Saratoga, CA · standard
ZIP Code 95070
Santa Clara County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 30,617
- 464/sq mi
- $250,001
- Median income
- $2,000,001
- Median home value
- 80.9%
- Bachelor's or higher
The verdict
Saratoga pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 1%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 464
- people per sq mi
- 87%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95070 against every reporting US ZIP.
ZIP code 95070 is classified by USPS as a standard delivery area and covers roughly 66.0 square miles in Saratoga, Santa Clara County, California. The area is home to 30,617 residents, producing a population density of 464 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95070 against California and the nation.
On the economic side, the median household income for ZIP 95070 sits at $250,001 (146% above the California average), while per-capita income is $125,238. The poverty rate stands at 3.4% and the unemployment rate at 4.0%. On housing, the median home value is $2,000,001 (159% above the state average) with median rent at $3,501 per month, and 86.6% of occupied units are owner-occupied, a direct signal of whether 95070 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 80.9% of adults hold a bachelor's degree or higher, the median age is 51.6, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Santa Clara County, so you can benchmark 95070 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 95070
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 95070.
- Professional, scientific, and technical services
Professional, scientific, and technical services
191 establishments
- Health care and social assistance
Health care and social assistance
125 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
100 establishments
- Accommodation and food services 59
Accommodation and food services
59 establishments
- Other services (except public administration) 58
Other services (except public administration)
58 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95070, Saratoga, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
30,617
Population
66.0
Area (sq mi)
464
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95070?
51.6
Median Age
49.7%
Male
50.3%
Female
45.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$250,001
Median Household Income
+146% vs state
$125,238
Per Capita Income
3.4%
Poverty Rate
4.0%
Unemployment Rate
25.4 min
Mean Commute Time
How ZIP 95070 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$250,001 Top 1% higher than 99% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
11,887
Total Housing Units
11,194
Occupied Units
693
Vacant Units
2.79
Avg Household Size
Occupancy Type
$2,000,001
Median Home Value
+159% vs state
$3,501
Median Rent
1968
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-5.2%
YoY Change (2022)
102
HPI Index (2000 = 100)
+2%
Total Change Since 2000
Home values in ZIP 95070 have decreased 5.2% over the past year (2022). Since 2000, this ZIP has seen +2% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2018 | +1.6% | 138 |
| 2019 | -23.0% | 106 |
| 2020 | +5.4% | 112 |
| 2021 | -3.5% | 108 |
| 2022 | -5.2% | 102 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 807 business establishments in ZIP 95070, employing approximately 5,888 people with a combined annual payroll of $386,172,000.
807
Businesses
5,888
Employees
$386.2M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 191 | 23.7% |
| Health care and social assistance | 125 | 15.5% |
| Real estate and rental and leasing | 100 | 12.4% |
| Accommodation and food services | 59 | 7.3% |
| Other services (except public administration) | 58 | 7.2% |
| Finance and insurance | 56 | 6.9% |
| Construction | 55 | 6.8% |
| Information | 33 | 4.1% |
| Retail trade | 27 | 3.4% |
| Educational services | 25 | 3.1% |
| Arts, entertainment, and recreation | 22 | 2.7% |
| Administrative and support and waste management and remediation services | 20 | 2.5% |
| Wholesale trade | 13 | 1.6% |
| Manufacturing | 12 | 1.5% |
| Agriculture, forestry, fishing and hunting | 3 | 0.4% |
| Transportation and warehousing | 3 | 0.4% |
| Industries not classified | 3 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95070 vs 95014 →
ZIP 95070 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95014
Cupertino (95014)
60,717 residents
- 94087
Sunnyvale (94087)
54,293 residents
- 95124
San Jose (95124)
47,082 residents
- 94086
Sunnyvale (94086)
45,697 residents
- 95008
Campbell (95008)
45,260 residents
- 95129
San Jose (95129)
38,720 residents
- 95070
Saratoga (95070)
30,617 residents
- 95117
San Jose (95117)
30,067 residents
- 94024 22,385
Los Altos (94024)
22,385 residents
What this shows Among its immediate neighbors, ZIP 95070 ranks #7 by population — useful context the national average alone can't give.
ZIP 95070 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95070
Saratoga (95070)
$250,001 median income
- 94024
Los Altos (94024)
$250,001 median income
- 95030
Los Gatos (95030)
$250,001 median income
- 95014
Cupertino (95014)
$230,913 median income
- 94087
Sunnyvale (94087)
$207,742 median income
- 95129
San Jose (95129)
$195,708 median income
- 95124
San Jose (95124)
$185,926 median income
- 94086
Sunnyvale (94086)
$177,054 median income
- 95130
San Jose (95130)
$159,556 median income
What this shows By household income, ZIP 95070 ranks the highest of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95014 | Cupertino, CA | 60,717 | 3.8 mi |
| 95129 | San Jose, CA | 38,720 | 4.3 mi |
| 95030 | Los Gatos, CA | 12,791 | 4.3 mi |
| 95130 | San Jose, CA | 13,911 | 4.3 mi |
| 94087 | Sunnyvale, CA | 54,293 | 6.6 mi |
| 95008 | Campbell, CA | 45,260 | 5.4 mi |
| 95124 | San Jose, CA | 47,082 | 7.0 mi |
| 94024 | Los Altos, CA | 22,385 | 7.1 mi |
| 94086 | Sunnyvale, CA | 45,697 | 8.1 mi |
| 95117 | San Jose, CA | 30,067 | 6.1 mi |
More ZIP Codes in Santa Clara County
Related Areas
Frequently Asked Questions
What county is ZIP code 95070 in? ▼
What is the population of ZIP code 95070? ▼
What is the median household income in ZIP 95070? ▼
What is the average home value in ZIP 95070? ▼
What is the demographic makeup of ZIP 95070? ▼
How many businesses are in ZIP code 95070? ▼
What are the main industries in ZIP code 95070? ▼
How have home values changed in ZIP code 95070? ▼
What is the education level in ZIP code 95070? ▼
What is the average commute time in ZIP 95070? ▼
What percentage of residents own vs. rent in ZIP 95070? ▼
What is the poverty rate in ZIP code 95070? ▼
ZIP Code Research Guides
Official Data Resources for Saratoga, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.