Residential delivery area · California
ZIP Code 95062: Santa Cruz, CA
ZIP code 95062 uses the postal name Santa Cruz, California and lies entirely in Santa Cruz County (Census 2020 ZIP-county file). About 36,000 people live there (Census Bureau, ACS 2020-2024), the 2nd most populous of Santa Cruz's 4 residential ZIP codes. Median household income is $112,106 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Santa Cruz (35%), Live Oak (35%), Pleasure Point (15%) and Twin Lakes (14%), and 2% in smaller places.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Santa Cruz · 4 residential ZIPs
- County
- Santa Cruz County
- Census places
- Santa Cruz (35%); Live Oak (35%) census-designated place; Pleasure Point (15%) census-designated place; Twin Lakes (14%) census-designated place
- Neighborhoods
- Bell Harbor Mobile Home Park, Castle Mobile Estates, Ocean Breeze Mobile Home Park, Opal Cliff Park Mobile Home Park, Shangri La Estates, Snug Harbor Mobile Home Park and 2 more GeoNames
- Metro area
- Santa Cruz-Watsonville, CA
- House district
- CA-19 119th Congress
- State
- California
- Time zone
- Pacific
- Land area
- 5.1 sq mi · 7,047 people per sq mi
Where is ZIP code 95062?
95062 centers on 36.974°, -121.990° and covers 5.1 square miles of land plus 0.1 of water. It borders 4 ZIP codes: 95010, 95065, 95073, 95060.
The map draws ZIP code areas only. For the streets inside 95062, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.
How does 95062 compare with the rest of Santa Cruz?
| Measure | 95062 | In Santa Cruz | In Santa Cruz County | In CA |
|---|---|---|---|---|
| People (ACS 2020-2024) | 35,607 | 2nd of 4 | 3rd of 17 | 474th of 1,802 |
| Median household income | $112k | 2nd of 3 | 7th of 12 | 432nd of 1,189 |
| Median home value | $1.08M | 3rd of 3 | 6th of 12 | 305th of 1,317 |
Its median household income is higher than in 88% of U.S. residential ZIP codes, and it is denser than 96% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 95062?
The 2020 Census counted 36,268 people in 95062; the ACS, which samples households over 2020-2024, estimates 35,607. Between the 2010 and 2020 censuses its population grew 0.5% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 35,607
- 2020 Census count
- 36,268+0.5% since 2010 (36,079)
- Households
- 15,470
- Median age
- 43.3
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 95062?
Of the 35,607 people the ACS estimates in 95062, 13.5% are under 18 and 20.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (65.1%), then Hispanic or Latino (22.8%).
- Under 1813.5%
- 18 to 6465.6%
- 65 and older20.9%
- White, not Hispanic65.1%
- Hispanic or Latino22.8%
- Other or two or more6.1%
- Asian, not Hispanic4.5%
- Black, not Hispanic1.4%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 95062 earn?
Median household income is $112,106 (ACS 2020-2024), the 7th highest of the 12 ranked ZIP codes in Santa Cruz County. It rose from $97,218 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $112,106
- Income per person
- $64,226
- Below the poverty line
- 12.2%
- Unemployed (of the labor force)
- 4.2%
- Adults 25+ with a bachelor's degree
- 49.8%
- Adjusted gross income per tax return, 2022
- $117,08517,460 returns; wages 65% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 95062?
FHFA's house price index for 95062, built from repeat sales and appraisals of the same homes, rose 78% from 2015 to 2025 and rose 44% from 2020 to 2025, and moved +7.6% in 2025.
- Median home value (owners' estimate)
- $1,076,500
- Median gross rent
- $2,427
- Homes owned by their occupants
- 53.5%
- Housing units
- 16,979
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 95062?
1,049 business establishments had a location in this ZIP code in 2023, 50 more than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).
- Health care and social assistance146
- Construction138
- Professional, scientific, and technical services134
- Retail trade123
- Other services (except public administration)118
- Accommodation and food services87
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 95062?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 95010 | Capitola | 8,707 | $105k | 1.9 mi |
| 95065 | Santa Cruz | 7,997 | $153k | 4.0 mi |
| 95073 | Soquel | 11,639 | $118k | 5.6 mi |
| 95060 | Santa Cruz | 46,268 | $109k | 6.1 mi |
| 95064 | Santa Cruz | 10,168 | $121k | 4.0 mi (near) |
| 95041 | Mount Hermon | 623 | $97k | 6.5 mi (near) |
| 95003 | Aptos | 24,951 | $148k | 6.6 mi (near) |
| 95066 | Scotts Valley | 15,135 | $151k | 6.6 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.