Residential delivery area · California
ZIP Code 95120: San Jose, CA
ZIP code 95120 uses the postal name San Jose, California and lies entirely in Santa Clara County (Census 2020 ZIP-county file). About 37,000 people live there (Census Bureau, ACS 2020-2024), the 14th most populous of San Jose's 28 residential ZIP codes. Median household income is $250,000 or more (Census Bureau, ACS 2020-2024). By Census place, 35% of its land lies in San Jose; 65% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- San Jose · 28 residential ZIPs
- County
- Santa Clara County
- Census places
- San Jose
- Metro area
- San Jose-Sunnyvale-Santa Clara, CA
- House districts
- CA-19 (98%), CA-16 (2%) 119th Congress, by share of land
- State
- California
- Time zone
- Pacific
- Land area
- 39.3 sq mi · 941 people per sq mi
- PO Box ZIPs
- 30 more ZIP codes use the name San Jose for PO boxes or single organizations
Where is ZIP code 95120?
95120 centers on 37.186°, -121.843° and covers 39.3 square miles of land plus 0.3 of water. It borders 9 ZIP codes: 95032, 95119, 95123, 95139, 95118, 95013, 95124, 95033, 95037.
The map draws ZIP code areas only. For the streets inside 95120, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 95120 compare with the rest of San Jose?
| Measure | 95120 | In San Jose | In Santa Clara County | In CA |
|---|---|---|---|---|
| People (ACS 2020-2024) | 36,967 | 14th of 28 | 27th of 63 | 446th of 1,802 |
| Median household income | $250k+ | 1st of 27 | 1= of 57 | 1= of 1,189 |
| Median home value | $2M+ | 1= of 27 | 1= of 58 | 1= of 1,317 |
1= means a shared first place: 95120's median household income ties with 5 other ZIP codes at the Census cap in Santa Clara County; median household income ties with 11 other ZIP codes at the Census cap in California; median home value ties with 1 other ZIP code at the Census cap in San Jose; median home value ties with 14 other ZIP codes at the Census cap in Santa Clara County; median home value ties with 61 other ZIP codes at the Census cap in California.
Its median household income is at the Census cap of $250,000 or more, like 117 other U.S. residential ZIP codes (69 of the 118 are large enough to rank), and it is denser than 78% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 95120?
The 2020 Census counted 38,341 people in 95120; the ACS, which samples households over 2020-2024, estimates 36,967. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 36,967
- 2020 Census count
- 38,341
- Households
- 12,660
- Median age
- 47.5
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 95120?
Of the 36,967 people the ACS estimates in 95120, 22.3% are under 18 and 20.4% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (44.1%), then Asian (not Hispanic) (41.3%).
- Under 1822.3%
- 18 to 6457.3%
- 65 and older20.4%
- White, not Hispanic44.1%
- Asian, not Hispanic41.3%
- Hispanic or Latino7.5%
- Other or two or more6.6%
- Black, not Hispanic0.5%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 95120 earn?
Median household income is $250,000 or more (ACS 2020-2024), the highest of the 57 ranked ZIP codes in Santa Clara County.
- Median household income
- $250,000 or more
- Income per person
- $112,522
- Below the poverty line
- 2.2%
- Unemployed (of the labor force)
- 3.6%
- Adults 25+ with a bachelor's degree
- 75.2%
- Adjusted gross income per tax return, 2022
- $311,49517,650 returns; wages 72% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 95120?
FHFA's house price index for 95120, built from repeat sales and appraisals of the same homes, rose 13% from 2015 to 2025 and rose 22% from 2020 to 2025.
- Median home value (owners' estimate)
- $2,000,000 or more
- Median gross rent
- $3,500 or more
- Homes owned by their occupants
- 89.1%
- Housing units
- 12,981
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 95120?
571 business establishments had a location in this ZIP code in 2023, 40 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services127
- Health care and social assistance79
- Real estate and rental and leasing68
- Construction51
- Accommodation and food services43
- Other services (except public administration)41
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 95120?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 95032 | Los Gatos | 27,313 | $204k | 3.3 mi |
| 95119 | San Jose | 10,841 | $174k | 4.1 mi |
| 95123 | San Jose | 69,677 | $144k | 4.1 mi |
| 95139 | San Jose | 7,035 | $179k | 5.1 mi |
| 95118 | San Jose | 32,015 | $153k | 5.5 mi |
| 95013 | Coyote | 57 | $174k | 6.0 mi |
| 95124 | San Jose | 52,096 | $186k | 6.6 mi |
| 95033 | Los Gatos | 9,600 | $189k | 7.5 mi |
| 95037 | Morgan Hill | 51,943 | $163k | 9.6 mi |
| 95136 | San Jose | 48,056 | $142k | 5.9 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.