San Martin, CA · standard
ZIP Code 95046
Santa Clara County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 6,417
- 127/sq mi High-density area
- $158,550
- Median income Above-median income area
- $1,477,900
- Median home value Above-median home value
- 38.4%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
San Martin pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 3%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 127
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95046 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95046 (San Martin, CA) fell -17.9% from 2023 to 2024. The all-transactions index moved from 254.9 in 2023 to 209.4 in 2024 (2000 = 100).
ZIP code 95046 is a mid-sized community (a standard USPS delivery area) in San Martin, Santa Clara County, California, home to 6,417 residents across 50.5 square miles, a density of 127 people per square mile, in the Los Angeles time zone.
ZIP 95046 skews affluent, with a median household income of $158,550 (56% above the average California ZIP), while per-capita income is $64,979. The poverty rate is 8.6%, with unemployment at 3.5%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $1,477,900 (91% above the average California ZIP), while 75.7% of occupied homes are owner-occupied and median rent is $2,603.
A solid share of residents have a four-year degree: 38.4% of adults hold a bachelor's degree or higher, the median age is 47.3, and the average commute is 35 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Santa Clara County, so 95046 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95046
Top 5 sectors by establishment count in San Martin, CA
Which industries have the most business establishments in ZIP 95046.
- Construction
Construction
65 establishments
- Manufacturing 20
Manufacturing
20 establishments
- Administrative and support and waste management and remediation services 17
Administrative and support and waste management and remediation services
17 establishments
- Retail trade 15
Retail trade
15 establishments
- Real estate and rental and leasing 11
Real estate and rental and leasing
11 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95046, San Martin, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
6,417
Population
50.5
Area (sq mi)
127
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95046?
47.3
Median Age
48.4%
Male
51.6%
Female
17.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$158,550
Median Household Income
+56% vs state ZIP avg
$64,979
Per Capita Income
8.6%
Poverty Rate
3.5%
Unemployment Rate
34.8 min
Mean Commute Time
How ZIP 95046 ranks among California ZIPs
San Martin, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$158,550 Top 10% higher than 90% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,855housing units
1,855
Total Housing Units
1,797
Occupied Units
58
Vacant Units
3.37
Avg Household Size
Occupancy Type
$1,477,900
Median Home Value
+91% vs state ZIP avg
$2,603
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-17.9%
YoY Change (2024)
209
HPI Index (2000 = 100)
+109%
Total Change Since 2000
Home values in ZIP 95046 have decreased 17.9% over the past year (2024). Since 2000, this ZIP has seen +109% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -1.7% | 188 |
| 2021 | +2.9% | 194 |
| 2022 | +28.1% | 248 |
| 2023 | +2.8% | 255 |
| 2024 | -17.9% | 209 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 177 business establishments in ZIP 95046, employing approximately 1,344 people with a combined annual payroll of $79,124,000.
177
Businesses
1,344
Employees
$79.1M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 65 | 36.7% |
| Manufacturing | 20 | 11.3% |
| Administrative and support and waste management and remediation services | 17 | 9.6% |
| Retail trade | 15 | 8.5% |
| Real estate and rental and leasing | 11 | 6.2% |
| Professional, scientific, and technical services | 10 | 5.7% |
| Other services (except public administration) | 10 | 5.7% |
| Wholesale trade | 8 | 4.5% |
| Health care and social assistance | 7 | 4.0% |
| Transportation and warehousing | 5 | 2.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95046 vs 95037 →
ZIP 95046 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95020
Gilroy (95020)
57,349 residents
- 95037
Morgan Hill (95037)
45,579 residents
- 95046 6,417
San Martin (95046)
6,417 residents
- 95013 80
Coyote (95013)
80 residents
What this shows Among its immediate neighbors, ZIP 95046 ranks #3 by population - useful context the national average alone can't give.
ZIP 95046 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95013
Coyote (95013)
$173,646 median income
- 95037
Morgan Hill (95037)
$163,182 median income
- 95046
San Martin (95046)
$158,550 median income
- 95020
Gilroy (95020)
$137,117 median income
What this shows By household income, ZIP 95046 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95046, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (6,417 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Santa Clara County
Related Areas
Frequently Asked Questions
What county is ZIP code 95046 in?
ZIP code 95046 (San Martin) is located in Santa Clara County, California. Santa Clara County contains multiple ZIP codes, see the full list at /counties/santa-clara-ca.
What is the population of ZIP code 95046?
ZIP code 95046 in San Martin, CA has a population of 6,417 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95046?
The median household income in ZIP 95046 is $158,550, which is 108% above the national average of $76,288.
What is the average home value in ZIP 95046?
The median home value in ZIP 95046 is $1,477,900, which is 431% above the national average of $278,155.
What is the demographic makeup of ZIP 95046?
The largest racial group in ZIP 95046 is White at 47.5%. Hispanic or Latino residents make up 43.4% of the population.
How many businesses are in ZIP code 95046?
ZIP code 95046 has 177 business establishments employing approximately 1,344 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95046?
The top industries by establishment count in ZIP 95046 are: Construction (65), Manufacturing (20), Administrative and support and waste management and remediation services (17). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 95046?
According to the FHFA House Price Index, home values in ZIP 95046 decreased by 17.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 109%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95046?
In ZIP code 95046, 62.1% of residents aged 25+ have a high school diploma or higher, and 38.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95046?
The mean commute time for workers in ZIP code 95046 is 34.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95046?
In ZIP code 95046, approximately 75.7% of occupied housing units are owner-occupied and 24.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95046?
The poverty rate in ZIP code 95046 is 8.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95046's numbers, next.
- See how ZIP 95046 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where San Martin, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.