Los Gatos, CA · standard
ZIP Code 95032
Santa Clara County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 25,089
- 603/sq mi
- $203,727
- Median income
- $2,000,001
- Median home value
- 75.4%
- Bachelor's or higher
The verdict
Los Gatos pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 1%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 603
- people per sq mi
- 65%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95032 against every reporting US ZIP.
ZIP code 95032 is classified by USPS as a standard delivery area and covers roughly 41.6 square miles in Los Gatos, Santa Clara County, California. The area is home to 25,089 residents, producing a population density of 603 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95032 against California and the nation.
On the economic side, the median household income for ZIP 95032 sits at $203,727 (100% above the California average), while per-capita income is $121,898. The poverty rate stands at 4.2% and the unemployment rate at 5.2%. On housing, the median home value is $2,000,001 (159% above the state average) with median rent at $3,389 per month, and 65.4% of occupied units are owner-occupied, a direct signal of whether 95032 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 75.4% of adults hold a bachelor's degree or higher, the median age is 44, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Santa Clara County, so you can benchmark 95032 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 95032
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 95032.
- Health care and social assistance
Health care and social assistance
317 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
158 establishments
- Real estate and rental and leasing 110
Real estate and rental and leasing
110 establishments
- Other services (except public administration) 74
Other services (except public administration)
74 establishments
- Retail trade 56
Retail trade
56 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95032, Los Gatos, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
25,089
Population
41.6
Area (sq mi)
603
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95032?
44.0
Median Age
49.0%
Male
51.0%
Female
29.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$203,727
Median Household Income
+100% vs state
$121,898
Per Capita Income
4.2%
Poverty Rate
5.2%
Unemployment Rate
27.4 min
Mean Commute Time
How ZIP 95032 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$203,727 Top 1% higher than 99% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
10,966
Total Housing Units
10,450
Occupied Units
516
Vacant Units
2.58
Avg Household Size
Occupancy Type
$2,000,001
Median Home Value
+159% vs state
$3,389
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+12.7%
YoY Change (2022)
156
HPI Index (2000 = 100)
+56%
Total Change Since 2000
Home values in ZIP 95032 have increased 12.7% over the past year (2022). Since 2000, this ZIP has seen +56% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2018 | -16.7% | 173 |
| 2019 | -6.2% | 162 |
| 2020 | -4.6% | 155 |
| 2021 | -10.8% | 138 |
| 2022 | +12.7% | 156 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,019 business establishments in ZIP 95032, employing approximately 12,922 people with a combined annual payroll of $3,535,278,000.
1,019
Businesses
12,922
Employees
$3.5B
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 317 | 31.1% |
| Professional, scientific, and technical services | 158 | 15.5% |
| Real estate and rental and leasing | 110 | 10.8% |
| Other services (except public administration) | 74 | 7.3% |
| Retail trade | 56 | 5.5% |
| Construction | 52 | 5.1% |
| Accommodation and food services | 50 | 4.9% |
| Finance and insurance | 48 | 4.7% |
| Administrative and support and waste management and remediation services | 42 | 4.1% |
| Educational services | 32 | 3.1% |
| Information | 29 | 2.9% |
| Arts, entertainment, and recreation | 21 | 2.1% |
| Wholesale trade | 14 | 1.4% |
| Manufacturing | 11 | 1.1% |
| Transportation and warehousing | 3 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95032 vs 95124 →
ZIP 95032 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95123
San Jose (95123)
62,228 residents
- 95125
San Jose (95125)
51,939 residents
- 95124
San Jose (95124)
47,082 residents
- 95008
Campbell (95008)
45,260 residents
- 95120
San Jose (95120)
37,457 residents
- 95128
San Jose (95128)
34,836 residents
- 95118
San Jose (95118)
31,932 residents
- 95126
San Jose (95126)
31,049 residents
- 95032
Los Gatos (95032)
25,089 residents
What this shows Among its immediate neighbors, ZIP 95032 ranks #9 by population — useful context the national average alone can't give.
ZIP 95032 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95030
Los Gatos (95030)
$250,001 median income
- 95120
San Jose (95120)
$250,001 median income
- 95032
Los Gatos (95032)
$203,727 median income
- 95033
Los Gatos (95033)
$189,118 median income
- 95124
San Jose (95124)
$185,926 median income
- 95125
San Jose (95125)
$160,738 median income
- 95118
San Jose (95118)
$152,682 median income
- 95123
San Jose (95123)
$144,276 median income
- 95008
Campbell (95008)
$141,131 median income
What this shows By household income, ZIP 95032 ranks #3 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95124 | San Jose, CA | 47,082 | 2.9 mi |
| 95030 | Los Gatos, CA | 12,791 | 3.1 mi |
| 95118 | San Jose, CA | 31,932 | 3.5 mi |
| 95008 | Campbell, CA | 45,260 | 4.7 mi |
| 95033 | Los Gatos, CA | 9,372 | 4.8 mi |
| 95128 | San Jose, CA | 34,836 | 7.0 mi |
| 95125 | San Jose, CA | 51,939 | 5.9 mi |
| 95120 | San Jose, CA | 37,457 | 5.1 mi |
| 95126 | San Jose, CA | 31,049 | 7.7 mi |
| 95123 | San Jose, CA | 62,228 | 5.6 mi |
More ZIP Codes in Santa Clara County
Related Areas
Frequently Asked Questions
What county is ZIP code 95032 in? ▼
What is the population of ZIP code 95032? ▼
What is the median household income in ZIP 95032? ▼
What is the average home value in ZIP 95032? ▼
What is the demographic makeup of ZIP 95032? ▼
How many businesses are in ZIP code 95032? ▼
What are the main industries in ZIP code 95032? ▼
How have home values changed in ZIP code 95032? ▼
What is the education level in ZIP code 95032? ▼
What is the average commute time in ZIP 95032? ▼
What percentage of residents own vs. rent in ZIP 95032? ▼
What is the poverty rate in ZIP code 95032? ▼
ZIP Code Research Guides
Official Data Resources for Los Gatos, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.