Santa Cruz, CA · standard
ZIP Code 95062
Santa Cruz County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 36,079
- 2,760/sq mi High-density area
- $112,106
- Median income Above-median income area
- $1,076,500
- Median home value Above-median home value
- 49.8%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Santa Cruz pairs an upper-quartile household income with top-decile home values, in a suburban-density, mixed-tenure area.
- Top 12%
- household income, US ZIPs
- Top 2%
- home value, US ZIPs
- 2,760
- people per sq mi
- 54%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95062 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95062 (Santa Cruz, CA) rose +1.2% from 2023 to 2024. The all-transactions index moved from 286.4 in 2023 to 289.9 in 2024 (2000 = 100).
ZIP code 95062 is a densely settled ZIP (a standard USPS delivery area) in Santa Cruz, Santa Cruz County, California, with 36,079 residents across 13.1 square miles, a density of 2,760 people per square mile, in the Los Angeles time zone.
ZIP 95062 skews affluent, with a median household income of $112,106 (10% above the average California ZIP), while per-capita income is $64,226. The poverty rate is 12.2%, with unemployment at 4.2%; those measures add context to the income figure. Median home value is $1,076,500 (39% above the average California ZIP) and median rent is $2,427; 53.5% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 49.8% of adults hold a bachelor's degree or higher, the median age is 43.3, and the average commute is 22 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Santa Cruz County, so 95062 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95062
Top 5 sectors by establishment count in Santa Cruz, CA
Which industries have the most business establishments in ZIP 95062.
- Health care and social assistance
Health care and social assistance
146 establishments
- Construction
Construction
138 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
134 establishments
- Retail trade
Retail trade
123 establishments
- Other services (except public administration)
Other services (except public administration)
118 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95062, Santa Cruz, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
36,079
Population
13.1
Area (sq mi)
2,760
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95062?
43.3
Median Age
47.4%
Male
52.6%
Female
12.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$112,106
Median Household Income
+10% vs state ZIP avg
$64,226
Per Capita Income
12.2%
Poverty Rate
4.2%
Unemployment Rate
22.0 min
Mean Commute Time
How ZIP 95062 ranks nationally
Santa Cruz, CA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$112,106 Top 12% higher than 88% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
16,979housing units
16,979
Total Housing Units
15,470
Occupied Units
1,509
Vacant Units
2.23
Avg Household Size
Occupancy Type
$1,076,500
Median Home Value
+39% vs state ZIP avg
$2,427
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.2%
YoY Change (2024)
290
HPI Index (2000 = 100)
+190%
Total Change Since 2000
Home values in ZIP 95062 have increased 1.2% over the past year (2024). Since 2000, this ZIP has seen +190% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -1.7% | 221 |
| 2021 | +7.8% | 238 |
| 2022 | +16.7% | 278 |
| 2023 | +3.0% | 286 |
| 2024 | +1.2% | 290 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,049 business establishments in ZIP 95062, employing approximately 10,018 people with a combined annual payroll of $543,865,000.
1,049
Businesses
10,018
Employees
$543.9M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 146 | 13.9% |
| Construction | 138 | 13.2% |
| Professional, scientific, and technical services | 134 | 12.8% |
| Retail trade | 123 | 11.7% |
| Other services (except public administration) | 118 | 11.3% |
| Accommodation and food services | 87 | 8.3% |
| Real estate and rental and leasing | 60 | 5.7% |
| Administrative and support and waste management and remediation services | 60 | 5.7% |
| Manufacturing | 36 | 3.4% |
| Educational services | 35 | 3.3% |
| Wholesale trade | 28 | 2.7% |
| Finance and insurance | 28 | 2.7% |
| Arts, entertainment, and recreation | 25 | 2.4% |
| Transportation and warehousing | 15 | 1.4% |
| Information | 14 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95062 vs 95010 →
ZIP 95062 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95060
Santa Cruz (95060)
46,377 residents
- 95062
Santa Cruz (95062)
36,079 residents
- 95003
Aptos (95003)
23,974 residents
- 95066 14,749
Scotts Valley (95066)
14,749 residents
- 95073 10,154
Soquel (95073)
10,154 residents
- 95010 9,137
Capitola (95010)
9,137 residents
- 95065 8,113
Santa Cruz (95065)
8,113 residents
- 95018 7,778
Felton (95018)
7,778 residents
- 95064 7,331
Santa Cruz (95064)
7,331 residents
What this shows Among its immediate neighbors, ZIP 95062 ranks #2 by population - useful context the national average alone can't give.
ZIP 95062 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95065
Santa Cruz (95065)
$153,222 median income
- 95066
Scotts Valley (95066)
$151,250 median income
- 95003
Aptos (95003)
$148,412 median income
- 95018
Felton (95018)
$129,464 median income
- 95064
Santa Cruz (95064)
$121,042 median income
- 95073
Soquel (95073)
$118,169 median income
- 95062
Santa Cruz (95062)
$112,106 median income
- 95060
Santa Cruz (95060)
$108,591 median income
- 95010
Capitola (95010)
$105,236 median income
What this shows By household income, ZIP 95062 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95010 | Capitola, CA | 9,137 | 2.0 mi |
| 95065 | Santa Cruz, CA | 8,113 | 4.1 mi |
| 95064 | Santa Cruz, CA | 7,331 | 4.0 mi |
| 95066 | Scotts Valley, CA | 14,749 | 6.7 mi |
| 95073 | Soquel, CA | 10,154 | 5.8 mi |
| 95041 | Mount Hermon, CA | 160 | 6.6 mi |
| 95003 | Aptos, CA | 23,974 | 6.7 mi |
| 95018 | Felton, CA | 7,778 | 8.0 mi |
| 95060 | Santa Cruz, CA | 46,377 | 8.4 mi |
| 95005 | Ben Lomond, CA | 6,311 | 10.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95062, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (36,079 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Santa Cruz County
Related Areas
Frequently Asked Questions
What county is ZIP code 95062 in?
ZIP code 95062 (Santa Cruz) is located in Santa Cruz County, California. Santa Cruz County contains multiple ZIP codes, see the full list at /counties/santa-cruz-ca.
What is the population of ZIP code 95062?
ZIP code 95062 in Santa Cruz, CA has a population of 36,079 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95062?
The median household income in ZIP 95062 is $112,106, which is 47% above the national average of $76,288.
What is the average home value in ZIP 95062?
The median home value in ZIP 95062 is $1,076,500, which is 287% above the national average of $278,155.
What is the demographic makeup of ZIP 95062?
The largest racial group in ZIP 95062 is White at 68.1%. Hispanic or Latino residents make up 22.8% of the population.
How many businesses are in ZIP code 95062?
ZIP code 95062 has 1,049 business establishments employing approximately 10,018 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95062?
The top industries by establishment count in ZIP 95062 are: Health care and social assistance (146), Construction (138), Professional, scientific, and technical services (134). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95062?
According to the FHFA House Price Index, home values in ZIP 95062 increased by 1.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 190%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95062?
In ZIP code 95062, 63.4% of residents aged 25+ have a high school diploma or higher, and 49.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95062?
The mean commute time for workers in ZIP code 95062 is 22.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95062?
In ZIP code 95062, approximately 53.5% of occupied housing units are owner-occupied and 46.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95062?
The poverty rate in ZIP code 95062 is 12.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95062's numbers, next.
- See how ZIP 95062 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Santa Cruz, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.