Morgan Hill, CA · standard
ZIP Code 95037
Santa Clara County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 45,579
- 72/sq mi
- $163,182
- Median income
- $1,243,900
- Median home value
- 45.8%
- Bachelor's or higher
The verdict
Morgan Hill pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 3%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 72
- people per sq mi
- 71%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95037 against every reporting US ZIP.
ZIP code 95037 is classified by USPS as a standard delivery area and covers roughly 630.4 square miles in Morgan Hill, Santa Clara County, California. The area is home to 45,579 residents, producing a population density of 72 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95037 against California and the nation.
On the economic side, the median household income for ZIP 95037 sits at $163,182 (61% above the California average), while per-capita income is $70,846. The poverty rate stands at 4.7% and the unemployment rate at 5.2%. On housing, the median home value is $1,243,900 (61% above the state average) with median rent at $2,452 per month, and 70.6% of occupied units are owner-occupied, a direct signal of whether 95037 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 45.8% of adults hold a bachelor's degree or higher, the median age is 39.2, and the average commute is 33 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Santa Clara County, so you can benchmark 95037 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 95037
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 95037.
- Construction
Construction
178 establishments
- Health care and social assistance
Health care and social assistance
158 establishments
- Accommodation and food services
Accommodation and food services
145 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
139 establishments
- Other services (except public administration)
Other services (except public administration)
135 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95037, Morgan Hill, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
45,579
Population
630.4
Area (sq mi)
72
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95037?
39.2
Median Age
49.3%
Male
50.7%
Female
21.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$163,182
Median Household Income
+61% vs state
$70,846
Per Capita Income
4.7%
Poverty Rate
5.2%
Unemployment Rate
33.2 min
Mean Commute Time
How ZIP 95037 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$163,182 Top 3% higher than 97% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
17,571
Total Housing Units
16,742
Occupied Units
829
Vacant Units
3.07
Avg Household Size
Occupancy Type
$1,243,900
Median Home Value
+61% vs state
$2,452
Median Rent
1989
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.5%
YoY Change (2024)
259
HPI Index (2000 = 100)
+159%
Total Change Since 2000
Home values in ZIP 95037 have increased 1.5% over the past year (2024). Since 2000, this ZIP has seen +159% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -0.2% | 190 |
| 2021 | +13.2% | 215 |
| 2022 | +11.5% | 240 |
| 2023 | +6.1% | 255 |
| 2024 | +1.5% | 259 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,388 business establishments in ZIP 95037, employing approximately 18,080 people with a combined annual payroll of $1,149,313,000.
1,388
Businesses
18,080
Employees
$1.1B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 178 | 12.8% |
| Health care and social assistance | 158 | 11.4% |
| Accommodation and food services | 145 | 10.4% |
| Professional, scientific, and technical services | 139 | 10.0% |
| Other services (except public administration) | 135 | 9.7% |
| Retail trade | 112 | 8.1% |
| Real estate and rental and leasing | 105 | 7.6% |
| Manufacturing | 86 | 6.2% |
| Administrative and support and waste management and remediation services | 85 | 6.1% |
| Wholesale trade | 73 | 5.3% |
| Finance and insurance | 68 | 4.9% |
| Information | 26 | 1.9% |
| Educational services | 25 | 1.8% |
| Arts, entertainment, and recreation | 22 | 1.6% |
| Transportation and warehousing | 19 | 1.4% |
| Agriculture, forestry, fishing and hunting | 5 | 0.4% |
| Management of companies and enterprises | 5 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95037 vs 95046 →
ZIP 95037 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95037
Morgan Hill (95037)
45,579 residents
- 95135
San Jose (95135)
20,120 residents
- 95138
San Jose (95138)
18,889 residents
- 95046 6,417
San Martin (95046)
6,417 residents
- 95013 80
Coyote (95013)
80 residents
What this shows Among its immediate neighbors, ZIP 95037 ranks the most populous — useful context the national average alone can't give.
ZIP 95037 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95138
San Jose (95138)
$204,476 median income
- 95135
San Jose (95135)
$190,750 median income
- 95013
Coyote (95013)
$173,646 median income
- 95037
Morgan Hill (95037)
$163,182 median income
- 95046
San Martin (95046)
$158,550 median income
What this shows By household income, ZIP 95037 ranks #4 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Santa Clara County
Related Areas
Frequently Asked Questions
What county is ZIP code 95037 in? ▼
What is the population of ZIP code 95037? ▼
What is the median household income in ZIP 95037? ▼
What is the average home value in ZIP 95037? ▼
What is the demographic makeup of ZIP 95037? ▼
How many businesses are in ZIP code 95037? ▼
What are the main industries in ZIP code 95037? ▼
How have home values changed in ZIP code 95037? ▼
What is the education level in ZIP code 95037? ▼
What is the average commute time in ZIP 95037? ▼
What percentage of residents own vs. rent in ZIP 95037? ▼
What is the poverty rate in ZIP code 95037? ▼
ZIP Code Research Guides
Official Data Resources for Morgan Hill, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.