PlainZIP

San Martin, CA · standard

ZIP Code 95046

Santa Clara County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,417
127/sq mi
$158,550
Median income
$1,477,900
Median home value
38.4%
Bachelor's or higher

The verdict

San Martin pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 3%
household income, US ZIPs
Top 1%
home value, US ZIPs
127
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95046 against every reporting US ZIP.

ZIP code 95046 is a mid-sized community (a standard USPS delivery area) in San Martin, Santa Clara County, California, home to 6,417 residents across 50.5 square miles, a density of 127 people per square mile, in the Los Angeles time zone.

ZIP 95046 skews affluent, with a median household income of $158,550 (56% above the California average), while per-capita income is $64,979. Local economic indicators show a 8.6% poverty rate alongside 3.5% unemployment. On housing, the median home value is $1,477,900 (91% above the state average) with median rent at $2,603 per month, and 75.7% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 38.4% of adults hold a bachelor's degree or higher, the median age is 47.3, and the average commute is 35 minutes. Beyond these figures, 3 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Santa Clara County, letting you compare 95046 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95046

Top 5 sectors by establishment count in San Martin, CA

Which industries have the most business establishments in ZIP 95046.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95046, San Martin, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,417

Population

50.5

Area (sq mi)

127

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95046?

47.3

Median Age

48.4%

Male

51.6%

Female

17.6%

Foreign-Born

White 47.5%
African American 3.8%
Asian 6.9%
American Indian or Alaska Native 3.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 28.0%
Hispanic or Latino 43.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$158,550

Median Household Income

+56% vs state

$64,979

Per Capita Income

8.6%

Poverty Rate

3.5%

Unemployment Rate

34.8 min

Mean Commute Time

How ZIP 95046 ranks nationally

San Martin, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$158,550 Top 3% higher than 97% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.1%
Bachelor's Degree or Higher 38.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,855

Total Housing Units

1,797

Occupied Units

58

Vacant Units

3.37

Avg Household Size

Occupancy Type

Owner 75.7%
Renter 24.3%

$1,477,900

Median Home Value

+91% vs state

$2,603

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-17.9%

YoY Change (2024)

209

HPI Index (2000 = 100)

+109%

Total Change Since 2000

Home values in ZIP 95046 have decreased 17.9% over the past year (2024). Since 2000, this ZIP has seen +109% cumulative appreciation.

Year Annual Change HPI Index
2020 -1.7% 188
2021 +2.9% 194
2022 +28.1% 248
2023 +2.8% 255
2024 -17.9% 209

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 177 business establishments in ZIP 95046, employing approximately 1,344 people with a combined annual payroll of $79,124,000.

177

Businesses

1,344

Employees

$79.1M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 65 36.7%
Manufacturing 20 11.3%
Administrative and support and waste management and remediation services 17 9.6%
Retail trade 15 8.5%
Real estate and rental and leasing 11 6.2%
Professional, scientific, and technical services 10 5.7%
Other services (except public administration) 10 5.7%
Wholesale trade 8 4.5%
Health care and social assistance 7 4.0%
Transportation and warehousing 5 2.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95046 vs 95037 →

ZIP 95046 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95046 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95046 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95046 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95037 Morgan Hill, CA 45,579 4.9 mi
95020 Gilroy, CA 57,349 6.2 mi
95013 Coyote, CA 80 11.5 mi

More ZIP Codes in Santa Clara County

95035 standard
Milpitas, CA
Pop: 66,943
95123 standard
San Jose, CA
Pop: 62,228
95127 standard
San Jose, CA
Pop: 61,325
95014 standard
Cupertino, CA
Pop: 60,717
95111 standard
San Jose, CA
Pop: 58,466
95020 standard
Gilroy, CA
Pop: 57,349

Related Areas

Santa Clara County San Martin, CA California

Frequently Asked Questions

What county is ZIP code 95046 in? ▼
ZIP code 95046 (San Martin) is located in Santa Clara County, California. Santa Clara County contains multiple ZIP codes, see the full list at /counties/santa-clara-ca.
What is the population of ZIP code 95046? ▼
ZIP code 95046 in San Martin, CA has a population of 6,417 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95046? ▼
The median household income in ZIP 95046 is $158,550, which is 108% above the national average of $76,288.
What is the average home value in ZIP 95046? ▼
The median home value in ZIP 95046 is $1,477,900, which is 431% above the national average of $278,155.
What is the demographic makeup of ZIP 95046? ▼
The largest racial group in ZIP 95046 is White at 47.5%. Hispanic or Latino residents make up 43.4% of the population.
How many businesses are in ZIP code 95046? ▼
ZIP code 95046 has 177 business establishments employing approximately 1,344 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95046? ▼
The top industries by establishment count in ZIP 95046 are: Construction (65), Manufacturing (20), Administrative and support and waste management and remediation services (17). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 95046? ▼
According to the FHFA House Price Index, home values in ZIP 95046 decreased by 17.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 109%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95046? ▼
In ZIP code 95046, 62.1% of residents aged 25+ have a high school diploma or higher, and 38.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95046? ▼
The mean commute time for workers in ZIP code 95046 is 34.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95046? ▼
In ZIP code 95046, approximately 75.7% of occupied housing units are owner-occupied and 24.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95046? ▼
The poverty rate in ZIP code 95046 is 8.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.