Morgan Hill, CA · standard

ZIP Code 95037

Santa Clara County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

45,579
72/sq mi
$163,182
Median income
$1,243,900
Median home value
45.8%
Bachelor's or higher

The verdict

Morgan Hill pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 3%
household income, US ZIPs
Top 1%
home value, US ZIPs
72
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95037 against every reporting US ZIP.

ZIP code 95037 is classified by USPS as a standard delivery area and covers roughly 630.4 square miles in Morgan Hill, Santa Clara County, California. The area is home to 45,579 residents, producing a population density of 72 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95037 against California and the nation.

On the economic side, the median household income for ZIP 95037 sits at $163,182 (61% above the California average), while per-capita income is $70,846. The poverty rate stands at 4.7% and the unemployment rate at 5.2%. On housing, the median home value is $1,243,900 (61% above the state average) with median rent at $2,452 per month, and 70.6% of occupied units are owner-occupied, a direct signal of whether 95037 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 45.8% of adults hold a bachelor's degree or higher, the median age is 39.2, and the average commute is 33 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Santa Clara County, so you can benchmark 95037 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 95037

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 95037.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95037, Morgan Hill, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

45,579

Population

630.4

Area (sq mi)

72

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95037?

39.2

Median Age

49.3%

Male

50.7%

Female

21.6%

Foreign-Born

White 44.7%
African American 2.6%
Asian 16.6%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 29.3%
Hispanic or Latino 35.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$163,182

Median Household Income

+61% vs state

$70,846

Per Capita Income

4.7%

Poverty Rate

5.2%

Unemployment Rate

33.2 min

Mean Commute Time

How ZIP 95037 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$163,182 Top 3% higher than 97% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). This entry sits in this band. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.9%
Bachelor's Degree or Higher 45.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

17,571

Total Housing Units

16,742

Occupied Units

829

Vacant Units

3.07

Avg Household Size

Occupancy Type

Owner 70.6%
Renter 29.4%

$1,243,900

Median Home Value

+61% vs state

$2,452

Median Rent

1989

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.5%

YoY Change (2024)

259

HPI Index (2000 = 100)

+159%

Total Change Since 2000

Home values in ZIP 95037 have increased 1.5% over the past year (2024). Since 2000, this ZIP has seen +159% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.2% 190
2021 +13.2% 215
2022 +11.5% 240
2023 +6.1% 255
2024 +1.5% 259

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,388 business establishments in ZIP 95037, employing approximately 18,080 people with a combined annual payroll of $1,149,313,000.

1,388

Businesses

18,080

Employees

$1.1B

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Construction 178 12.8%
Health care and social assistance 158 11.4%
Accommodation and food services 145 10.4%
Professional, scientific, and technical services 139 10.0%
Other services (except public administration) 135 9.7%
Retail trade 112 8.1%
Real estate and rental and leasing 105 7.6%
Manufacturing 86 6.2%
Administrative and support and waste management and remediation services 85 6.1%
Wholesale trade 73 5.3%
Finance and insurance 68 4.9%
Information 26 1.9%
Educational services 25 1.8%
Arts, entertainment, and recreation 22 1.6%
Transportation and warehousing 19 1.4%
Agriculture, forestry, fishing and hunting 5 0.4%
Management of companies and enterprises 5 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95037 vs 95046 →

ZIP 95037 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95037 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95037 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95037 ranks #4 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95046 San Martin, CA 6,417 4.9 mi
95013 Coyote, CA 80 8.8 mi
95138 San Jose, CA 18,889 9.5 mi
95135 San Jose, CA 20,120 10.1 mi

More ZIP Codes in Santa Clara County

Frequently Asked Questions

What county is ZIP code 95037 in?
ZIP code 95037 (Morgan Hill) is located in Santa Clara County, California. Santa Clara County contains multiple ZIP codes, see the full list at /counties/santa-clara-ca.
What is the population of ZIP code 95037?
ZIP code 95037 in Morgan Hill, CA has a population of 45,579 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95037?
The median household income in ZIP 95037 is $163,182, which is 114% above the national average of $76,288.
What is the average home value in ZIP 95037?
The median home value in ZIP 95037 is $1,243,900, which is 347% above the national average of $278,155.
What is the demographic makeup of ZIP 95037?
The largest racial group in ZIP 95037 is White at 44.7%. Hispanic or Latino residents make up 35.3% of the population.
How many businesses are in ZIP code 95037?
ZIP code 95037 has 1,388 business establishments employing approximately 18,080 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95037?
The top industries by establishment count in ZIP 95037 are: Construction (178), Health care and social assistance (158), Accommodation and food services (145). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 95037?
According to the FHFA House Price Index, home values in ZIP 95037 increased by 1.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 159%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95037?
In ZIP code 95037, 61.9% of residents aged 25+ have a high school diploma or higher, and 45.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95037?
The mean commute time for workers in ZIP code 95037 is 33.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95037?
In ZIP code 95037, approximately 70.6% of occupied housing units are owner-occupied and 29.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95037?
The poverty rate in ZIP code 95037 is 4.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Morgan Hill, CA

Verify and explore additional data for this area using these official government sources.