ZIP Code 95131

ZIP code 95131 is classified by USPS as a standard delivery area and covers roughly 15.1 square miles in San Jose, Santa Clara County, California. The area is home to 28,565 residents, producing a population density of 1,891 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95131 against California and the nation.

On the economic side, the median household income for ZIP 95131 sits at $170,255 (67% above the California average), while per-capita income is $68,127. The poverty rate stands at 8.0% and the unemployment rate at 6.1%. On housing, the median home value is $1,164,800 (51% above the state average) with median rent at $3,269 per month, and 61.8% of occupied units are owner-occupied, a direct signal of whether 95131 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 55.2% of adults hold a bachelor's degree or higher, the median age is 37.7, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Santa Clara County, so you can benchmark 95131 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →