ZIP Code 95062

ZIP code 95062 is classified by USPS as a standard delivery area and covers roughly 13.1 square miles in Santa Cruz, Santa Cruz County, California. The area is home to 36,079 residents, producing a population density of 2,760 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95062 against California and the nation.

On the economic side, the median household income for ZIP 95062 sits at $112,106 (10% above the California average), while per-capita income is $64,226. The poverty rate stands at 12.2% and the unemployment rate at 4.2%. On housing, the median home value is $1,076,500 (39% above the state average) with median rent at $2,427 per month, and 53.5% of occupied units are owner-occupied, a direct signal of whether 95062 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 49.8% of adults hold a bachelor's degree or higher, the median age is 43.3, and the average commute is 22 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Santa Cruz County, so you can benchmark 95062 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →