Santa Cruz, CA
Single-footprint Census roll-up for Santa Cruz, CA: 4 USPS ZIPs, population 97,900. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.
U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage
ACS city ledger plate
Sheet SANTA-CRUZ-CA · Santa Cruz, CA 4 ZIPs · 97,900 pop · #1909/25278 · Santa Cruz County
INC-TOP · RANK-TOP · ABOVE-PEER · BOOK-FEW · OWN-LOW · POP-SMALL · SPREAD-MOD · HOME-TOP
- INC-TOP $123,740
- RANK-TOP #1909/25278
- ABOVE-PEER over Soquel
- BOOK-FEW 4 ZIPs
- OWN-LOW 53% owners
- POP-SMALL 97,900
- SPREAD-MOD 95060→95065
- HOME-TOP $994,800
Nearest income peer: Soquel, CA ( $5,571 income $)
Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.
Income neighbourhood around Santa Cruz
Lowest/highest poles plus county-sharing cities nearest Santa Cruz on average ZIP median household income. Full ladder: /cities.
- Freedom · lowest $67,474
Freedom · lowest
$67,474 median HH income
- Ben Lomond · near
Ben Lomond · near
$104,375 median HH income
- Capitola · near
Capitola · near
$105,236 median HH income
- Soquel · near
Soquel · near
$118,169 median HH income
- Santa Cruz · this city
Santa Cruz · this city
$123,740 median HH income
- Felton · near
Felton · near
$129,464 median HH income
- Los Gatos · highest
Los Gatos · highest
$189,118 median HH income
What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.
National city placement
According to ACS 5-Year Estimates, Santa Cruz, CA sits among US cities with a top-decile household income, on a small-city population base, across a handful of delivery areas.
- Top 8%
- household income vs 25,278 US cities
- 97,900
- city population (Census)
- 4
- USPS ZIP codes covered
- $123,740
- avg ZIP median income
Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.
High-income footprint on only 4 ZIPs: the city page and the ZIP page nearly coincide. Headline income $123,740 and home value $994,800 should be read as near-neighborhood numbers ; bachelor's attainment averages 58.3%.
Owner-occupancy is comparatively low (52.9%) for this income tier, rent $2,303 may matter more than the home-value average.
Within California, Cedar Glen is the closest lower-income city and Martinez the closest higher-income city by average ZIP household income. Their 1 and 1 ZIP footprints are the immediate statewide comparison set for Santa Cruz.
Within-city ZIP comparison
Where the ZIP codes inside Santa Cruz differ
Housing values create the stronger within-city contrast here. ZIP 95064 has a median home value of $467,000, compared with $1,228,500 in 95065. Use the city average for a broad profile, then compare these ZIP pages when a housing decision depends on the local market.
- Income high-to-low ratio
- 1.4×
- Home-value high-to-low ratio
- 2.6×
- Poverty-rate spread
- 10.1 points
95060 to 95065
95064 to 95065
95065 to 95064
Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.
Population concentration
Lead ZIP 95060 skews compact Santa Cruz
In this 4-ZIP cluster, 95060 covers about 47% of Santa Cruz's 97,900 residents. City averages lean toward that lead; open a thinner sibling ZIP for the contrast the mean hides.
Census ZBP business roll-up
Employer-heavy short list in Santa Cruz
Citywide ZBP: 2,923 establishments, 35,384 employees , annual payroll $2,283,428k (~30 establishments per 1,000 residents) across 4 of 4 ZIPs. Peak business ZIP 95060 (1,584 units) ; leading NAICS Health care and social assistance (429) · also Professional, scientific, and technical services · Accommodation and food services .
ZIP Codes in Santa Cruz, CA
These ZIP codes sit in Santa Cruz County, which covers 17 ZIP codes in all; 4 of them fall in Santa Cruz. See the Santa Cruz County roll-up →
Santa Cruz sits in the upper half of Santa Cruz County on income: Watsonville, Soquel and Capitola report less, while Los Gatos, Aptos and Scotts Valley report more. Los Gatos marks the far end of that range at $189,118, 53% above Santa Cruz.
Side-by-side: Compare 95060 vs 95062 →
Santa Cruz roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Santa Cruz, .