PlainZIP

San Jose, CA · standard

ZIP Code 95116

Santa Clara County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

51,496
5,537/sq mi
$85,818
Median income
$860,900
Median home value
21.2%
Bachelor's or higher

The verdict

San Jose pairs an above-median household income with top-decile home values, in a suburban-density, mixed-tenure and unusually populous area.

Top 31%
household income, US ZIPs
Top 4%
home value, US ZIPs
5,537
people per sq mi
42%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95116 against every reporting US ZIP.

ZIP code 95116 is a densely settled ZIP (a standard USPS delivery area) in San Jose, Santa Clara County, California, with 51,496 residents across 9.3 square miles, a density of 5,537 people per square mile, in the Los Angeles time zone.

ZIP 95116 lands in the middle-income range, with a median household income of $85,818 (16% below the California average), while per-capita income is $34,629. The poverty rate stands at 12.4% and the unemployment rate at 3.9%. Median home value sits at $860,900 (11% above the state average), median rent at $2,059 a month, and owner-occupancy at 42.4%.

Educational attainment sits below the national norm: 21.2% of adults hold a bachelor's degree or higher, the median age is 37.5, and the average commute is 25 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 95116, plus 6 more within Santa Clara County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95116

Top 5 sectors by establishment count in San Jose, CA

Which industries have the most business establishments in ZIP 95116.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95116, San Jose, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

51,496

Population

9.3

Area (sq mi)

5,537

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95116?

37.5

Median Age

50.7%

Male

49.3%

Female

49.6%

Foreign-Born

White 11.8%
African American 1.5%
Asian 29.6%
American Indian or Alaska Native 1.7%
Native Hawaiian or Pacific Islander 0.4%
Two or More Ethnicities 28.5%
Hispanic or Latino 58.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$85,818

Median Household Income

-16% vs state

$34,629

Per Capita Income

12.4%

Poverty Rate

3.9%

Unemployment Rate

24.5 min

Mean Commute Time

How ZIP 95116 ranks nationally

San Jose, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$85,818 Top 31% higher than 69% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 47.4%
Bachelor's Degree or Higher 21.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,978

Total Housing Units

13,394

Occupied Units

584

Vacant Units

3.54

Avg Household Size

Occupancy Type

Owner 42.4%
Renter 57.6%

$860,900

Median Home Value

+11% vs state

$2,059

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.6%

YoY Change (2024)

315

HPI Index (2000 = 100)

+215%

Total Change Since 2000

Home values in ZIP 95116 have increased 7.6% over the past year (2024). Since 2000, this ZIP has seen +215% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.0% 231
2021 +9.9% 254
2022 +12.0% 285
2023 +2.9% 293
2024 +7.6% 315

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 720 business establishments in ZIP 95116, employing approximately 7,103 people with a combined annual payroll of $535,610,000.

720

Businesses

7,103

Employees

$535.6M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 211 29.3%
Retail trade 91 12.6%
Construction 84 11.7%
Accommodation and food services 76 10.6%
Other services (except public administration) 76 10.6%
Administrative and support and waste management and remediation services 51 7.1%
Professional, scientific, and technical services 34 4.7%
Real estate and rental and leasing 25 3.5%
Finance and insurance 18 2.5%
Transportation and warehousing 16 2.2%
Manufacturing 12 1.7%
Wholesale trade 10 1.4%
Educational services 8 1.1%
Information 4 0.6%
Arts, entertainment, and recreation 3 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95116 vs 95133 →

ZIP 95116 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95116 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95116 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95116 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95133 San Jose, CA 25,401 1.5 mi
95112 San Jose, CA 55,927 1.7 mi
95122 San Jose, CA 56,545 1.8 mi
95113 San Jose, CA 893 2.4 mi
95110 San Jose, CA 18,730 3.2 mi
95127 San Jose, CA 61,325 3.2 mi
95136 San Jose, CA 42,989 5.5 mi
95131 San Jose, CA 28,565 3.5 mi
95053 Santa Clara, CA 2,206 4.7 mi
95126 San Jose, CA 31,049 3.9 mi

More ZIP Codes in Santa Clara County

95035 standard
Milpitas, CA
Pop: 66,943
95123 standard
San Jose, CA
Pop: 62,228
95127 standard
San Jose, CA
Pop: 61,325
95014 standard
Cupertino, CA
Pop: 60,717
95111 standard
San Jose, CA
Pop: 58,466
95020 standard
Gilroy, CA
Pop: 57,349

Related Areas

Santa Clara County San Jose, CA California

Frequently Asked Questions

What county is ZIP code 95116 in? ▼
ZIP code 95116 (San Jose) is located in Santa Clara County, California. Santa Clara County contains multiple ZIP codes, see the full list at /counties/santa-clara-ca.
What is the population of ZIP code 95116? ▼
ZIP code 95116 in San Jose, CA has a population of 51,496 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95116? ▼
The median household income in ZIP 95116 is $85,818, which is 12% above the national average of $76,288.
What is the average home value in ZIP 95116? ▼
The median home value in ZIP 95116 is $860,900, which is 210% above the national average of $278,155.
What is the demographic makeup of ZIP 95116? ▼
The largest racial group in ZIP 95116 is Asian at 29.6%. Hispanic or Latino residents make up 58.6% of the population.
How many businesses are in ZIP code 95116? ▼
ZIP code 95116 has 720 business establishments employing approximately 7,103 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95116? ▼
The top industries by establishment count in ZIP 95116 are: Health care and social assistance (211), Retail trade (91), Construction (84). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95116? ▼
According to the FHFA House Price Index, home values in ZIP 95116 increased by 7.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 215%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95116? ▼
In ZIP code 95116, 47.4% of residents aged 25+ have a high school diploma or higher, and 21.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95116? ▼
The mean commute time for workers in ZIP code 95116 is 24.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95116? ▼
In ZIP code 95116, approximately 42.4% of occupied housing units are owner-occupied and 57.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95116? ▼
The poverty rate in ZIP code 95116 is 12.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.