Residential delivery area · California
ZIP Code 95020: Gilroy, CA
ZIP code 95020 uses the postal name Gilroy, California and lies entirely in Santa Clara County (Census 2020 ZIP-county file). About 67,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $137,117 (Census Bureau, ACS 2020-2024). By Census place, 11% of its land lies in Gilroy, and 1% in smaller places; 88% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Gilroy · its only residential ZIP
- County
- Santa Clara County
- Census places
- Gilroy
- Metro area
- San Jose-Sunnyvale-Santa Clara, CA
- House districts
- CA-18 (87%), CA-19 (13%) 119th Congress, by share of land
- State
- California
- Time zone
- Pacific
- Land area
- 151.8 sq mi · 443 people per sq mi
- PO Box ZIPs
- 95021 also use the name Gilroy
Where is ZIP code 95020?
95020 centers on 37.016°, -121.559° and covers 151.8 square miles of land plus 0.9 of water. It borders 6 ZIP codes: 95046, 95037, 95076, 95045, 95135, 95023.
The map draws ZIP code areas only. For the streets inside 95020, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 95020 compare with the rest of Santa Clara County?
| Measure | 95020 | In Santa Clara County | In CA |
|---|---|---|---|
| People (ACS 2020-2024) | 67,181 | 4th of 63 | 74th of 1,802 |
| Median household income | $137k | 46th of 57 | 224th of 1,189 |
| Median home value | $1.06M | 47th of 58 | 318th of 1,317 |
Its median household income is higher than in 94% of U.S. residential ZIP codes, and it is denser than 71% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 95020?
The 2020 Census counted 68,090 people in 95020; the ACS, which samples households over 2020-2024, estimates 67,181. Between the 2010 and 2020 censuses its population grew 18.7% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 67,181
- 2020 Census count
- 68,090+18.7% since 2010 (57,349)
- Households
- 19,984
- Median age
- 37.6
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 95020?
Of the 67,181 people the ACS estimates in 95020, 25.8% are under 18 and 14.1% are 65 or older. The largest group by race and Hispanic origin is Hispanic or Latino (57.7%), then White (not Hispanic) (25.9%).
- Under 1825.8%
- 18 to 6460.1%
- 65 and older14.1%
- Hispanic or Latino57.7%
- White, not Hispanic25.9%
- Asian, not Hispanic8.9%
- Other or two or more5.8%
- Black, not Hispanic1.7%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 95020 earn?
Median household income is $137,117 (ACS 2020-2024), the 46th highest of the 57 ranked ZIP codes in Santa Clara County. It rose from $126,062 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $137,117
- Income per person
- $51,387
- Below the poverty line
- 6.7%
- Unemployed (of the labor force)
- 6.5%
- Adults 25+ with a bachelor's degree
- 28.5%
- Adjusted gross income per tax return, 2022
- $112,43429,780 returns; wages 74% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 95020?
FHFA's house price index for 95020, built from repeat sales and appraisals of the same homes, rose 78% from 2015 to 2025 and rose 38% from 2020 to 2025, and moved +3.1% in 2025.
- Median home value (owners' estimate)
- $1,059,100
- Median gross rent
- $2,286
- Homes owned by their occupants
- 63.8%
- Housing units
- 20,822
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 95020?
1,540 business establishments had a location in this ZIP code in 2023, 68 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade268
- Construction229
- Health care and social assistance173
- Accommodation and food services167
- Other services (except public administration)143
- Professional, scientific, and technical services118
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 95020?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 95046 | San Martin | 6,324 | $159k | 6.1 mi |
| 95037 | Morgan Hill | 51,943 | $163k | 10.4 mi |
| 95076 | Watsonville | 82,806 | $91k | 11.9 mi |
| 95045 | San Juan Bautista | 3,659 | $110k | 13.3 mi |
| 95135 | San Jose | 20,129 | $191k | 14.4 mi |
| 95023 | Hollister | 59,889 | $116k | 14.7 mi |
| 95004 | Aromas | 4,363 | $131k | 10.5 mi (near) |
| 95019 | Freedom | 5,933 | $68k | 13.6 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.
Which other ZIP codes use the name Gilroy?
1 more ZIP code carries the postal name Gilroy, CA without a residential delivery area: PO boxes at the post office, or a single organization with its own ZIP code. The Census Bureau publishes no figures for it.
| ZIP | County |
|---|---|
| 95021 | Santa Clara County |
Source: GeoNames postal codes (CC BY 4.0), downloaded 2026-10-09; a ZIP code with no Census ZCTA has no residential delivery area.