Scotts Valley, CA · standard
ZIP Code 95066
Santa Cruz County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 14,749
- 301/sq mi
- $151,250
- Median income
- $1,136,400
- Median home value
- 56.7%
- Bachelor's or higher
The verdict
Scotts Valley pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 4%
- household income, US ZIPs
- Top 2%
- home value, US ZIPs
- 301
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95066 against every reporting US ZIP.
ZIP code 95066 is classified by USPS as a standard delivery area and covers roughly 49.1 square miles in Scotts Valley, Santa Cruz County, California. The area is home to 14,749 residents, producing a population density of 301 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95066 against California and the nation.
On the economic side, the median household income for ZIP 95066 sits at $151,250 (49% above the California average), while per-capita income is $84,587. The poverty rate stands at 5.7% and the unemployment rate at 2.7%. On housing, the median home value is $1,136,400 (47% above the state average) with median rent at $2,494 per month, and 76.5% of occupied units are owner-occupied, a direct signal of whether 95066 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 56.7% of adults hold a bachelor's degree or higher, the median age is 47.1, and the average commute is 24 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Santa Cruz County, so you can benchmark 95066 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 95066
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 95066.
- Professional, scientific, and technical services
Professional, scientific, and technical services
86 establishments
- Construction
Construction
66 establishments
- Health care and social assistance
Health care and social assistance
60 establishments
- Retail trade
Retail trade
53 establishments
- Accommodation and food services
Accommodation and food services
49 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95066, Scotts Valley, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
14,749
Population
49.1
Area (sq mi)
301
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95066?
47.1
Median Age
50.4%
Male
49.6%
Female
11.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$151,250
Median Household Income
+49% vs state
$84,587
Per Capita Income
5.7%
Poverty Rate
2.7%
Unemployment Rate
24.1 min
Mean Commute Time
How ZIP 95066 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$151,250 Top 4% higher than 96% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
6,664
Total Housing Units
6,195
Occupied Units
469
Vacant Units
2.39
Avg Household Size
Occupancy Type
$1,136,400
Median Home Value
+47% vs state
$2,494
Median Rent
1982
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.8%
YoY Change (2024)
251
HPI Index (2000 = 100)
+151%
Total Change Since 2000
Home values in ZIP 95066 have increased 1.8% over the past year (2024). Since 2000, this ZIP has seen +151% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -3.8% | 188 |
| 2021 | +8.1% | 203 |
| 2022 | +15.5% | 235 |
| 2023 | +5.2% | 247 |
| 2024 | +1.8% | 251 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 538 business establishments in ZIP 95066, employing approximately 7,553 people with a combined annual payroll of $581,362,000.
538
Businesses
7,553
Employees
$581.4M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 86 | 16.0% |
| Construction | 66 | 12.3% |
| Health care and social assistance | 60 | 11.2% |
| Retail trade | 53 | 9.8% |
| Accommodation and food services | 49 | 9.1% |
| Other services (except public administration) | 39 | 7.3% |
| Real estate and rental and leasing | 31 | 5.8% |
| Wholesale trade | 28 | 5.2% |
| Manufacturing | 26 | 4.8% |
| Finance and insurance | 24 | 4.5% |
| Administrative and support and waste management and remediation services | 24 | 4.5% |
| Educational services | 19 | 3.5% |
| Information | 14 | 2.6% |
| Arts, entertainment, and recreation | 13 | 2.4% |
| Transportation and warehousing | 4 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95066 vs 95018 →
ZIP 95066 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95060
Santa Cruz (95060)
46,377 residents
- 95062
Santa Cruz (95062)
36,079 residents
- 95066 14,749
Scotts Valley (95066)
14,749 residents
- 95073 10,154
Soquel (95073)
10,154 residents
- 95033 9,372
Los Gatos (95033)
9,372 residents
- 95065 8,113
Santa Cruz (95065)
8,113 residents
- 95018 7,778
Felton (95018)
7,778 residents
- 95064 7,331
Santa Cruz (95064)
7,331 residents
- 95005 6,311
Ben Lomond (95005)
6,311 residents
What this shows Among its immediate neighbors, ZIP 95066 ranks #3 by population — useful context the national average alone can't give.
ZIP 95066 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95033
Los Gatos (95033)
$189,118 median income
- 95065
Santa Cruz (95065)
$153,222 median income
- 95066
Scotts Valley (95066)
$151,250 median income
- 95018
Felton (95018)
$129,464 median income
- 95064
Santa Cruz (95064)
$121,042 median income
- 95073
Soquel (95073)
$118,169 median income
- 95062
Santa Cruz (95062)
$112,106 median income
- 95060
Santa Cruz (95060)
$108,591 median income
- 95005
Ben Lomond (95005)
$104,375 median income
What this shows By household income, ZIP 95066 ranks #3 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95018 | Felton, CA | 7,778 | 2.5 mi |
| 95041 | Mount Hermon, CA | 160 | 2.7 mi |
| 95065 | Santa Cruz, CA | 8,113 | 3.0 mi |
| 95005 | Ben Lomond, CA | 6,311 | 4.6 mi |
| 95073 | Soquel, CA | 10,154 | 5.0 mi |
| 95062 | Santa Cruz, CA | 36,079 | 6.7 mi |
| 95064 | Santa Cruz, CA | 7,331 | 5.9 mi |
| 95033 | Los Gatos, CA | 9,372 | 6.6 mi |
| 95007 | Brookdale, CA | 676 | 5.7 mi |
| 95060 | Santa Cruz, CA | 46,377 | 6.3 mi |
More ZIP Codes in Santa Cruz County
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Frequently Asked Questions
What county is ZIP code 95066 in? ▼
What is the population of ZIP code 95066? ▼
What is the median household income in ZIP 95066? ▼
What is the average home value in ZIP 95066? ▼
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How many businesses are in ZIP code 95066? ▼
What are the main industries in ZIP code 95066? ▼
How have home values changed in ZIP code 95066? ▼
What is the education level in ZIP code 95066? ▼
What is the average commute time in ZIP 95066? ▼
What percentage of residents own vs. rent in ZIP 95066? ▼
What is the poverty rate in ZIP code 95066? ▼
ZIP Code Research Guides
Official Data Resources for Scotts Valley, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.