Los Gatos, CA · standard
ZIP Code 95032
Santa Clara County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 25,089
- 603/sq mi High-density area
- $203,727
- Median income Above-median income area
- $2,000,000+
- Median home value Above-median home value
- 75.4%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Los Gatos pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 1%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 603
- people per sq mi
- 65%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95032 against every reporting US ZIP.
ZIP code 95032 is a densely settled ZIP (a standard USPS delivery area) in Los Gatos, Santa Clara County, California, with 25,089 residents across 41.6 square miles, a density of 603 people per square mile, in the Los Angeles time zone.
ZIP 95032 skews affluent, with a median household income of $203,727 (100% above the average California ZIP), while per-capita income is $121,898. The poverty rate is 4.2%, with unemployment at 5.2%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $2,000,000+ (159% above the average California ZIP), while 65.4% of occupied homes are owner-occupied and median rent is $3,389.
This is a highly-educated ZIP: 75.4% of adults hold a bachelor's degree or higher, the median age is 44, and the average commute is 27 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Santa Clara County, so 95032 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95032
Top 5 sectors by establishment count in Los Gatos, CA
Which industries have the most business establishments in ZIP 95032.
- Health care and social assistance
Health care and social assistance
317 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
158 establishments
- Real estate and rental and leasing 110
Real estate and rental and leasing
110 establishments
- Other services (except public administration) 74
Other services (except public administration)
74 establishments
- Retail trade 56
Retail trade
56 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95032, Los Gatos, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
25,089
Population
41.6
Area (sq mi)
603
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95032?
44.0
Median Age
49.0%
Male
51.0%
Female
29.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$203,727
Median Household Income
+100% vs state ZIP avg
$121,898
Per Capita Income
4.2%
Poverty Rate
5.2%
Unemployment Rate
27.4 min
Mean Commute Time
How ZIP 95032 ranks among California ZIPs
Los Gatos, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$203,727 Top 4% higher than 96% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
10,966housing units
10,966
Total Housing Units
10,450
Occupied Units
516
Vacant Units
2.58
Avg Household Size
Occupancy Type
$2,000,000+
Median Home Value
+159% vs state ZIP avg
$3,389
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+12.7%
YoY Change (2022)
156
HPI Index (2000 = 100)
+56%
Total Change Since 2000
Home values in ZIP 95032 have increased 12.7% over the past year (2022). Since 2000, this ZIP has seen +56% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2018 | -16.7% | 173 |
| 2019 | -6.2% | 162 |
| 2020 | -4.6% | 155 |
| 2021 | -10.8% | 138 |
| 2022 | +12.7% | 156 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,019 business establishments in ZIP 95032, employing approximately 12,922 people with a combined annual payroll of $3,535,278,000.
1,019
Businesses
12,922
Employees
$3.5B
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 317 | 31.1% |
| Professional, scientific, and technical services | 158 | 15.5% |
| Real estate and rental and leasing | 110 | 10.8% |
| Other services (except public administration) | 74 | 7.3% |
| Retail trade | 56 | 5.5% |
| Construction | 52 | 5.1% |
| Accommodation and food services | 50 | 4.9% |
| Finance and insurance | 48 | 4.7% |
| Administrative and support and waste management and remediation services | 42 | 4.1% |
| Educational services | 32 | 3.1% |
| Information | 29 | 2.9% |
| Arts, entertainment, and recreation | 21 | 2.1% |
| Wholesale trade | 14 | 1.4% |
| Manufacturing | 11 | 1.1% |
| Transportation and warehousing | 3 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95032 vs 95124 →
ZIP 95032 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95123
San Jose (95123)
62,228 residents
- 95125
San Jose (95125)
51,939 residents
- 95124
San Jose (95124)
47,082 residents
- 95008
Campbell (95008)
45,260 residents
- 95120
San Jose (95120)
37,457 residents
- 95128
San Jose (95128)
34,836 residents
- 95118
San Jose (95118)
31,932 residents
- 95126
San Jose (95126)
31,049 residents
- 95032
Los Gatos (95032)
25,089 residents
What this shows Among its immediate neighbors, ZIP 95032 ranks #9 by population - useful context the national average alone can't give.
ZIP 95032 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95030
Los Gatos (95030)
$250,000 median income
- 95120
San Jose (95120)
$250,000 median income
- 95032
Los Gatos (95032)
$203,727 median income
- 95033
Los Gatos (95033)
$189,118 median income
- 95124
San Jose (95124)
$185,926 median income
- 95125
San Jose (95125)
$160,738 median income
- 95118
San Jose (95118)
$152,682 median income
- 95123
San Jose (95123)
$144,276 median income
- 95008
Campbell (95008)
$141,131 median income
What this shows By household income, ZIP 95032 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95124 | San Jose, CA | 47,082 | 2.9 mi |
| 95030 | Los Gatos, CA | 12,791 | 3.1 mi |
| 95118 | San Jose, CA | 31,932 | 3.5 mi |
| 95008 | Campbell, CA | 45,260 | 4.7 mi |
| 95033 | Los Gatos, CA | 9,372 | 4.8 mi |
| 95128 | San Jose, CA | 34,836 | 7.0 mi |
| 95125 | San Jose, CA | 51,939 | 5.9 mi |
| 95120 | San Jose, CA | 37,457 | 5.1 mi |
| 95126 | San Jose, CA | 31,049 | 7.7 mi |
| 95123 | San Jose, CA | 62,228 | 5.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95032, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (25,089 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Santa Clara County
Related Areas
Frequently Asked Questions
What county is ZIP code 95032 in?
ZIP code 95032 (Los Gatos) is located in Santa Clara County, California. Santa Clara County contains multiple ZIP codes, see the full list at /counties/santa-clara-ca.
What is the population of ZIP code 95032?
ZIP code 95032 in Los Gatos, CA has a population of 25,089 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95032?
The median household income in ZIP 95032 is $203,727, which is 167% above the national average of $76,288.
What is the average home value in ZIP 95032?
The median home value in ZIP 95032 is $2,000,000+, which is 619% above the national average of $278,155.
What is the demographic makeup of ZIP 95032?
The largest racial group in ZIP 95032 is White at 62.6%. Hispanic or Latino residents make up 10.6% of the population.
How many businesses are in ZIP code 95032?
ZIP code 95032 has 1,019 business establishments employing approximately 12,922 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95032?
The top industries by establishment count in ZIP 95032 are: Health care and social assistance (317), Professional, scientific, and technical services (158), Real estate and rental and leasing (110). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95032?
According to the FHFA House Price Index, home values in ZIP 95032 increased by 12.7% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 56%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95032?
In ZIP code 95032, 81.8% of residents aged 25+ have a high school diploma or higher, and 75.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95032?
The mean commute time for workers in ZIP code 95032 is 27.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95032?
In ZIP code 95032, approximately 65.4% of occupied housing units are owner-occupied and 34.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95032?
The poverty rate in ZIP code 95032 is 4.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 95032's numbers, next.
- See how ZIP 95032 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Los Gatos, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.