Residential delivery area · California
ZIP Code 95060: Santa Cruz, CA
ZIP code 95060 uses the postal name Santa Cruz, California and lies entirely in Santa Cruz County (Census 2020 ZIP-county file). About 46,000 people live there (Census Bureau, ACS 2020-2024), the most populous of Santa Cruz's 4 residential ZIP codes. Median household income is $108,591 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Bonny Doon (30%), Santa Cruz (15%), Pasatiempo (2%) and Paradise Park (under 1%), and 1% in smaller places; 52% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Santa Cruz · 4 residential ZIPs
- County
- Santa Cruz County
- Census places
- Bonny Doon (30%) census-designated place; Santa Cruz (15%); Pasatiempo (2%) census-designated place; Paradise Park (under 1%) census-designated place
- Neighborhood
- Allegro Heights GeoNames
- Metro area
- Santa Cruz-Watsonville, CA
- House district
- CA-19 119th Congress
- State
- California
- Time zone
- Pacific
- Land area
- 54.5 sq mi · 848 people per sq mi
Where is ZIP code 95060?
95060 centers on 36.993°, -122.098° and covers 54.5 square miles of land plus 0.1 of water. It borders 9 ZIP codes: 95064, 95062, 95018, 95065, 95066, 95005, 95007, 95017, 95006.
The map draws ZIP code areas only. For the streets inside 95060, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.
How does 95060 compare with the rest of Santa Cruz?
| Measure | 95060 | In Santa Cruz | In Santa Cruz County | In CA |
|---|---|---|---|---|
| People (ACS 2020-2024) | 46,268 | 1st of 4 | 2nd of 17 | 282nd of 1,802 |
| Median household income | $109k | 3rd of 3 | 8th of 12 | 468th of 1,189 |
| Median home value | $1.21M | 2nd of 3 | 3rd of 12 | 222nd of 1,317 |
Its median household income is higher than in 86% of U.S. residential ZIP codes, and it is denser than 77% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 95060?
The 2020 Census counted 47,931 people in 95060; the ACS, which samples households over 2020-2024, estimates 46,268. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 46,268
- 2020 Census count
- 47,931
- Households
- 18,415
- Median age
- 36.5
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 95060?
Of the 46,268 people the ACS estimates in 95060, 13.5% are under 18 and 18.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (65.5%), then Hispanic or Latino (21.4%).
- Under 1813.5%
- 18 to 6468.5%
- 65 and older18.0%
- White, not Hispanic65.5%
- Hispanic or Latino21.4%
- Other or two or more6.1%
- Asian, not Hispanic6.0%
- Black, not Hispanic1.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 95060 earn?
Median household income is $108,591 (ACS 2020-2024), the 8th highest of the 12 ranked ZIP codes in Santa Cruz County.
- Median household income
- $108,591
- Income per person
- $61,720
- Below the poverty line
- 17.4%
- Unemployed (of the labor force)
- 6.5%
- Adults 25+ with a bachelor's degree
- 54.7%
- Adjusted gross income per tax return, 2022
- $134,44719,800 returns; wages 62% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 95060?
FHFA's house price index for 95060, built from repeat sales and appraisals of the same homes, rose 56% from 2015 to 2025 and rose 27% from 2020 to 2025, and moved −3.9% in 2025.
- Median home value (owners' estimate)
- $1,207,200
- Median gross rent
- $2,454
- Homes owned by their occupants
- 51.5%
- Housing units
- 20,417
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 95060?
1,584 business establishments had a location in this ZIP code in 2023, 42 fewer than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services250
- Accommodation and food services236
- Retail trade187
- Health care and social assistance180
- Construction117
- Other services (except public administration)116
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 95060?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 95064 | Santa Cruz | 10,168 | $121k | 2.2 mi |
| 95062 | Santa Cruz | 35,607 | $112k | 6.1 mi |
| 95018 | Felton | 6,594 | $130k | 6.6 mi |
| 95065 | Santa Cruz | 7,997 | $153k | 6.8 mi |
| 95066 | Scotts Valley | 15,135 | $151k | 6.9 mi |
| 95005 | Ben Lomond | 7,277 | $104k | 7.3 mi |
| 95007 | Brookdale | 396 | $91k | 8.1 mi |
| 95017 | Davenport | 616 | $103k | 10.4 mi |
| 95006 | Boulder Creek | 7,561 | $102k | 12.6 mi |
| 95041 | Mount Hermon | 623 | $97k | 4.5 mi (near) |
| 95010 | Capitola | 8,707 | $105k | 8.0 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.