PlainZIP

Mount Hermon, CA · standard

ZIP Code 95041

Santa Cruz County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

160
1,526/sq mi
$96,898
Median income
$929,900
Median home value
69.5%
Bachelor's or higher

The verdict

Mount Hermon pairs an upper-quartile household income with top-decile home values, in a low-density, mixed-tenure area.

Top 21%
household income, US ZIPs
Top 3%
home value, US ZIPs
1,526
people per sq mi
52%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95041 against every reporting US ZIP.

ZIP code 95041 is a sparsely populated ZIP (a standard USPS delivery area) in Mount Hermon, Santa Cruz County, California, home to just 160 residents across 0.1 square miles, a density of 1,526 people per square mile, in the Los Angeles time zone.

ZIP 95041 lands in the middle-income range, with a median household income of $96,898 (5% below the California average), while per-capita income is $64,599. Local economic indicators show a 1.6% poverty rate alongside 0.0% unemployment. On housing, the median home value is $929,900 (20% above the state average) with median rent at $1,378 per month, and 52.4% of occupied units are owner-occupied.

This is a highly-educated ZIP: 69.5% of adults hold a bachelor's degree or higher, the median age is 33.7, and the average commute is -. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Santa Cruz County, so you can benchmark 95041 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95041, Mount Hermon, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

160

Population

0.1

Area (sq mi)

1,526

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95041?

33.7

Median Age

55.9%

Male

44.1%

Female

5.1%

Foreign-Born

White 91.0%
African American 0.0%
Asian 3.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.9%
Hispanic or Latino 9.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$96,898

Median Household Income

-5% vs state

$64,599

Per Capita Income

1.6%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 95041 ranks nationally

Mount Hermon, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$96,898 Top 21% higher than 79% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 74.3%
Bachelor's Degree or Higher 69.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

384

Total Housing Units

309

Occupied Units

75

Vacant Units

2.02

Avg Household Size

Occupancy Type

Owner 52.4%
Renter 47.6%

$929,900

Median Home Value

+20% vs state

$1,378

Median Rent

1954

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 9 business establishments in ZIP 95041, employing approximately 177 people with a combined annual payroll of $7,219,000.

9

Businesses

177

Employees

$7.2M

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95041 vs 95018 →

ZIP 95041 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95041 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95041 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95041 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95018 Felton, CA 7,778 1.6 mi
95064 Santa Cruz, CA 7,331 4.1 mi
95066 Scotts Valley, CA 14,749 2.7 mi
95005 Ben Lomond, CA 6,311 3.7 mi
95060 Santa Cruz, CA 46,377 3.6 mi
95065 Santa Cruz, CA 8,113 4.3 mi
95007 Brookdale, CA 676 4.6 mi
95073 Soquel, CA 10,154 7.1 mi
95062 Santa Cruz, CA 36,079 6.6 mi
95010 Capitola, CA 9,137 7.6 mi

More ZIP Codes in Santa Cruz County

95076 standard
Watsonville, CA
Pop: 82,474
95060 standard
Santa Cruz, CA
Pop: 46,377
95062 standard
Santa Cruz, CA
Pop: 36,079
95003 standard
Aptos, CA
Pop: 23,974
95066 standard
Scotts Valley, CA
Pop: 14,749
95073 standard
Soquel, CA
Pop: 10,154

Related Areas

Santa Cruz County Mount Hermon, CA California

Frequently Asked Questions

What county is ZIP code 95041 in? ▼
ZIP code 95041 (Mount Hermon) is located in Santa Cruz County, California. Santa Cruz County contains multiple ZIP codes, see the full list at /counties/santa-cruz-ca.
What is the population of ZIP code 95041? ▼
ZIP code 95041 in Mount Hermon, CA has a population of 160 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95041? ▼
The median household income in ZIP 95041 is $96,898, which is 27% above the national average of $76,288.
What is the average home value in ZIP 95041? ▼
The median home value in ZIP 95041 is $929,900, which is 234% above the national average of $278,155.
What is the demographic makeup of ZIP 95041? ▼
The largest racial group in ZIP 95041 is White at 91.0%. Hispanic or Latino residents make up 9.0% of the population.
How many businesses are in ZIP code 95041? ▼
ZIP code 95041 has 9 business establishments employing approximately 177 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 95041? ▼
In ZIP code 95041, 74.3% of residents aged 25+ have a high school diploma or higher, and 69.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 95041? ▼
In ZIP code 95041, approximately 52.4% of occupied housing units are owner-occupied and 47.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95041? ▼
The poverty rate in ZIP code 95041 is 1.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.