San Jose, CA · standard

ZIP Code 95148

Santa Clara County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

45,528
1,865/sq mi
$167,257
Median income
$1,279,500
Median home value
40.9%
Bachelor's or higher

The verdict

San Jose pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 2%
household income, US ZIPs
Top 1%
home value, US ZIPs
1,865
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95148 against every reporting US ZIP.

ZIP code 95148 is classified by USPS as a standard delivery area and covers roughly 24.4 square miles in San Jose, Santa Clara County, California. The area is home to 45,528 residents, producing a population density of 1,865 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95148 against California and the nation.

On the economic side, the median household income for ZIP 95148 sits at $167,257 (65% above the California average), while per-capita income is $57,150. The poverty rate stands at 6.2% and the unemployment rate at 4.5%. On housing, the median home value is $1,279,500 (66% above the state average) with median rent at $3,154 per month, and 79.6% of occupied units are owner-occupied, a direct signal of whether 95148 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 40.9% of adults hold a bachelor's degree or higher, the median age is 41.1, and the average commute is 32 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Santa Clara County, so you can benchmark 95148 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 95148

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 95148.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95148, San Jose, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

45,528

Population

24.4

Area (sq mi)

1,865

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95148?

41.1

Median Age

50.2%

Male

49.8%

Female

47.9%

Foreign-Born

White 11.5%
African American 2.6%
Asian 64.5%
American Indian or Alaska Native 1.1%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 12.9%
Hispanic or Latino 22.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$167,257

Median Household Income

+65% vs state

$57,150

Per Capita Income

6.2%

Poverty Rate

4.5%

Unemployment Rate

31.8 min

Mean Commute Time

How ZIP 95148 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$167,257 Top 2% higher than 98% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). This entry sits in this band. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.1%
Bachelor's Degree or Higher 40.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,369

Total Housing Units

12,110

Occupied Units

259

Vacant Units

3.68

Avg Household Size

Occupancy Type

Owner 79.6%
Renter 20.4%

$1,279,500

Median Home Value

+66% vs state

$3,154

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.4%

YoY Change (2024)

325

HPI Index (2000 = 100)

+225%

Total Change Since 2000

Home values in ZIP 95148 have increased 10.4% over the past year (2024). Since 2000, this ZIP has seen +225% cumulative appreciation.

Year Annual Change HPI Index
2020 -2.6% 219
2021 +6.3% 233
2022 +14.2% 266
2023 +10.7% 295
2024 +10.4% 325

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 503 business establishments in ZIP 95148, employing approximately 3,371 people with a combined annual payroll of $148,134,000.

503

Businesses

3,371

Employees

$148.1M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 96 19.1%
Professional, scientific, and technical services 83 16.5%
Construction 57 11.3%
Accommodation and food services 42 8.3%
Administrative and support and waste management and remediation services 40 8.0%
Retail trade 34 6.8%
Other services (except public administration) 32 6.4%
Transportation and warehousing 29 5.8%
Real estate and rental and leasing 23 4.6%
Finance and insurance 21 4.2%
Educational services 14 2.8%
Wholesale trade 10 2.0%
Information 9 1.8%
Arts, entertainment, and recreation 8 1.6%
Manufacturing 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95148 vs 95127 →

ZIP 95148 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95148 ranks #6 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95148 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95148 ranks #3 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95127 San Jose, CA 61,325 2.7 mi
95121 San Jose, CA 37,469 2.7 mi
95122 San Jose, CA 56,545 3.1 mi
95116 San Jose, CA 51,496 4.2 mi
95111 San Jose, CA 58,466 4.4 mi
95132 San Jose, CA 40,299 6.6 mi
95119 San Jose, CA 9,970 7.4 mi
95112 San Jose, CA 55,927 5.8 mi
95113 San Jose, CA 893 6.1 mi
95133 San Jose, CA 25,401 5.1 mi

More ZIP Codes in Santa Clara County

Frequently Asked Questions

What county is ZIP code 95148 in?
ZIP code 95148 (San Jose) is located in Santa Clara County, California. Santa Clara County contains multiple ZIP codes, see the full list at /counties/santa-clara-ca.
What is the population of ZIP code 95148?
ZIP code 95148 in San Jose, CA has a population of 45,528 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95148?
The median household income in ZIP 95148 is $167,257, which is 119% above the national average of $76,288.
What is the average home value in ZIP 95148?
The median home value in ZIP 95148 is $1,279,500, which is 360% above the national average of $278,155.
What is the demographic makeup of ZIP 95148?
The largest racial group in ZIP 95148 is Asian at 64.5%. Hispanic or Latino residents make up 22.3% of the population.
How many businesses are in ZIP code 95148?
ZIP code 95148 has 503 business establishments employing approximately 3,371 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95148?
The top industries by establishment count in ZIP 95148 are: Health care and social assistance (96), Professional, scientific, and technical services (83), Construction (57). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95148?
According to the FHFA House Price Index, home values in ZIP 95148 increased by 10.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 225%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95148?
In ZIP code 95148, 58.1% of residents aged 25+ have a high school diploma or higher, and 40.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95148?
The mean commute time for workers in ZIP code 95148 is 31.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95148?
In ZIP code 95148, approximately 79.6% of occupied housing units are owner-occupied and 20.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95148?
The poverty rate in ZIP code 95148 is 6.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for San Jose, CA

Verify and explore additional data for this area using these official government sources.