San Jose, CA · standard

ZIP Code 95112

Santa Clara County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

55,927
3,045/sq mi High-density area
$89,103
Median income Above-median income area
$974,300
Median home value Above-median home value
38.2%
Bachelor's or higher Above-average bachelor's attainment

National ZIP placement

San Jose pairs an above-median household income with top-decile home values, in a suburban-density, renter-heavy and unusually populous area.

Top 28%
household income, US ZIPs
Top 3%
home value, US ZIPs
3,045
people per sq mi
26%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95112 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 95112 (San Jose, CA) rose +2.5% from 2023 to 2024. The all-transactions index moved from 317.5 in 2023 to 325.6 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 95112 is a densely settled ZIP (a standard USPS delivery area) in San Jose, Santa Clara County, California, with 55,927 residents across 18.4 square miles, a density of 3,045 people per square mile, in the Los Angeles time zone.

ZIP 95112 lands in the middle-income range, with a median household income of $89,103 (12% below the average California ZIP), while per-capita income is $49,597. The poverty rate is 18.6%, with unemployment at 5.8%; those measures add context to the income figure. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $974,300 (26% above the average California ZIP), with only 26.4% owner-occupied homes and median rent of $2,186.

A solid share of residents have a four-year degree: 38.2% of adults hold a bachelor's degree or higher, the median age is 31.9, and the average commute is 22 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Santa Clara County, so 95112 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 95112

Top 5 sectors by establishment count in San Jose, CA

Which industries have the most business establishments in ZIP 95112.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95112, San Jose, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

55,927

Population

18.4

Area (sq mi)

3,045

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95112?

31.9

Median Age

53.0%

Male

47.0%

Female

33.9%

Foreign-Born

White 25.1%
African American 4.9%
Asian 27.8%
American Indian or Alaska Native 1.8%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 22.5%
Hispanic or Latino 40.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$89,103

Median Household Income

-12% vs state ZIP avg

$49,597

Per Capita Income

18.6%

Poverty Rate

5.8%

Unemployment Rate

22.2 min

Mean Commute Time

How ZIP 95112 ranks nationally

San Jose, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$89,103 Top 28% higher than 72% of 30,318 US ZIPs

This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.5%
Bachelor's Degree or Higher 38.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

23,628

Total Housing Units

21,574

Occupied Units

2,054

Vacant Units

2.41

Avg Household Size

Occupancy Type

Owner 26.4%
Renter 73.6%

$974,300

Median Home Value

+26% vs state ZIP avg

$2,186

Median Rent

1969

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.5%

YoY Change (2024)

326

HPI Index (2000 = 100)

+226%

Total Change Since 2000

Home values in ZIP 95112 have increased 2.5% over the past year (2024). Since 2000, this ZIP has seen +226% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.5% 252
2021 +6.9% 270
2022 +11.8% 301
2023 +5.3% 317
2024 +2.5% 326

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 2,135 business establishments in ZIP 95112, employing approximately 40,408 people with a combined annual payroll of $3,202,545,000.

2,135

Businesses

40,408

Employees

$3.2B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 281 13.2%
Professional, scientific, and technical services 250 11.7%
Other services (except public administration) 217 10.2%
Retail trade 207 9.7%
Accommodation and food services 205 9.6%
Wholesale trade 188 8.8%
Manufacturing 179 8.4%
Health care and social assistance 149 7.0%
Administrative and support and waste management and remediation services 146 6.8%
Real estate and rental and leasing 101 4.7%
Finance and insurance 67 3.1%
Transportation and warehousing 58 2.7%
Information 28 1.3%
Arts, entertainment, and recreation 28 1.3%
Educational services 20 0.9%
Management of companies and enterprises 8 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95112 vs 95113 →

ZIP 95112 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95112 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95112 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95112 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95113 San Jose, CA 893 0.8 mi
95110 San Jose, CA 18,730 1.5 mi
95116 San Jose, CA 51,496 1.7 mi
95133 San Jose, CA 25,401 2.3 mi
95126 San Jose, CA 31,049 2.2 mi
95131 San Jose, CA 28,565 3.0 mi
95125 San Jose, CA 51,939 3.4 mi
95053 Santa Clara, CA 2,206 3.0 mi
95122 San Jose, CA 56,545 2.9 mi
95050 Santa Clara, CA 35,923 3.8 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 95112, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (55,927 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Santa Clara County

Frequently Asked Questions

What county is ZIP code 95112 in?

ZIP code 95112 (San Jose) is located in Santa Clara County, California. Santa Clara County contains multiple ZIP codes, see the full list at /counties/santa-clara-ca.

What is the population of ZIP code 95112?

ZIP code 95112 in San Jose, CA has a population of 55,927 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 95112?

The median household income in ZIP 95112 is $89,103, which is 17% above the national average of $76,288.

What is the average home value in ZIP 95112?

The median home value in ZIP 95112 is $974,300, which is 250% above the national average of $278,155.

What is the demographic makeup of ZIP 95112?

The largest racial group in ZIP 95112 is Asian at 27.8%. Hispanic or Latino residents make up 40.6% of the population.

How many businesses are in ZIP code 95112?

ZIP code 95112 has 2,135 business establishments employing approximately 40,408 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 95112?

The top industries by establishment count in ZIP 95112 are: Construction (281), Professional, scientific, and technical services (250), Other services (except public administration) (217). There are 16 industry sectors represented in total.

How have home values changed in ZIP code 95112?

According to the FHFA House Price Index, home values in ZIP 95112 increased by 2.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 226%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 95112?

In ZIP code 95112, 57.5% of residents aged 25+ have a high school diploma or higher, and 38.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 95112?

The mean commute time for workers in ZIP code 95112 is 22.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 95112?

In ZIP code 95112, approximately 26.4% of occupied housing units are owner-occupied and 73.6% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 95112?

The poverty rate in ZIP code 95112 is 18.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 95112's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

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Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.