Boulder Creek, CA · standard

ZIP Code 95006

Santa Cruz County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,979
65/sq mi
$102,167
Median income
$843,200
Median home value
39.4%
Bachelor's or higher

The verdict

Boulder Creek pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 18%
household income, US ZIPs
Top 4%
home value, US ZIPs
65
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95006 against every reporting US ZIP.

ZIP code 95006 is classified by USPS as a standard delivery area and covers roughly 138.6 square miles in Boulder Creek, Santa Cruz County, California. The area is home to 8,979 residents, producing a population density of 65 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95006 against California and the nation.

On the economic side, the median household income for ZIP 95006 sits at $102,167 (0% above the California average), while per-capita income is $58,506. The poverty rate stands at 6.4% and the unemployment rate at 10.0%. On housing, the median home value is $843,200 (9% above the state average) with median rent at $2,129 per month, and 76.5% of occupied units are owner-occupied, a direct signal of whether 95006 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 39.4% of adults hold a bachelor's degree or higher, the median age is 47.6, and the average commute is 38 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Santa Cruz County, so you can benchmark 95006 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 95006

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 95006.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95006, Boulder Creek, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

8,979

Population

138.6

Area (sq mi)

65

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95006?

47.6

Median Age

51.5%

Male

48.5%

Female

9.8%

Foreign-Born

White 80.6%
African American 0.7%
Asian 1.3%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 15.2%
Hispanic or Latino 11.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$102,167

Median Household Income

+0% vs state

$58,506

Per Capita Income

6.4%

Poverty Rate

10.0%

Unemployment Rate

37.6 min

Mean Commute Time

How ZIP 95006 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$102,167 Top 18% higher than 82% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.1%
Bachelor's Degree or Higher 39.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,607

Total Housing Units

3,222

Occupied Units

385

Vacant Units

2.32

Avg Household Size

Occupancy Type

Owner 76.5%
Renter 23.5%

$843,200

Median Home Value

+9% vs state

$2,129

Median Rent

1963

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+0.7%

YoY Change (2024)

246

HPI Index (2000 = 100)

+146%

Total Change Since 2000

Home values in ZIP 95006 have increased 0.7% over the past year (2024). Since 2000, this ZIP has seen +146% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.8% 201
2021 +13.9% 229
2022 +9.3% 251
2023 -2.6% 244
2024 +0.7% 246

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 144 business establishments in ZIP 95006, employing approximately 852 people with a combined annual payroll of $41,045,000.

144

Businesses

852

Employees

$41.0M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Construction 32 22.2%
Professional, scientific, and technical services 22 15.3%
Administrative and support and waste management and remediation services 17 11.8%
Accommodation and food services 17 11.8%
Retail trade 14 9.7%
Other services (except public administration) 13 9.0%
Health care and social assistance 5 3.5%
Real estate and rental and leasing 4 2.8%
Educational services 4 2.8%
Arts, entertainment, and recreation 4 2.8%
Wholesale trade 3 2.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95006 vs 95007 →

ZIP 95006 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95006 ranks #4 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95006 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95006 ranks #9 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95007 Brookdale, CA 676 5.0 mi
95005 Ben Lomond, CA 6,311 5.9 mi
95017 Davenport, CA 834 6.8 mi
95060 Santa Cruz, CA 46,377 9.5 mi
95018 Felton, CA 7,778 8.2 mi
95070 Saratoga, CA 30,617 8.0 mi
94020 La Honda, CA 1,559 9.1 mi
95014 Cupertino, CA 60,717 10.0 mi
95041 Mount Hermon, CA 160 9.6 mi
94021 Loma Mar, CA 192 10.1 mi

More ZIP Codes in Santa Cruz County

Frequently Asked Questions

What county is ZIP code 95006 in?
ZIP code 95006 (Boulder Creek) is located in Santa Cruz County, California. Santa Cruz County contains multiple ZIP codes, see the full list at /counties/santa-cruz-ca.
What is the population of ZIP code 95006?
ZIP code 95006 in Boulder Creek, CA has a population of 8,979 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95006?
The median household income in ZIP 95006 is $102,167, which is 34% above the national average of $76,288.
What is the average home value in ZIP 95006?
The median home value in ZIP 95006 is $843,200, which is 203% above the national average of $278,155.
What is the demographic makeup of ZIP 95006?
The largest racial group in ZIP 95006 is White at 80.6%. Hispanic or Latino residents make up 11.1% of the population.
How many businesses are in ZIP code 95006?
ZIP code 95006 has 144 business establishments employing approximately 852 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95006?
The top industries by establishment count in ZIP 95006 are: Construction (32), Professional, scientific, and technical services (22), Administrative and support and waste management and remediation services (17). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 95006?
According to the FHFA House Price Index, home values in ZIP 95006 increased by 0.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 146%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95006?
In ZIP code 95006, 57.1% of residents aged 25+ have a high school diploma or higher, and 39.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95006?
The mean commute time for workers in ZIP code 95006 is 37.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95006?
In ZIP code 95006, approximately 76.5% of occupied housing units are owner-occupied and 23.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95006?
The poverty rate in ZIP code 95006 is 6.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Boulder Creek, CA

Verify and explore additional data for this area using these official government sources.