PlainZIP

San Jose, CA · standard

ZIP Code 95121

Santa Clara County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

37,469
3,262/sq mi
$150,605
Median income
$1,051,900
Median home value
34.5%
Bachelor's or higher

The verdict

San Jose pairs a top-decile household income with top-decile home values, in a suburban-density, homeowner-dominated area.

Top 4%
household income, US ZIPs
Top 2%
home value, US ZIPs
3,262
people per sq mi
78%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95121 against every reporting US ZIP.

ZIP code 95121 is a densely settled ZIP (a standard USPS delivery area) in San Jose, Santa Clara County, California, with 37,469 residents across 11.5 square miles, a density of 3,262 people per square mile, in the Los Angeles time zone.

ZIP 95121 skews affluent, with a median household income of $150,605 (48% above the California average), while per-capita income is $48,493. The poverty rate stands at 7.4% and the unemployment rate at 6.6%. Housing costs here run $1,051,900 for a typical home value (36% above the state average), with rent averaging $3,061 a month; 77.8% of homes are owner-occupied.

A solid share of residents have a four-year degree: 34.5% of adults hold a bachelor's degree or higher, the median age is 42.8, and the average commute is 30 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Santa Clara County, so you can benchmark 95121 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95121

Top 5 sectors by establishment count in San Jose, CA

Which industries have the most business establishments in ZIP 95121.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95121, San Jose, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

37,469

Population

11.5

Area (sq mi)

3,262

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95121?

42.8

Median Age

51.8%

Male

48.2%

Female

49.2%

Foreign-Born

White 9.7%
African American 2.3%
Asian 61.4%
American Indian or Alaska Native 2.0%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 10.3%
Hispanic or Latino 25.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$150,605

Median Household Income

+48% vs state

$48,493

Per Capita Income

7.4%

Poverty Rate

6.6%

Unemployment Rate

30.4 min

Mean Commute Time

How ZIP 95121 ranks nationally

San Jose, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$150,605 Top 4% higher than 96% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.1%
Bachelor's Degree or Higher 34.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,005

Total Housing Units

9,828

Occupied Units

177

Vacant Units

3.64

Avg Household Size

Occupancy Type

Owner 77.8%
Renter 22.2%

$1,051,900

Median Home Value

+36% vs state

$3,061

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.0%

YoY Change (2024)

322

HPI Index (2000 = 100)

+222%

Total Change Since 2000

Home values in ZIP 95121 have increased 10.0% over the past year (2024). Since 2000, this ZIP has seen +222% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.7% 222
2021 +8.3% 240
2022 +18.6% 285
2023 +2.9% 293
2024 +10.0% 322

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 486 business establishments in ZIP 95121, employing approximately 4,199 people with a combined annual payroll of $163,802,000.

486

Businesses

4,199

Employees

$163.8M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 101 20.8%
Accommodation and food services 82 16.9%
Construction 55 11.3%
Retail trade 47 9.7%
Professional, scientific, and technical services 44 9.1%
Other services (except public administration) 42 8.6%
Administrative and support and waste management and remediation services 25 5.1%
Transportation and warehousing 24 4.9%
Real estate and rental and leasing 24 4.9%
Finance and insurance 13 2.7%
Educational services 7 1.4%
Information 6 1.2%
Arts, entertainment, and recreation 6 1.2%
Manufacturing 5 1.0%
Wholesale trade 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95121 vs 95111 →

ZIP 95121 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95121 ranks #9 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95121 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95121 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95111 San Jose, CA 58,466 1.7 mi
95122 San Jose, CA 56,545 2.2 mi
95148 San Jose, CA 45,528 2.7 mi
95136 San Jose, CA 42,989 3.3 mi
95127 San Jose, CA 61,325 4.7 mi
95123 San Jose, CA 62,228 4.3 mi
95116 San Jose, CA 51,496 4.0 mi
95125 San Jose, CA 51,939 4.5 mi
95119 San Jose, CA 9,970 5.4 mi
95113 San Jose, CA 893 4.9 mi

More ZIP Codes in Santa Clara County

95035 standard
Milpitas, CA
Pop: 66,943
95123 standard
San Jose, CA
Pop: 62,228
95127 standard
San Jose, CA
Pop: 61,325
95014 standard
Cupertino, CA
Pop: 60,717
95111 standard
San Jose, CA
Pop: 58,466
95020 standard
Gilroy, CA
Pop: 57,349

Related Areas

Santa Clara County San Jose, CA California

Frequently Asked Questions

What county is ZIP code 95121 in? ▼
ZIP code 95121 (San Jose) is located in Santa Clara County, California. Santa Clara County contains multiple ZIP codes, see the full list at /counties/santa-clara-ca.
What is the population of ZIP code 95121? ▼
ZIP code 95121 in San Jose, CA has a population of 37,469 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95121? ▼
The median household income in ZIP 95121 is $150,605, which is 97% above the national average of $76,288.
What is the average home value in ZIP 95121? ▼
The median home value in ZIP 95121 is $1,051,900, which is 278% above the national average of $278,155.
What is the demographic makeup of ZIP 95121? ▼
The largest racial group in ZIP 95121 is Asian at 61.4%. Hispanic or Latino residents make up 25.0% of the population.
How many businesses are in ZIP code 95121? ▼
ZIP code 95121 has 486 business establishments employing approximately 4,199 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95121? ▼
The top industries by establishment count in ZIP 95121 are: Health care and social assistance (101), Accommodation and food services (82), Construction (55). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95121? ▼
According to the FHFA House Price Index, home values in ZIP 95121 increased by 10.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 222%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95121? ▼
In ZIP code 95121, 53.1% of residents aged 25+ have a high school diploma or higher, and 34.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95121? ▼
The mean commute time for workers in ZIP code 95121 is 30.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95121? ▼
In ZIP code 95121, approximately 77.8% of occupied housing units are owner-occupied and 22.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95121? ▼
The poverty rate in ZIP code 95121 is 7.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.