PlainZIP

Los Gatos, CA · standard

ZIP Code 95032

Santa Clara County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

25,089
603/sq mi
$203,727
Median income
$2,000,000+
Median home value
75.4%
Bachelor's or higher

The verdict

Los Gatos pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 1%
household income, US ZIPs
Top 1%
home value, US ZIPs
603
people per sq mi
65%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95032 against every reporting US ZIP.

ZIP code 95032 is a densely settled ZIP (a standard USPS delivery area) in Los Gatos, Santa Clara County, California, with 25,089 residents across 41.6 square miles, a density of 603 people per square mile, in the Los Angeles time zone.

ZIP 95032 skews affluent, with a median household income of $203,727 (100% above the California average), while per-capita income is $121,898. Poverty here runs at 4.2%, with unemployment measured at 5.2%. Housing costs here run $2,000,000+ for a typical home value (159% above the state average), with rent averaging $3,389 a month; 65.4% of homes are owner-occupied.

This is a highly-educated ZIP: 75.4% of adults hold a bachelor's degree or higher, the median age is 44, and the average commute is 27 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 95032, plus 6 more within Santa Clara County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95032

Top 5 sectors by establishment count in Los Gatos, CA

Which industries have the most business establishments in ZIP 95032.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95032, Los Gatos, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

25,089

Population

41.6

Area (sq mi)

603

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95032?

44.0

Median Age

49.0%

Male

51.0%

Female

29.1%

Foreign-Born

White 62.6%
African American 1.5%
Asian 22.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 10.3%
Hispanic or Latino 10.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$203,727

Median Household Income

+100% vs state

$121,898

Per Capita Income

4.2%

Poverty Rate

5.2%

Unemployment Rate

27.4 min

Mean Commute Time

How ZIP 95032 ranks nationally

Los Gatos, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$203,727 Top 1% higher than 99% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). Below this entry. $180,000–$200,000: 186 US ZIPs (1%). Below this entry. $200,000–$220,000: 324 US ZIPs (1%). This entry sits in this band. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 81.8%
Bachelor's Degree or Higher 75.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,966

Total Housing Units

10,450

Occupied Units

516

Vacant Units

2.58

Avg Household Size

Occupancy Type

Owner 65.4%
Renter 34.6%

$2,000,000+

Median Home Value

+159% vs state

$3,389

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+12.7%

YoY Change (2022)

156

HPI Index (2000 = 100)

+56%

Total Change Since 2000

Home values in ZIP 95032 have increased 12.7% over the past year (2022). Since 2000, this ZIP has seen +56% cumulative appreciation.

Year Annual Change HPI Index
2018 -16.7% 173
2019 -6.2% 162
2020 -4.6% 155
2021 -10.8% 138
2022 +12.7% 156

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,019 business establishments in ZIP 95032, employing approximately 12,922 people with a combined annual payroll of $3,535,278,000.

1,019

Businesses

12,922

Employees

$3.5B

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 317 31.1%
Professional, scientific, and technical services 158 15.5%
Real estate and rental and leasing 110 10.8%
Other services (except public administration) 74 7.3%
Retail trade 56 5.5%
Construction 52 5.1%
Accommodation and food services 50 4.9%
Finance and insurance 48 4.7%
Administrative and support and waste management and remediation services 42 4.1%
Educational services 32 3.1%
Information 29 2.9%
Arts, entertainment, and recreation 21 2.1%
Wholesale trade 14 1.4%
Manufacturing 11 1.1%
Transportation and warehousing 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95032 vs 95124 →

ZIP 95032 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95032 ranks #9 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95032 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95032 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95124 San Jose, CA 47,082 2.9 mi
95030 Los Gatos, CA 12,791 3.1 mi
95118 San Jose, CA 31,932 3.5 mi
95008 Campbell, CA 45,260 4.7 mi
95033 Los Gatos, CA 9,372 4.8 mi
95128 San Jose, CA 34,836 7.0 mi
95125 San Jose, CA 51,939 5.9 mi
95120 San Jose, CA 37,457 5.1 mi
95126 San Jose, CA 31,049 7.7 mi
95123 San Jose, CA 62,228 5.6 mi

More ZIP Codes in Santa Clara County

95035 standard
Milpitas, CA
Pop: 66,943
95123 standard
San Jose, CA
Pop: 62,228
95127 standard
San Jose, CA
Pop: 61,325
95014 standard
Cupertino, CA
Pop: 60,717
95111 standard
San Jose, CA
Pop: 58,466
95020 standard
Gilroy, CA
Pop: 57,349

Related Areas

Santa Clara County Los Gatos, CA California

Frequently Asked Questions

What county is ZIP code 95032 in? ▼
ZIP code 95032 (Los Gatos) is located in Santa Clara County, California. Santa Clara County contains multiple ZIP codes, see the full list at /counties/santa-clara-ca.
What is the population of ZIP code 95032? ▼
ZIP code 95032 in Los Gatos, CA has a population of 25,089 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95032? ▼
The median household income in ZIP 95032 is $203,727, which is 167% above the national average of $76,288.
What is the average home value in ZIP 95032? ▼
The median home value in ZIP 95032 is $2,000,000+, which is 619% above the national average of $278,155.
What is the demographic makeup of ZIP 95032? ▼
The largest racial group in ZIP 95032 is White at 62.6%. Hispanic or Latino residents make up 10.6% of the population.
How many businesses are in ZIP code 95032? ▼
ZIP code 95032 has 1,019 business establishments employing approximately 12,922 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95032? ▼
The top industries by establishment count in ZIP 95032 are: Health care and social assistance (317), Professional, scientific, and technical services (158), Real estate and rental and leasing (110). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95032? ▼
According to the FHFA House Price Index, home values in ZIP 95032 increased by 12.7% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 56%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95032? ▼
In ZIP code 95032, 81.8% of residents aged 25+ have a high school diploma or higher, and 75.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95032? ▼
The mean commute time for workers in ZIP code 95032 is 27.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95032? ▼
In ZIP code 95032, approximately 65.4% of occupied housing units are owner-occupied and 34.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95032? ▼
The poverty rate in ZIP code 95032 is 4.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.