San Jose, CA · standard
ZIP Code 95124
Santa Clara County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 47,082
- 2,778/sq mi High-density area
- $185,926
- Median income Above-median income area
- $1,666,300
- Median home value Above-median home value
- 61.5%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
San Jose pairs a top-decile household income with top-decile home values, in a suburban-density, homeowner-dominated area.
- Top 1%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 2,778
- people per sq mi
- 71%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95124 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95124 (San Jose, CA) fell -5.3% from 2023 to 2024. The all-transactions index moved from 305.9 in 2023 to 289.8 in 2024 (2000 = 100).
ZIP code 95124 is a densely settled ZIP (a standard USPS delivery area) in San Jose, Santa Clara County, California, with 47,082 residents across 16.9 square miles, a density of 2,778 people per square mile, in the Los Angeles time zone.
ZIP 95124 skews affluent, with a median household income of $185,926 (83% above the average California ZIP), while per-capita income is $83,347. The poverty rate is 4.1%, with unemployment at 4.8%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $1,666,300 (116% above the average California ZIP), while 70.9% of occupied homes are owner-occupied and median rent is $2,865.
This is a highly-educated ZIP: 61.5% of adults hold a bachelor's degree or higher, the median age is 39.7, and the average commute is 27 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Santa Clara County, so 95124 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95124
Top 5 sectors by establishment count in San Jose, CA
Which industries have the most business establishments in ZIP 95124.
- Health care and social assistance
Health care and social assistance
259 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
140 establishments
- Construction
Construction
112 establishments
- Other services (except public administration) 92
Other services (except public administration)
92 establishments
- Accommodation and food services 84
Accommodation and food services
84 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95124, San Jose, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
47,082
Population
16.9
Area (sq mi)
2,778
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95124?
39.7
Median Age
49.8%
Male
50.2%
Female
30.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$185,926
Median Household Income
+83% vs state ZIP avg
$83,347
Per Capita Income
4.1%
Poverty Rate
4.8%
Unemployment Rate
27.4 min
Mean Commute Time
How ZIP 95124 ranks nationally
San Jose, CA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$185,926 Top 1% higher than 99% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
18,175housing units
18,175
Total Housing Units
17,586
Occupied Units
589
Vacant Units
2.94
Avg Household Size
Occupancy Type
$1,666,300
Median Home Value
+116% vs state ZIP avg
$2,865
Median Rent
1964
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-5.3%
YoY Change (2024)
290
HPI Index (2000 = 100)
+190%
Total Change Since 2000
Home values in ZIP 95124 have decreased 5.3% over the past year (2024). Since 2000, this ZIP has seen +190% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -5.8% | 244 |
| 2021 | -1.1% | 241 |
| 2022 | +2.9% | 248 |
| 2023 | +23.3% | 306 |
| 2024 | -5.3% | 290 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,032 business establishments in ZIP 95124, employing approximately 10,965 people with a combined annual payroll of $1,351,649,000.
1,032
Businesses
10,965
Employees
$1.4B
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 259 | 25.1% |
| Professional, scientific, and technical services | 140 | 13.6% |
| Construction | 112 | 10.8% |
| Other services (except public administration) | 92 | 8.9% |
| Accommodation and food services | 84 | 8.1% |
| Retail trade | 79 | 7.7% |
| Real estate and rental and leasing | 69 | 6.7% |
| Administrative and support and waste management and remediation services | 51 | 4.9% |
| Finance and insurance | 39 | 3.8% |
| Educational services | 31 | 3.0% |
| Arts, entertainment, and recreation | 20 | 1.9% |
| Wholesale trade | 16 | 1.6% |
| Information | 15 | 1.4% |
| Transportation and warehousing | 14 | 1.4% |
| Manufacturing | 10 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95124 vs 95118 →
ZIP 95124 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95125
San Jose (95125)
51,939 residents
- 95124
San Jose (95124)
47,082 residents
- 95008
Campbell (95008)
45,260 residents
- 95136
San Jose (95136)
42,989 residents
- 95128
San Jose (95128)
34,836 residents
- 95118
San Jose (95118)
31,932 residents
- 95126
San Jose (95126)
31,049 residents
- 95117
San Jose (95117)
30,067 residents
- 95032
Los Gatos (95032)
25,089 residents
What this shows Among its immediate neighbors, ZIP 95124 ranks #2 by population - useful context the national average alone can't give.
ZIP 95124 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95030
Los Gatos (95030)
$250,000 median income
- 95032
Los Gatos (95032)
$203,727 median income
- 95124
San Jose (95124)
$185,926 median income
- 95125
San Jose (95125)
$160,738 median income
- 95130
San Jose (95130)
$159,556 median income
- 95118
San Jose (95118)
$152,682 median income
- 95136
San Jose (95136)
$142,433 median income
- 95008
Campbell (95008)
$141,131 median income
- 95128
San Jose (95128)
$131,152 median income
What this shows By household income, ZIP 95124 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95118 | San Jose, CA | 31,932 | 1.8 mi |
| 95032 | Los Gatos, CA | 25,089 | 2.9 mi |
| 95008 | Campbell, CA | 45,260 | 2.4 mi |
| 95125 | San Jose, CA | 51,939 | 3.1 mi |
| 95128 | San Jose, CA | 34,836 | 4.2 mi |
| 95126 | San Jose, CA | 31,049 | 4.8 mi |
| 95136 | San Jose, CA | 42,989 | 4.0 mi |
| 95130 | San Jose, CA | 13,911 | 3.9 mi |
| 95117 | San Jose, CA | 30,067 | 4.3 mi |
| 95030 | Los Gatos, CA | 12,791 | 4.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95124, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (47,082 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Santa Clara County
Related Areas
Frequently Asked Questions
What county is ZIP code 95124 in?
ZIP code 95124 (San Jose) is located in Santa Clara County, California. Santa Clara County contains multiple ZIP codes, see the full list at /counties/santa-clara-ca.
What is the population of ZIP code 95124?
ZIP code 95124 in San Jose, CA has a population of 47,082 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95124?
The median household income in ZIP 95124 is $185,926, which is 144% above the national average of $76,288.
What is the average home value in ZIP 95124?
The median home value in ZIP 95124 is $1,666,300, which is 499% above the national average of $278,155.
What is the demographic makeup of ZIP 95124?
The largest racial group in ZIP 95124 is White at 49.0%. Hispanic or Latino residents make up 15.6% of the population.
How many businesses are in ZIP code 95124?
ZIP code 95124 has 1,032 business establishments employing approximately 10,965 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95124?
The top industries by establishment count in ZIP 95124 are: Health care and social assistance (259), Professional, scientific, and technical services (140), Construction (112). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95124?
According to the FHFA House Price Index, home values in ZIP 95124 decreased by 5.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 190%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95124?
In ZIP code 95124, 74.6% of residents aged 25+ have a high school diploma or higher, and 61.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95124?
The mean commute time for workers in ZIP code 95124 is 27.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95124?
In ZIP code 95124, approximately 70.9% of occupied housing units are owner-occupied and 29.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95124?
The poverty rate in ZIP code 95124 is 4.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95124's numbers, next.
- See how ZIP 95124 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where San Jose, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.