San Jose, CA · standard
ZIP Code 95116
Santa Clara County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 51,496
- 5,537/sq mi High-density area
- $85,818
- Median income Above-median income area
- $860,900
- Median home value Above-median home value
- 21.2%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
San Jose pairs an above-median household income with top-decile home values, in a suburban-density, mixed-tenure and unusually populous area.
- Top 31%
- household income, US ZIPs
- Top 4%
- home value, US ZIPs
- 5,537
- people per sq mi
- 42%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95116 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95116 (San Jose, CA) rose +7.6% from 2023 to 2024. The all-transactions index moved from 293.0 in 2023 to 315.2 in 2024 (2000 = 100).
ZIP code 95116 is a densely settled ZIP (a standard USPS delivery area) in San Jose, Santa Clara County, California, with 51,496 residents across 9.3 square miles, a density of 5,537 people per square mile, in the Los Angeles time zone.
ZIP 95116 lands in the middle-income range, with a median household income of $85,818 (16% below the average California ZIP), while per-capita income is $34,629. The poverty rate is 12.4%, with unemployment at 3.9%; those measures add context to the income figure. Median home value is $860,900 (11% above the average California ZIP) and median rent is $2,059; 42.4% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 21.2% of adults hold a bachelor's degree or higher, the median age is 37.5, and the average commute is 25 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Santa Clara County, so 95116 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95116
Top 5 sectors by establishment count in San Jose, CA
Which industries have the most business establishments in ZIP 95116.
- Health care and social assistance
Health care and social assistance
211 establishments
- Retail trade
Retail trade
91 establishments
- Construction 84
Construction
84 establishments
- Accommodation and food services 76
Accommodation and food services
76 establishments
- Other services (except public administration) 76
Other services (except public administration)
76 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95116, San Jose, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
51,496
Population
9.3
Area (sq mi)
5,537
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95116?
37.5
Median Age
50.7%
Male
49.3%
Female
49.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$85,818
Median Household Income
-16% vs state ZIP avg
$34,629
Per Capita Income
12.4%
Poverty Rate
3.9%
Unemployment Rate
24.5 min
Mean Commute Time
How ZIP 95116 ranks nationally
San Jose, CA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$85,818 Top 31% higher than 69% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
13,978housing units
13,978
Total Housing Units
13,394
Occupied Units
584
Vacant Units
3.54
Avg Household Size
Occupancy Type
$860,900
Median Home Value
+11% vs state ZIP avg
$2,059
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.6%
YoY Change (2024)
315
HPI Index (2000 = 100)
+215%
Total Change Since 2000
Home values in ZIP 95116 have increased 7.6% over the past year (2024). Since 2000, this ZIP has seen +215% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.0% | 231 |
| 2021 | +9.9% | 254 |
| 2022 | +12.0% | 285 |
| 2023 | +2.9% | 293 |
| 2024 | +7.6% | 315 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 720 business establishments in ZIP 95116, employing approximately 7,103 people with a combined annual payroll of $535,610,000.
720
Businesses
7,103
Employees
$535.6M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 211 | 29.3% |
| Retail trade | 91 | 12.6% |
| Construction | 84 | 11.7% |
| Accommodation and food services | 76 | 10.6% |
| Other services (except public administration) | 76 | 10.6% |
| Administrative and support and waste management and remediation services | 51 | 7.1% |
| Professional, scientific, and technical services | 34 | 4.7% |
| Real estate and rental and leasing | 25 | 3.5% |
| Finance and insurance | 18 | 2.5% |
| Transportation and warehousing | 16 | 2.2% |
| Manufacturing | 12 | 1.7% |
| Wholesale trade | 10 | 1.4% |
| Educational services | 8 | 1.1% |
| Information | 4 | 0.6% |
| Arts, entertainment, and recreation | 3 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95116 vs 95133 →
ZIP 95116 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95127
San Jose (95127)
61,325 residents
- 95122
San Jose (95122)
56,545 residents
- 95112
San Jose (95112)
55,927 residents
- 95116
San Jose (95116)
51,496 residents
- 95136
San Jose (95136)
42,989 residents
- 95126
San Jose (95126)
31,049 residents
- 95131
San Jose (95131)
28,565 residents
- 95133
San Jose (95133)
25,401 residents
- 95110 18,730
San Jose (95110)
18,730 residents
What this shows Among its immediate neighbors, ZIP 95116 ranks #4 by population - useful context the national average alone can't give.
ZIP 95116 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95131
San Jose (95131)
$170,255 median income
- 95113
San Jose (95113)
$151,685 median income
- 95136
San Jose (95136)
$142,433 median income
- 95133
San Jose (95133)
$142,170 median income
- 95110
San Jose (95110)
$131,491 median income
- 95126
San Jose (95126)
$128,983 median income
- 95127
San Jose (95127)
$128,786 median income
- 95122
San Jose (95122)
$103,549 median income
- 95112
San Jose (95112)
$89,103 median income
What this shows By household income, ZIP 95116 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95133 | San Jose, CA | 25,401 | 1.5 mi |
| 95112 | San Jose, CA | 55,927 | 1.7 mi |
| 95122 | San Jose, CA | 56,545 | 1.8 mi |
| 95113 | San Jose, CA | 893 | 2.4 mi |
| 95110 | San Jose, CA | 18,730 | 3.2 mi |
| 95127 | San Jose, CA | 61,325 | 3.2 mi |
| 95136 | San Jose, CA | 42,989 | 5.5 mi |
| 95131 | San Jose, CA | 28,565 | 3.5 mi |
| 95053 | Santa Clara, CA | 2,206 | 4.7 mi |
| 95126 | San Jose, CA | 31,049 | 3.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95116, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (51,496 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Santa Clara County
Related Areas
Frequently Asked Questions
What county is ZIP code 95116 in?
ZIP code 95116 (San Jose) is located in Santa Clara County, California. Santa Clara County contains multiple ZIP codes, see the full list at /counties/santa-clara-ca.
What is the population of ZIP code 95116?
ZIP code 95116 in San Jose, CA has a population of 51,496 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95116?
The median household income in ZIP 95116 is $85,818, which is 12% above the national average of $76,288.
What is the average home value in ZIP 95116?
The median home value in ZIP 95116 is $860,900, which is 210% above the national average of $278,155.
What is the demographic makeup of ZIP 95116?
The largest racial group in ZIP 95116 is Asian at 29.6%. Hispanic or Latino residents make up 58.6% of the population.
How many businesses are in ZIP code 95116?
ZIP code 95116 has 720 business establishments employing approximately 7,103 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95116?
The top industries by establishment count in ZIP 95116 are: Health care and social assistance (211), Retail trade (91), Construction (84). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95116?
According to the FHFA House Price Index, home values in ZIP 95116 increased by 7.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 215%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95116?
In ZIP code 95116, 47.4% of residents aged 25+ have a high school diploma or higher, and 21.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95116?
The mean commute time for workers in ZIP code 95116 is 24.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95116?
In ZIP code 95116, approximately 42.4% of occupied housing units are owner-occupied and 57.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95116?
The poverty rate in ZIP code 95116 is 12.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95116's numbers, next.
- See how ZIP 95116 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where San Jose, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.