San Jose, CA · standard

ZIP Code 95126

Santa Clara County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

31,049
3,646/sq mi High-density area
$128,983
Median income Above-median income area
$1,214,300
Median home value Above-median home value
54.3%
Bachelor's or higher Above-average bachelor's attainment

National ZIP placement

San Jose pairs a top-decile household income with top-decile home values, in a suburban-density, renter-heavy area.

Top 7%
household income, US ZIPs
Top 1%
home value, US ZIPs
3,646
people per sq mi
33%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95126 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 95126 (San Jose, CA) fell -2.8% from 2023 to 2024. The all-transactions index moved from 335.3 in 2023 to 326.0 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 95126 is a densely settled ZIP (a standard USPS delivery area) in San Jose, Santa Clara County, California, with 31,049 residents across 8.5 square miles, a density of 3,646 people per square mile, in the Los Angeles time zone.

ZIP 95126 skews affluent, with a median household income of $128,983 (27% above the average California ZIP), while per-capita income is $75,921. The poverty rate is 9.4%, with unemployment at 4.7%; those measures add context to the income figure. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $1,214,300 (57% above the average California ZIP), with only 32.9% owner-occupied homes and median rent of $2,563.

This is a highly-educated ZIP: 54.3% of adults hold a bachelor's degree or higher, the median age is 34.9, and the average commute is 24 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Santa Clara County, so 95126 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 95126

Top 5 sectors by establishment count in San Jose, CA

Which industries have the most business establishments in ZIP 95126.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95126, San Jose, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

31,049

Population

8.5

Area (sq mi)

3,646

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95126?

34.9

Median Age

51.5%

Male

48.5%

Female

37.3%

Foreign-Born

White 34.3%
African American 5.3%
Asian 20.5%
American Indian or Alaska Native 1.4%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 22.0%
Hispanic or Latino 38.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$128,983

Median Household Income

+27% vs state ZIP avg

$75,921

Per Capita Income

9.4%

Poverty Rate

4.7%

Unemployment Rate

24.2 min

Mean Commute Time

How ZIP 95126 ranks nationally

San Jose, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$128,983 Top 7% higher than 93% of 30,318 US ZIPs

This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.7%
Bachelor's Degree or Higher 54.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

17,222

Total Housing Units

16,187

Occupied Units

1,035

Vacant Units

2.35

Avg Household Size

Occupancy Type

Owner 32.9%
Renter 67.1%

$1,214,300

Median Home Value

+57% vs state ZIP avg

$2,563

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-2.8%

YoY Change (2024)

326

HPI Index (2000 = 100)

+226%

Total Change Since 2000

Home values in ZIP 95126 have decreased 2.8% over the past year (2024). Since 2000, this ZIP has seen +226% cumulative appreciation.

Year Annual Change HPI Index
2020 -2.6% 252
2021 -0.0% 252
2022 +15.8% 291
2023 +15.0% 335
2024 -2.8% 326

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,074 business establishments in ZIP 95126, employing approximately 12,398 people with a combined annual payroll of $917,555,000.

1,074

Businesses

12,398

Employees

$917.6M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 237 22.1%
Other services (except public administration) 127 11.8%
Health care and social assistance 126 11.7%
Real estate and rental and leasing 94 8.8%
Construction 89 8.3%
Retail trade 83 7.7%
Accommodation and food services 63 5.9%
Administrative and support and waste management and remediation services 59 5.5%
Finance and insurance 56 5.2%
Wholesale trade 34 3.2%
Arts, entertainment, and recreation 26 2.4%
Educational services 24 2.2%
Transportation and warehousing 19 1.8%
Manufacturing 16 1.5%
Information 14 1.3%
Management of companies and enterprises 6 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95126 vs 95110 →

ZIP 95126 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95126 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95126 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95126 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95110 San Jose, CA 18,730 1.4 mi
95128 San Jose, CA 34,836 1.3 mi
95113 San Jose, CA 893 1.5 mi
95053 Santa Clara, CA 2,206 1.9 mi
95112 San Jose, CA 55,927 2.2 mi
95125 San Jose, CA 51,939 2.6 mi
95050 Santa Clara, CA 35,923 2.6 mi
95117 San Jose, CA 30,067 2.7 mi
95124 San Jose, CA 47,082 4.8 mi
95131 San Jose, CA 28,565 4.3 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 95126, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (31,049 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Santa Clara County

Frequently Asked Questions

What county is ZIP code 95126 in?

ZIP code 95126 (San Jose) is located in Santa Clara County, California. Santa Clara County contains multiple ZIP codes, see the full list at /counties/santa-clara-ca.

What is the population of ZIP code 95126?

ZIP code 95126 in San Jose, CA has a population of 31,049 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 95126?

The median household income in ZIP 95126 is $128,983, which is 69% above the national average of $76,288.

What is the average home value in ZIP 95126?

The median home value in ZIP 95126 is $1,214,300, which is 337% above the national average of $278,155.

What is the demographic makeup of ZIP 95126?

The largest racial group in ZIP 95126 is White at 34.3%. Hispanic or Latino residents make up 38.2% of the population.

How many businesses are in ZIP code 95126?

ZIP code 95126 has 1,074 business establishments employing approximately 12,398 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 95126?

The top industries by establishment count in ZIP 95126 are: Professional, scientific, and technical services (237), Other services (except public administration) (127), Health care and social assistance (126). There are 16 industry sectors represented in total.

How have home values changed in ZIP code 95126?

According to the FHFA House Price Index, home values in ZIP 95126 decreased by 2.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 226%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 95126?

In ZIP code 95126, 68.7% of residents aged 25+ have a high school diploma or higher, and 54.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 95126?

The mean commute time for workers in ZIP code 95126 is 24.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 95126?

In ZIP code 95126, approximately 32.9% of occupied housing units are owner-occupied and 67.1% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 95126?

The poverty rate in ZIP code 95126 is 9.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 95126's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

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Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.