PlainZIP

Los Gatos, CA · standard

ZIP Code 95033

Santa Cruz County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,372
40/sq mi
$189,118
Median income
$1,417,200
Median home value
69.6%
Bachelor's or higher

The verdict

Los Gatos pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 1%
household income, US ZIPs
Top 1%
home value, US ZIPs
40
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95033 against every reporting US ZIP.

ZIP code 95033 is a mid-sized community (a standard USPS delivery area) in Los Gatos, Santa Cruz County, California, home to 9,372 residents across 237.3 square miles, a density of 40 people per square mile, in the Los Angeles time zone.

ZIP 95033 skews affluent, with a median household income of $189,118 (86% above the California average), while per-capita income is $104,535. 3.5% of residents live below the poverty line, and the unemployment rate reads 4.5%. Median home value sits at $1,417,200 (83% above the state average), median rent at $3,501 a month, and owner-occupancy at 76.7%.

This is a highly-educated ZIP: 69.6% of adults hold a bachelor's degree or higher, the median age is 45.3, and the average commute is 35 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Santa Cruz County, so you can benchmark 95033 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95033

Top 5 sectors by establishment count in Los Gatos, CA

Which industries have the most business establishments in ZIP 95033.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95033, Los Gatos, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,372

Population

237.3

Area (sq mi)

40

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95033?

45.3

Median Age

49.9%

Male

50.1%

Female

15.7%

Foreign-Born

White 76.3%
African American 0.2%
Asian 5.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 12.4%
Hispanic or Latino 13.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$189,118

Median Household Income

+86% vs state

$104,535

Per Capita Income

3.5%

Poverty Rate

4.5%

Unemployment Rate

34.9 min

Mean Commute Time

How ZIP 95033 ranks nationally

Los Gatos, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$189,118 Top 1% higher than 99% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). Below this entry. $180,000–$200,000: 186 US ZIPs (1%). This entry sits in this band. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 78.3%
Bachelor's Degree or Higher 69.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,164

Total Housing Units

3,766

Occupied Units

398

Vacant Units

2.53

Avg Household Size

Occupancy Type

Owner 76.7%
Renter 23.3%

$1,417,200

Median Home Value

+83% vs state

$3,501

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-2.5%

YoY Change (2024)

232

HPI Index (2000 = 100)

+132%

Total Change Since 2000

Home values in ZIP 95033 have decreased 2.5% over the past year (2024). Since 2000, this ZIP has seen +132% cumulative appreciation.

Year Annual Change HPI Index
2020 -1.7% 197
2021 +7.6% 212
2022 +17.5% 249
2023 -4.2% 238
2024 -2.5% 232

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 149 business establishments in ZIP 95033, employing approximately 623 people with a combined annual payroll of $35,845,000.

149

Businesses

623

Employees

$35.8M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 33 22.1%
Professional, scientific, and technical services 31 20.8%
Real estate and rental and leasing 13 8.7%
Health care and social assistance 13 8.7%
Other services (except public administration) 8 5.4%
Retail trade 7 4.7%
Administrative and support and waste management and remediation services 7 4.7%
Finance and insurance 6 4.0%
Educational services 6 4.0%
Accommodation and food services 6 4.0%
Utilities 4 2.7%
Manufacturing 4 2.7%
Information 4 2.7%
Arts, entertainment, and recreation 3 2.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95033 vs 95030 →

ZIP 95033 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95033 ranks #9 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95033 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95033 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95030 Los Gatos, CA 12,791 4.3 mi
95032 Los Gatos, CA 25,089 4.8 mi
95066 Scotts Valley, CA 14,749 6.6 mi
95130 San Jose, CA 13,911 8.8 mi
95065 Santa Cruz, CA 8,113 8.9 mi
95008 Campbell, CA 45,260 8.4 mi
95124 San Jose, CA 47,082 7.4 mi
95120 San Jose, CA 37,457 7.8 mi
95018 Felton, CA 7,778 7.3 mi
95070 Saratoga, CA 30,617 7.6 mi

More ZIP Codes in Santa Cruz County

95076 standard
Watsonville, CA
Pop: 82,474
95060 standard
Santa Cruz, CA
Pop: 46,377
95062 standard
Santa Cruz, CA
Pop: 36,079
95003 standard
Aptos, CA
Pop: 23,974
95066 standard
Scotts Valley, CA
Pop: 14,749
95073 standard
Soquel, CA
Pop: 10,154

Related Areas

Santa Cruz County Los Gatos, CA California

Frequently Asked Questions

What county is ZIP code 95033 in? ▼
ZIP code 95033 (Los Gatos) is located in Santa Cruz County, California. Santa Cruz County contains multiple ZIP codes, see the full list at /counties/santa-cruz-ca.
What is the population of ZIP code 95033? ▼
ZIP code 95033 in Los Gatos, CA has a population of 9,372 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95033? ▼
The median household income in ZIP 95033 is $189,118, which is 148% above the national average of $76,288.
What is the average home value in ZIP 95033? ▼
The median home value in ZIP 95033 is $1,417,200, which is 410% above the national average of $278,155.
What is the demographic makeup of ZIP 95033? ▼
The largest racial group in ZIP 95033 is White at 76.3%. Hispanic or Latino residents make up 13.2% of the population.
How many businesses are in ZIP code 95033? ▼
ZIP code 95033 has 149 business establishments employing approximately 623 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95033? ▼
The top industries by establishment count in ZIP 95033 are: Construction (33), Professional, scientific, and technical services (31), Real estate and rental and leasing (13). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 95033? ▼
According to the FHFA House Price Index, home values in ZIP 95033 decreased by 2.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 132%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95033? ▼
In ZIP code 95033, 78.3% of residents aged 25+ have a high school diploma or higher, and 69.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95033? ▼
The mean commute time for workers in ZIP code 95033 is 34.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95033? ▼
In ZIP code 95033, approximately 76.7% of occupied housing units are owner-occupied and 23.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95033? ▼
The poverty rate in ZIP code 95033 is 3.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.