Boulder Creek, CA · standard
ZIP Code 95006
Santa Cruz County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 8,979
- 65/sq mi
- $102,167
- Median income
- $843,200
- Median home value
- 39.4%
- Bachelor's or higher
The verdict
Boulder Creek pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 18%
- household income, US ZIPs
- Top 4%
- home value, US ZIPs
- 65
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95006 against every reporting US ZIP.
ZIP code 95006 is classified by USPS as a standard delivery area and covers roughly 138.6 square miles in Boulder Creek, Santa Cruz County, California. The area is home to 8,979 residents, producing a population density of 65 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95006 against California and the nation.
On the economic side, the median household income for ZIP 95006 sits at $102,167 (0% above the California average), while per-capita income is $58,506. The poverty rate stands at 6.4% and the unemployment rate at 10.0%. On housing, the median home value is $843,200 (9% above the state average) with median rent at $2,129 per month, and 76.5% of occupied units are owner-occupied, a direct signal of whether 95006 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 39.4% of adults hold a bachelor's degree or higher, the median age is 47.6, and the average commute is 38 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Santa Cruz County, so you can benchmark 95006 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 95006
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 95006.
- Construction
Construction
32 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
22 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
17 establishments
- Accommodation and food services
Accommodation and food services
17 establishments
- Retail trade
Retail trade
14 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95006, Boulder Creek, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
8,979
Population
138.6
Area (sq mi)
65
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95006?
47.6
Median Age
51.5%
Male
48.5%
Female
9.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$102,167
Median Household Income
+0% vs state
$58,506
Per Capita Income
6.4%
Poverty Rate
10.0%
Unemployment Rate
37.6 min
Mean Commute Time
How ZIP 95006 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$102,167 Top 18% higher than 82% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
3,607
Total Housing Units
3,222
Occupied Units
385
Vacant Units
2.32
Avg Household Size
Occupancy Type
$843,200
Median Home Value
+9% vs state
$2,129
Median Rent
1963
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.7%
YoY Change (2024)
246
HPI Index (2000 = 100)
+146%
Total Change Since 2000
Home values in ZIP 95006 have increased 0.7% over the past year (2024). Since 2000, this ZIP has seen +146% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.8% | 201 |
| 2021 | +13.9% | 229 |
| 2022 | +9.3% | 251 |
| 2023 | -2.6% | 244 |
| 2024 | +0.7% | 246 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 144 business establishments in ZIP 95006, employing approximately 852 people with a combined annual payroll of $41,045,000.
144
Businesses
852
Employees
$41.0M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 32 | 22.2% |
| Professional, scientific, and technical services | 22 | 15.3% |
| Administrative and support and waste management and remediation services | 17 | 11.8% |
| Accommodation and food services | 17 | 11.8% |
| Retail trade | 14 | 9.7% |
| Other services (except public administration) | 13 | 9.0% |
| Health care and social assistance | 5 | 3.5% |
| Real estate and rental and leasing | 4 | 2.8% |
| Educational services | 4 | 2.8% |
| Arts, entertainment, and recreation | 4 | 2.8% |
| Wholesale trade | 3 | 2.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95006 vs 95007 →
ZIP 95006 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95014
Cupertino (95014)
60,717 residents
- 95060
Santa Cruz (95060)
46,377 residents
- 95070
Saratoga (95070)
30,617 residents
- 95006 8,979
Boulder Creek (95006)
8,979 residents
- 95018 7,778
Felton (95018)
7,778 residents
- 95005 6,311
Ben Lomond (95005)
6,311 residents
- 94020 1,559
La Honda (94020)
1,559 residents
- 95017 834
Davenport (95017)
834 residents
- 95007 676
Brookdale (95007)
676 residents
What this shows Among its immediate neighbors, ZIP 95006 ranks #4 by population — useful context the national average alone can't give.
ZIP 95006 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94020
La Honda (94020)
$250,001 median income
- 94021
Loma Mar (94021)
$250,001 median income
- 95070
Saratoga (95070)
$250,001 median income
- 95014
Cupertino (95014)
$230,913 median income
- 95018
Felton (95018)
$129,464 median income
- 95060
Santa Cruz (95060)
$108,591 median income
- 95005
Ben Lomond (95005)
$104,375 median income
- 95017
Davenport (95017)
$102,625 median income
- 95006
Boulder Creek (95006)
$102,167 median income
What this shows By household income, ZIP 95006 ranks #9 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95007 | Brookdale, CA | 676 | 5.0 mi |
| 95005 | Ben Lomond, CA | 6,311 | 5.9 mi |
| 95017 | Davenport, CA | 834 | 6.8 mi |
| 95060 | Santa Cruz, CA | 46,377 | 9.5 mi |
| 95018 | Felton, CA | 7,778 | 8.2 mi |
| 95070 | Saratoga, CA | 30,617 | 8.0 mi |
| 94020 | La Honda, CA | 1,559 | 9.1 mi |
| 95014 | Cupertino, CA | 60,717 | 10.0 mi |
| 95041 | Mount Hermon, CA | 160 | 9.6 mi |
| 94021 | Loma Mar, CA | 192 | 10.1 mi |
More ZIP Codes in Santa Cruz County
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Frequently Asked Questions
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ZIP Code Research Guides
Official Data Resources for Boulder Creek, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.