native Hawaiian or Pacific Islander 1.2%
Two or More Ethnicities 20.7%
Hispanic or Latino 57.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$103,549

Median Household Income

+2% vs state

$32,377

Per Capita Income

10.1%

Poverty Rate

6.7%

Unemployment Rate

27.4 min

Mean Commute Time

How ZIP 95122 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$103,549 Top 17% higher than 83% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 44.4%
Bachelor's Degree or Higher 19.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,465

Total Housing Units

11,829

Occupied Units

636

Vacant Units

4.27

Avg Household Size

Occupancy Type

Owner 53.4%
Renter 46.6%

$872,900

Median Home Value

+13% vs state

$2,493

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.1%

YoY Change (2024)

303

HPI Index (2000 = 100)

+203%

Total Change Since 2000

Home values in ZIP 95122 have increased 7.1% over the past year (2024). Since 2000, this ZIP has seen +203% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.5% 225
2021 +10.4% 249
2022 +12.9% 281
2023 +0.8% 283
2024 +7.1% 303

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 966 business establishments in ZIP 95122, employing approximately 10,496 people with a combined annual payroll of $478,895,000.

966

Businesses

10,496

Employees

$478.9M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 196 20.3%
Retail trade 180 18.6%
Health care and social assistance 128 13.3%
Other services (except public administration) 103 10.7%
Construction 72 7.5%
Administrative and support and waste management and remediation services 51 5.3%
Real estate and rental and leasing 44 4.5%
Finance and insurance 37 3.8%
Professional, scientific, and technical services 37 3.8%
Transportation and warehousing 35 3.6%
Wholesale trade 31 3.2%
Information 16 1.7%
Manufacturing 15 1.6%
Educational services 11 1.1%
Arts, entertainment, and recreation 10 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95122 vs 95116 →

ZIP 95122 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95122 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95122 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95122 ranks #8 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95116 San Jose, CA 51,496 1.8 mi
95121 San Jose, CA 37,469 2.2 mi
95111 San Jose, CA 58,466 3.2 mi
95113 San Jose, CA 893 3.1 mi
95148 San Jose, CA 45,528 3.1 mi
95112 San Jose, CA 55,927 2.9 mi
95133 San Jose, CA 25,401 3.3 mi
95136 San Jose, CA 42,989 4.1 mi
95127 San Jose, CA 61,325 3.5 mi
95126 San Jose, CA 31,049 4.5 mi

More ZIP Codes in Santa Clara County

Frequently Asked Questions

What county is ZIP code 95122 in?
ZIP code 95122 (San Jose) is located in Santa Clara County, California. Santa Clara County contains multiple ZIP codes, see the full list at /counties/santa-clara-ca.
What is the population of ZIP code 95122?
ZIP code 95122 in San Jose, CA has a population of 56,545 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95122?
The median household income in ZIP 95122 is $103,549, which is 36% above the national average of $76,288.
What is the average home value in ZIP 95122?
The median home value in ZIP 95122 is $872,900, which is 214% above the national average of $278,155.
What is the demographic makeup of ZIP 95122?
The largest racial group in ZIP 95122 is Asian at 35.1%. Hispanic or Latino residents make up 57.0% of the population.
How many businesses are in ZIP code 95122?
ZIP code 95122 has 966 business establishments employing approximately 10,496 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95122?
The top industries by establishment count in ZIP 95122 are: Accommodation and food services (196), Retail trade (180), Health care and social assistance (128). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95122?
According to the FHFA House Price Index, home values in ZIP 95122 increased by 7.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 203%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95122?
In ZIP code 95122, 44.4% of residents aged 25+ have a high school diploma or higher, and 19.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95122?
The mean commute time for workers in ZIP code 95122 is 27.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95122?
In ZIP code 95122, approximately 53.4% of occupied housing units are owner-occupied and 46.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95122?
The poverty rate in ZIP code 95122 is 10.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for San Jose, CA

Verify and explore additional data for this area using these official government sources.