Residential delivery area · California
ZIP Code 95138: San Jose, CA
ZIP code 95138 uses the postal name San Jose, California and lies entirely in Santa Clara County (Census 2020 ZIP-county file). About 19,000 people live there (Census Bureau, ACS 2020-2024), the 24th most populous of San Jose's 28 residential ZIP codes. Median household income is $204,476 (Census Bureau, ACS 2020-2024). By Census place, 40% of its land lies in San Jose; 60% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- San Jose · 28 residential ZIPs
- County
- Santa Clara County
- Census places
- San Jose
- Metro area
- San Jose-Sunnyvale-Santa Clara, CA
- House districts
- CA-19 (50%), CA-18 (50%) 119th Congress, by share of land
- State
- California
- Time zone
- Pacific
- Land area
- 26.0 sq mi · 728 people per sq mi
- PO Box ZIPs
- 30 more ZIP codes use the name San Jose for PO boxes or single organizations
Where is ZIP code 95138?
95138 centers on 37.246°, -121.749° and covers 26.0 square miles of land plus 0.0 of water. It borders 7 ZIP codes: 95139, 95013, 95119, 95111, 95121, 95037, 95135.
The map draws ZIP code areas only. For the streets inside 95138, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 95138 compare with the rest of San Jose?
| Measure | 95138 | In San Jose | In Santa Clara County | In CA |
|---|---|---|---|---|
| People (ACS 2020-2024) | 18,960 | 24th of 28 | 47th of 63 | 836th of 1,802 |
| Median household income | $205k | 2nd of 27 | 12th of 57 | 44th of 1,189 |
| Median home value | $1.5M | 8th of 27 | 27th of 58 | 146th of 1,317 |
Its median household income is higher than in 99% of U.S. residential ZIP codes, and it is denser than 75% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 95138?
The 2020 Census counted 19,530 people in 95138; the ACS, which samples households over 2020-2024, estimates 18,960. Between the 2010 and 2020 censuses its population grew 3.4% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 18,960±1,897 (90% margin)
- 2020 Census count
- 19,530+3.4% since 2010 (18,889)
- Households
- 5,580
- Median age
- 38.9
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 95138?
Of the 18,960 people the ACS estimates in 95138, 24.5% are under 18 and 11.9% are 65 or older. The largest group by race and Hispanic origin is Asian (not Hispanic) (48.5%), then Hispanic or Latino (25.4%).
- Under 1824.5%
- 18 to 6463.6%
- 65 and older11.9%
- Asian, not Hispanic48.5%
- Hispanic or Latino25.4%
- White, not Hispanic16.2%
- Other or two or more5.7%
- Black, not Hispanic4.2%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 95138 earn?
Median household income is $204,476 (ACS 2020-2024), the 12th highest of the 57 ranked ZIP codes in Santa Clara County. It is not measurably different from 2015-2019 ($220,520 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $204,476
- Income per person
- $85,919
- Below the poverty line
- 5.8%
- Unemployed (of the labor force)
- 4.6%
- Adults 25+ with a bachelor's degree
- 55.2%
- Adjusted gross income per tax return, 2022
- $264,5469,080 returns; wages 73% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 95138?
FHFA's house price index for 95138, built from repeat sales and appraisals of the same homes, rose 88% from 2015 to 2025 and rose 46% from 2020 to 2025, and moved −6.5% in 2025.
- Median home value (owners' estimate)
- $1,497,200
- Median gross rent
- $2,780
- Homes owned by their occupants
- 80.9%
- Housing units
- 5,729
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 95138?
368 business establishments had a location in this ZIP code in 2023, 12 fewer than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services84
- Health care and social assistance47
- Real estate and rental and leasing33
- Administrative and support and waste management and remediation services29
- Accommodation and food services28
- Construction25
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 95138?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 95139 | San Jose | 7,035 | $179k | 1.7 mi |
| 95013 | Coyote | 57 | $174k | 2.2 mi |
| 95119 | San Jose | 10,841 | $174k | 2.5 mi |
| 95111 | San Jose | 57,202 | $101k | 5.0 mi |
| 95121 | San Jose | 36,463 | $151k | 5.3 mi |
| 95037 | Morgan Hill | 51,943 | $163k | 8.7 mi |
| 95135 | San Jose | 20,129 | $191k | 12.4 mi |
| 95123 | San Jose | 69,677 | $144k | 4.6 mi (near) |
| 95136 | San Jose | 48,056 | $142k | 6.0 mi (near) |
| 95148 | San Jose | 44,995 | $167k | 6.3 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.